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$599,000
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Property Description
Excellent Investor Property! VALUE ENHANCED NEW HVAC! Beach Front in popular Emerald Surf Condo! See guest reviews in docs. Excellent property! Brand New HVAC June 2026. Well maintained END Unit. ELEVATOR! Heated pool! Private white sand beach to bury your toes! Open Floorplan with views galore from Master and Living Area. Walkout balcony. Wake up to views from your bed of the white topped waves and soaring gulls and pelicans! First floor above garage with easy access to walk out. Master Bedroom panoramic views of the emerald waters of the Gulf. Walkin Closet. Xtra Bedroom has queen and twin bed. Kitchen has cabinets aplenty with breakfast bar. Adventure awaits with boat and watersports rentals nearby. Make note Unit on 1st Floor above garage. Easy Beach access! Excellent Investor Property! Navarre Pier boasts the longest on the Gulf and is easily accessed for fishing and viewing dolphins, sea turtles and all kinds of aquatic sea life. Boat ramps by stoplight. There is also access to Gulf Islands National Seashore with untouched miles of white soft sandy beach with emerald and turquoise waters glistening as you watch the magnificent sunsets. A true paradise. Once you come you will come again. Navarre Beach is located between Destin and Pensacola Beach. Navarre Beach is a secret local hangout with laid back atmosphere.!
Full Property Details
Full Property Details for 8245 Gulf Blvd #APT 109
General
- Price: $599,000
- Taxes: $5,869 (2025)
- Status: Active
- Type: Condo
- Source: Navarre_NABOR
- MLS ID: 991370
- Updated: 7/31/2026
- Added to Site: 9 day(s) ago
Rental Information
- Complex Features: BBQ Pit/Grill, Dumpster, Elevators, Pets Allowed, Pool, Waterfront
Interior
- Number of Rooms: 8
- Interior Features: Breakfast Bar, Elevator, Split Bedroom, Washer/Dryer Hookup
- Appliances: Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
- Furnishings: Furnished - All
- Flooring: Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Pool - Heated, Pool Type
- Security/Safety: Fire Alarm/Sprinkler
Exterior
- Exterior Features: Balcony
Parking
- Covered Parking: Yes
- Parking Features: Covered, See Remarks
Location
- Area: 11 - Navarre/Gulf Breeze
- County: Santa Rosa
- Subdivision: EMERALD SURF CONDO
- Driving Directions: Cross Navarre Beach Bridge to Stop Light. Turn right. Go 1.1 miles and Emerald Surf will be on your left. Just across from Utility Drive.
School Information
- Elementary School: West Navarre Primary-Intermed
- Middle School: Holley-Navarre
- High School: Navarre
Community
- Association: Yes
- Assoc. Fees Include: Ground Keeping, Management, Master Association
- Units Assoc/Comm: 45
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Community Sewer, Public Sewer
- Utility Description: Electric, Public Water
Structural Information
- Construction Status: Complete
- Construction: Concrete
- Foundation: Foundation On Piling
- Windows: Window Treatment All
- Stories/Levels: 5
- Square Feet: 1,056
- Sq. Ft. Source: County PA Records
- Year Built: 1985
- Property Condition: Construction Complete
Unit Information
- Units in Building: 45
Lot Features
- Property View: Sound, Gulf
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Unit Waterfront, Gulf
Financial Considerations
- Price Per Sq. Ft.: $567.23
- Assessment Amount: $1,189
- Tax Amount: $5,869.11
- Tax Year: 2025
Disclosures and Reports
- Legal Description: EMERALD SURF CONDO UNIT 109 ALSO 1/45 INT IN COMMON ELEMENTS AS DES IN OR 3958 PG 240 & AS DES IN OR 4307 PG 831
- APN: 28-2S-26-9100-00000-1090
Listed by EXP Realty LLC
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Schools
Schools serving 8245 Gulf Blvd #APT 109
School District:Santa Rosa County School District
| Name | Grades | Distance |
|---|---|---|
Holley-Navarre Intermediate School 1936 Navarre School Road, Navarre, FL 32566 | 3-5 | 1.9 mi |
Holley-Navarre Primary School 8019 Escola Street, Navarre, FL 32566 | PK-2 | 2 mi |
Holley-Navarre Middle School 1976 Williams Creek Drive, Navarre, FL 32566 | 6-8 | 2.1 mi |
Navarre High School 8600 High School Boulevard, Navarre, FL 32566 | 9-12 | 3.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8245 Gulf Blvd #APT 109
Date
Details
Price
Change
Source
7/31/2026
Price Reduced
$599,000
-1.8%
MLS
12/16/2025
Listed
$610,000
216.06%
MLS
6/30/2022
Sold
$193,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8245 Gulf Blvd #APT 109
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,869
7%
$500,000
5%
2024
$5,488
12%
$475,000
19%
2023
$4,899
19%
$400,000
33%
2021
$4,109
-11%
$300,000
-20%
2022
$4,605
12%
$375,000
56%
2021
$4,109
24%
$240,000
4%
2019
$3,310
2%
$230,000
5%
2018
$3,234
21%
$220,000
—
2017
$2,670
38%
$220,000
38%
2016
$1,938
-2%
$159,265
1%
2015
$1,972
-1%
$158,158
1%
2014
$1,988
—
$156,903
2%
2013
$1,996
—
$154,584
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8245 Gulf Blvd #APT 109
8245 Gulf Boulevard #APT 109, Navarre, FL 32566 (MLS# 991370) is a Condo property with 2 bedrooms and 2 full bathrooms. 8245 Gulf Boulevard #APT 109 is currently listed for $599,000 and was received on July 31, 2026. Want to learn more about 8245 Gulf Boulevard #APT 109? Do you have questions about finding other Condo real estate for sale in Navarre? You can browse all Navarre real estate or contact a Coldwell Banker agent to request more information.

