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$579,988
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Property Description
Newly upgraded and move-in ready townhome offering stunning water views from every room, low HOA fees, and short-term rental potential. Ideally located between Navarre Beach and Santa Rosa Sound, this beautifully maintained property delivers the perfect blend of coastal lifestyle and investment opportunity.This two-story townhome features an open-concept main living area filled with natural light and designed for comfortable entertaining. The living room flows seamlessly into the dining space and updated kitchen, which includes a breakfast bar, coffee nook, modern backsplash, and direct access to a private balcony overlooking the water.Recent major updates include a 2024 roof, newer HVAC system, and updated water heater, fully renovated kitchen. Perfect turn-key townhome providing peace of mind and low-maintenance ownership. The home is being offered with brand-new furnishings, creating a turnkey opportunity for personal use or rental income. The upstairs layout offers two private bedrooms separated from the main living space for added privacy. The primary suite features its own private balcony with beautiful sunrise and water views. Multiple balconies throughout the home provide outdoor living spaces to enjoy the coastal scenery. The lower level includes a covered deck with BBQ grill, perfect for outdoor dining and entertaining. Community amenities include a heated residents-only pool and a private neighborhood dock ideal for fishing, paddleboarding, kayaking, or enjoying Santa Rosa Sound access. Navarre Beach, public beach access, dining, entertainment, and local favorites including Juana's Pagodas are easily accessible by golf cart or short drive. The low HOA covers grounds maintenance and allows short-term rentals, making this property well suited for a primary residence, second home, or income-producing investment property.
Full Property Details
Full Property Details for 8522 Gulf Blvd #20
General
- Price: $579,988
- Status: Active
- Type: Townhouse
- Source: Emerald_Coast
- MLS ID: 974702
- Updated: 2/13/2026
- Added to Site: 314 day(s) ago
Interior
- Rooms/Areas: Bedroom, Family Room, Kitchen, Master Bathroom, Master Bedroom
- Interior Features: Breakfast Bar, Floor Hardwood, Floor Tile, Furnished - All, Owner's Closet, Washer/Dryer Hookup, Wet Bar, Window Bay, Window Treatment All
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Fire Alarm/Sprinkler, Freezer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Family Room: Family Room
- Kitchen: Kitchen
Additional Information
- Shared Amenities: BBQ Pit/Grill, Beach, Dock, Fishing, Picnic Area, Pool, Short Term Rental - Allowed, Waterfront
- Pool: Yes
Exterior
- Exterior Features: Balcony, BBQ Pit/Grill, Dock, Guest Quarters, Patio Covered, Porch, Porch Open, Renovated, Shower
Parking
- Carports: Yes
- Parking: Boat, Carport Attached, Covered, Golf Cart Open, Guest, Oversized
Location
- Area: 11 - Navarre/Gulf Breeze
- County: Santa Rosa
- Subdivision: Sandcastle Beach Homes
- Driving Directions: Navarre Pkwy (Hwy 98 ) to South on Navarre Beach Causeway then West on Gulf Blvd, then North into Sandcastle Homes. Unit will be on the right near the Pool.
School Information
- Elementary School: Holley-Navarre
- Middle School: Holley-Navarre
- High School: Navarre
Heating & Cooling
- Heating/Cooling: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Roof Vent, Tinted Windows, Water Heater - Elect
Utilities
- Utility Description: Public Sewer, Public Water
Structural Information
- Architectural Style: Townhome
- Construction: Foundation On Piling, Roof Metal, Siding Vinyl
- Stories/Levels: 2
- Square Feet: 1,294
- Sq. Ft. Source: County PA Records
- Year Built: 1984
Lot Features
- Property View: Intracoastal Waterwy, Sound, Unit Waterview Only
- Street/Road Desc.: County Road, Paved Road
- Lot Features: Covenants, Dead End, Easements, Restrictions, Sidewalk, Survey Available, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $400
- Assmt Payment Freq: Monthly
- Terms: Conventional, FHA, VA
Disclosures and Reports
- Legal Description: SANDCASTLE BEACH HOMES PHASE II LOT 4 BLK E AS DES IN OR 4417 PG 1819
- Assessment: Yes
- APN: 28-2S-26-9260-00E00-0040
Listed by Watersound Real Estate
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Schools
Schools serving 8522 Gulf Blvd #20
School District:Santa Rosa County School District
| Name | Grades | Distance |
|---|---|---|
Holley-Navarre Intermediate School 1936 Navarre School Road, Navarre, FL 32566 | 3-5 | 2 mi |
Holley-Navarre Primary School 8019 Escola Street, Navarre, FL 32566 | PK-2 | 2.1 mi |
Holley-Navarre Middle School 1976 Williams Creek Drive, Navarre, FL 32566 | 6-8 | 2.1 mi |
Navarre High School 8600 High School Boulevard, Navarre, FL 32566 | 9-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8522 Gulf Blvd #20
Date
Details
Price
Change
Source
2/04/2026
Price Increased
$579,988
12.62%
MLS
10/30/2025
Price Reduced
$515,000
-1.9%
MLS
10/22/2025
Price Increased
$525,000
5.21%
MLS
8/04/2025
Price Reduced
$499,000
-2.16%
MLS
6/27/2025
Price Reduced
$510,000
-3.77%
MLS
4/24/2025
Listed
$530,000
-3.64%
MLS
7/24/2023
Sold
$550,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8522 Gulf Blvd #20
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,541
-1%
$439,842
—
2023
$5,591
5%
$440,198
6%
2022
$5,347
61%
$414,891
51%
2021
$3,329
—
$275,340
16%
2021
$3,329
37%
$236,448
60%
2018
$2,422
13%
$147,628
1%
2017
$2,134
3%
$145,982
4%
2016
$2,062
-23%
$140,535
-13%
2019
$2,675
46%
$162,391
46%
2015
$1,835
-2%
$111,369
-1%
2014
$1,881
6%
$112,736
9%
2013
$1,780
—
$102,999
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8522 Gulf Blvd #20
8522 Gulf Boulevard #20, Navarre, FL 32566 (MLS# 974702) is a Townhouse property with 2 bedrooms and 3 full bathrooms. 8522 Gulf Boulevard #20 is currently listed for $579,988 and was received on April 24, 2025. Want to learn more about 8522 Gulf Boulevard #20? Do you have questions about finding other Townhouse real estate for sale in Navarre? You can browse all Navarre real estate or contact a Coldwell Banker agent to request more information.

