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$665,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,145 Sq. Ft.
  • Updated 4 days ago
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Stunning Lakefront Retreat with Custom Woodwork & Westerly Sunsets -- 109 Bermuda Way, Niceville, FL Fall in love at first sight! This extraordinary lakefront home delivers a rare mix of natural beauty and master craftsmanship you won't find elsewhere in Niceville. Step inside and custom woodwork wraps every corner -- rich hardwood floors flow beneath hand-finished wood ceilings, custom millwork, and artisan trim that turns every room into a showcase of timeless craftsmanship. The real magic happens at golden hour. Positioned directly on the lake with unobstructed westerly views, this home is made for sunset lovers. Unwind on the back porch as the sky ignites over the water -- every evening becomes an event. Why You'll Love It: 🌅 Lakefront Living - Direct lake access with sweeping westerly sunset views 🪵 Custom Woodwork Throughout - Wood-beamed ceilings, hardwood floors, handcrafted millwork ✨ One-of-a-Kind Character - Built with intention and artistry, not cookie-cutter finishes 🏡 Prime Niceville Location - Close to Eglin AFB, top schools, shopping, and dining 🌊 Outdoor Living - Waterfront views from your own backyard oasis This is more than a house -- it's a daily escape. Lakefront homes with this level of craftsmanship rarely hit the Niceville market. Once you feel the warmth of these wood-finished interiors paired with unforgettable sunsets, you'll understand why. Schedule your private showing today before this rare gem is gone!

Full Property Details for 109 Bermuda Way

General

  • Price: $665,000
  • Taxes: $4,259 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1006515
  • Updated: 7/6/2026
  • Added to Site: 4 day(s) ago

Rental Information

  • Complex Features: Pickle Ball, Boat Launch, Dock, Fishing, Marina, Pets Allowed, Tennis, Waterfront

Interior

  • Number of Rooms: 6
  • Interior Features: Lighting Recessed, Pantry, Pull Down Stairs, Wallpaper, Washer/Dryer Hookup, Woodwork Painted, Woodwork Stained
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Stove/Oven Electric
  • Flooring: Floor Hardwood, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Exterior

  • Exterior Features: Rain Gutter, Lawn Pump
  • Porch/Patio/Deck: Patio Open

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage

Location

  • Area: 13 - Niceville
  • County: Okaloosa
  • Subdivision: BLUEWATER BAY VILLAGE 1A
  • Driving Directions: Hwy 20 east to Bay Drive entrance of Bluewater Bay, turn right and continue to Bermuda, 2nd right, home is on your left.

School Information

  • Elementary School: Bluewater
  • Middle School: Lewis or Ruckel
  • High School: Niceville

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Wall/Window Unit(s), Ceiling Fans, Central Air
  • Heating Type: Natural Gas
  • Heating/Cooling: Natural Gas, Wall/Window Unit(s), Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Public Water

Structural Information

  • Architectural Style: Craftsman Style
  • Construction: Brick, Trim Wood
  • Exterior Const.: Brick, Trim Wood
  • Stories/Levels: 1
  • Square Feet: 2,145
  • Sq. Ft. Source: County PA Records
  • Year Built: 1987

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.39
  • Lot Size (Sq. Ft.): 16,988.4
  • Lot Dimensions: 75 x 196
  • Frontage: County Road
  • Street/Road Desc.: Paved
  • Lot Features: Covenants, Easements, Survey Available, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Lake

Financial Considerations

  • Tax Amount: $4,259.31
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: CARIBBEAN VILLAGE WEST LOT 5 BLK A
  • APN: 23-1S-22-4770-000A-0050
  • Property ID: 23-1S-22-4770-000A-0050

Listed by Berkshire Hathaway Home Services PenFed Realty

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Listing agent

— 109 Bermuda Way —

  • Berkshire Hathaway Home Services PenFed Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Bermuda Way

School District:Okaloosa County School District
NameGradesDistance
Bluewater Elementary School
4545 Range Road, Niceville, FL 32578
K-50.6 mi
C. W. Ruckel Middle School
201 Partin Drive North, Niceville, FL 32578
6-83.7 mi
Niceville Senior High School
800 John Sims Parkway, Niceville, FL 32578
9-123.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Bermuda Way Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/06/2026
Listed
$665,000
34.34%
MLS
4/26/2021
Sold
$495,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Bermuda Way

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,259
3%
$392,994
3%
2024
$4,138
2%
$381,918
3%
2023
$4,041
-1%
$370,794
15%
2021
$4,080
3%
$323,105
-10%
2022
$3,944
-3%
$359,994
58%
2021
$4,080
68%
$228,483
2%
2019
$2,435
1%
$223,346
2%
2018
$2,409
1%
$219,182
2%
2017
$2,391
3%
$214,674
2%
2016
$2,326
-2%
$210,259
1%
2015
$2,372
—
$208,797
1%
2014
$2,380
2%
$207,140
1%
2013
$2,337
—
$204,079
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Berkshire Hathaway Home Services PenFed Realty

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109 Bermuda Way, Niceville, FL 32578 (MLS# 1006515) is a Single Family property with 4 bedrooms and 2 full bathrooms. 109 Bermuda Way is currently listed for $665,000 and was received on July 06, 2026. Want to learn more about 109 Bermuda Way? Do you have questions about finding other Single Family real estate for sale in Niceville? You can browse all Niceville real estate or contact a Coldwell Banker agent to request more information.

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