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$699,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,646 Sq. Ft.
  • Updated 4 days ago

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Welcome home to 1395 Windward Lane, a spacious, single-level, 4-bedroom property situated inside Bluewater Bay's extraordinary Windward community. Entering through Windward's stately gate, you are greeted by a brick paver roundabout encircling a lush park. Meander down Windward Way to the banks of Lido Lake to observe the resident turtles and other wildlife. Windward's most valuable and unique amenity is the Bay-front community beach with an extensive dock and platforms for putting in kayaks and paddle boards. Pack a picnic, stroll or bike 1000 feet from your front door, and watch the sunset over Choctawhatchee Bay, or wet a line and bring home freshly-caught fish for dinner! 1395 Windward Lane's thoughtful and functional plan offers a split bedroom layout with 2 bedrooms and a full bath on one side of the living spaces and the primary bedroom suite, an additional bedroom, and a convenient half bath on the other. A generously-sized office and formal dining space flank the foyer, while the cozy living room with wood burning fireplace and built-in shelving flows seamlessly into the updated kitchen and breakfast nook. Don't overlook the tremendous value and flexibility of the 330+ square foot heated and cooled Florida room NOT INCLUDED in the advertised 2646 square feet!!! From the Florida room, discover an ample covered back porch leading to the resort-like backyard overlooking the 7th green of Bluewater's 9-hole Bay course. Bluewater Bay offers a resort lifestyle for all ages with miles of walking paths, restaurants, shopping, a marina complex, and separate memberships available for golf, tennis, pickleball, and swimming pools. Zoned for highly rated Bluewater Elementary School, offering a choice between Ruckel and Destin Middle Schools, and Niceville High School - home of the Eagles!

Full Property Details for 1395 Windward Ln

General

  • Price: $699,900
  • Taxes: $5,998 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 995853
  • Updated: 2/20/2026
  • Added to Site: 4 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Dining Room, Kitchen, Laundry, Living Room, Master Bathroom, Office, Sitting Room
  • Interior Features: Built-In Bookcases, Ceiling Tray/Cofferd, Fireplace, Floor Hardwood, Floor Tile, Floor WW Carpet, Lighting Recessed, Pantry, Pull Down Stairs, Shelving, Skylight(s), Split Bedroom, Washer/Dryer Hookup, Window Treatmnt Some, Woodwork Painted
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Dual Fuel

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Living Room: Living Room
  • Sitting Room: Sitting Room
  • Kitchen: Kitchen
  • Dining Room: Dining Room
  • Office: Office

Additional Information

  • Shared Amenities: Dock, Gated Community, Waterfront

Exterior

  • Exterior Features: Lawn Pump, Patio Covered, Patio Enclosed, Rain Gutter, Sprinkler System

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage, Garage Attached

Location

  • Area: 13 - Niceville
  • County: Okaloosa
  • Subdivision: Windward Ph 5
  • Driving Directions: From Highway 20, turn South onto Bluewater Blvd. Go through the roundabout and take a left at the stop sign, Oakmont Drive. Take the first right onto Winged Foot Drive. Winged Foot runs into the gate at Windward. Once through the gate enter the roundabout and take the third exit off, onto Windward Lane. The home is six houses down on the left.

School Information

  • Elementary School: Bluewater
  • Middle School: Choice-Destin/Ruckel
  • High School: Niceville

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Heat Pump Air To Air, Insulated Doors, Ridge Vent, Water Heater - Gas, Water Heater - Tnkls

Utilities

  • Utility Description: Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable, Underground

Structural Information

  • Architectural Style: Traditional
  • Construction: Brick, Frame, Roof Dimensional Shg, Roof Pitched, Slab, Trim Aluminum, Trim Vinyl
  • Stories/Levels: 1
  • Square Feet: 2,646
  • Sq. Ft. Source: County PA Records
  • Year Built: 1989

Lot Features

  • Lot Size (Acres): 0.35
  • Lot Dimensions: 78.14'F x 151.49'LS x 111.08'R x 155.11'RS
  • Street/Road Desc.: Controlled Access, Easement, Paved Road, Private Road
  • Lot Features: Covenants, Easements, Golf Course, Interior, Level, Restrictions, Storm Sewer, Within 1/2 Mile to Water
  • Zoning: County, Deed Restrictions, Resid Single Family

Financial Considerations

  • Assessment Amount: $275
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $5,998
  • Tax Year: 2025
  • Terms: Conventional, VA

Disclosures and Reports

  • Legal Description: Lot 6, WINDWARD PH V, according to the map or plat thereof as recorded in Plat Book 11, Page 55, of the Public Records of Okaloosa County, Florida
  • Assessment: Yes
  • APN: 22-1S-22-2693-0000-0060

Listed by EXP Realty LLC

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Listing agents

— 1395 Windward Ln —

  • EXP Realty LLC

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1395 Windward Ln

School District:Okaloosa County School District
NameGradesDistance
Bluewater Elementary School
4545 Range Road, Niceville, FL 32578
K-51.4 mi
C. W. Ruckel Middle School
201 Partin Drive North, Niceville, FL 32578
6-83.6 mi
Niceville Senior High School
800 John Sims Parkway, Niceville, FL 32578
9-123.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1395 Windward Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/20/2026
Listed
$699,900
278.32%
MLS
11/01/2018
Sold
$185,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1395 Windward Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,999
1%
$501,598
1%
2024
$5,925
3%
$494,720
—
2023
$5,729
21%
$495,728
32%
2021
$4,742
-11%
$376,607
-19%
2022
$5,350
13%
$467,057
33%
2021
$4,742
53%
$350,819
25%
2019
$3,092
1%
$280,040
2%
2018
$3,061
1%
$274,818
2%
2017
$3,040
3%
$269,166
2%
2016
$2,956
-2%
$263,630
1%
2015
$3,015
1%
$261,797
2%
2014
$2,986
2%
$256,875
1%
2013
$2,933
—
$253,079
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by EXP Realty LLC

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1395 Windward Lane, Niceville, FL 32578 (MLS# 995853) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 1395 Windward Lane is currently listed for $699,900 and was received on February 20, 2026. Want to learn more about 1395 Windward Lane? Do you have questions about finding other Single Family real estate for sale in Niceville? You can browse all Niceville real estate or contact a Coldwell Banker agent to request more information.

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