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$699,000
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Property Description
Are you interested in unmatched panoramic views, cleansing salty air, and sleeping to the sound of waves? If so, come see this updated, move-in ready home, approximately 15 minutes from Destin, offering ample opportunities to enjoy the Gulf of America, shopping, dining, recreation and more. Not only would you be investing into a lifestyle, but also into a 4 bdrm, 3 ba house, garage and understory. There is a Jack & Jill bath w single vanity & walk-in tiled shower, new LPV flooring in l/r, kitchen, bedrooms and hall. Cherished and maintained, this home delivers a modern open floor plan; kitchen to living room space, new stainless steel appliances, thoughtfully crafted backsplash, quartz countertops in the kitchen, main & guest bath rooms. Full view windows overlooking the Choctawhatchee Bay. Main bath has a generous walk-in tiled surround shower, double vanity and large walk-in closet. Step out from your future living room onto the deck and stroll down to your private dock for a peaceful escape. Newly laid sod with sprinkler system installed in 2025. Buyer(s) are responsible to personally verify all details for property and dimensions. Any information contained in this listing is believed to be accurate but is not guaranteed.
Full Property Details
Full Property Details for 14351 State Hwy 20
General
- Price: $699,000
- Taxes: $2,163 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 978310
- Updated: 1/1/2026
- Added to Site: 222 day(s) ago
Interior
- Rooms/Areas: Bedroom, Dining Room, Full Bathroom, Garage, Kitchen, Laundry, Living Room, Master Bathroom, Master Bedroom, Other
- Interior Features: Breakfast Bar, Fireplace, Floor Laminate, Floor Tile, Furnished - All, Washer/Dryer Hookup, Window Treatmnt Some
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Living Room: Living Room
- Kitchen: Kitchen
- Dining Room: Dining Room
- Other Room 1: Other
Exterior
- Exterior Features: Deck Open
Parking
- Garage: Yes
- Garage Spaces: 1
- Carports: Yes
- Parking: Carport Detached, Garage Attached
Location
- Area: 20 - Freeport
- County: Walton
- Subdivision: Chickasaw S/D
- Driving Directions: Traveling on Hwy 20 from Freeport, go until you come to the community of Choctaw Beach and home will be on your left .
School Information
- Elementary School: Freeport
- Middle School: Freeport
- High School: Freeport
Heating & Cooling
- Heating/Cooling: AC - Central Elect, Ceiling Fans, Water Heater - Elect
Utilities
- Utility Description: Electric, Public Water, Septic Tank
Structural Information
- Architectural Style: Beach House
- Construction: Frame, Roof Composite Shngl, Siding Brick Some, Siding Vinyl, Stucco, Trim Vinyl
- Stories/Levels: 1
- Square Feet: 1,726
- Sq. Ft. Source: County PA Records
- Year Built: 1998
Lot Features
- Property View: Bay
- Lot Size (Acres): 0.15
- Lot Dimensions: 75 x 79
- Street/Road Desc.: Paved Road, State Highway
- Lot Features: Flood Insurance Req, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Water Features
- Water Front Type: Bay
Financial Considerations
- Tax Amount: $2,163
- Tax Year: 2024
Disclosures and Reports
- Legal Description: LOT 4 BLK 3 CHICKASAW S/D PB 2-75 OR 490-115 OR 3129-4589 OR 3134-1960 OR 3134-1963 OR 3194-1045
- APN: 28-1S-21-41020-003-0040
Listed by Jan Hooks Real Estate Group Inc
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Schools
Schools serving 14351 State Hwy 20
School District:Walton County School District
| Name | Grades | Distance |
|---|---|---|
Freeport Middle School 360 Kylea Laird Drive, Freeport, FL 32439 | 6-8 | 13.7 mi |
Freeport Elementary School 15381 U.S. 331, Freeport, FL 32439 | PK-5 | 14.4 mi |
Freeport Senior High School 12615 U.S. 331, Freeport, FL 32439 | 9-12 | 16.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 14351 State Hwy 20
Date
Details
Price
Change
Source
1/01/2026
Price Reduced
$699,000
-3.57%
MLS
12/02/2025
Price Reduced
$724,900
-3.22%
MLS
11/11/2025
Price Reduced
$749,000
-1.32%
MLS
11/03/2025
Price Reduced
$759,000
-2.06%
MLS
10/15/2025
Price Reduced
$775,000
-3.12%
MLS
10/04/2025
Price Reduced
$799,999
-3.02%
MLS
9/24/2025
Price Reduced
$824,900
-2.84%
MLS
9/09/2025
Price Reduced
$849,000
-2.3%
MLS
7/29/2025
Price Reduced
$869,000
-1.14%
MLS
6/09/2025
Listed
$879,000
75.8%
MLS
4/21/2021
Sold
$500,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 14351 State Hwy 20
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,163
—
$284,479
14%
2024
$2,163
2%
$250,087
-1%
2023
$2,112
63%
$252,444
81%
2021
$1,297
-32%
$139,139
-35%
2022
$1,914
48%
$215,431
77%
2021
$1,297
12%
$121,708
3%
2019
$1,158
3%
$117,905
3%
2018
$1,126
—
$113,924
—
2017
$1,126
268%
$113,503
126%
2016
$306
—
$50,261
1%
2015
$307
—
$49,912
1%
2014
$307
13%
$49,516
9%
2013
$271
—
$45,596
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 14351 State Hwy 20
14351 State Highway 20, Niceville, FL 32578 (MLS# 978310) is a Single Family property with 4 bedrooms and 3 full bathrooms. 14351 State Highway 20 is currently listed for $699,000 and was received on June 09, 2025. Want to learn more about 14351 State Highway 20? Do you have questions about finding other Single Family real estate for sale in Niceville? You can browse all Niceville real estate or contact a Coldwell Banker agent to request more information.

