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$664,900 -$10,000 (-1.48%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1,726 Sq. Ft.
  • Updated 4 days ago
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Are you interested in unmatched panoramic views, cleansing salty air, and sleeping to the sound of waves? If so, come see this updated, move-in ready home, approximately 15 minutes from Destin, offering ample opportunities to enjoy the Gulf of America, shopping, dining, recreation and more. Not only would you be investing into a lifestyle, but also into a 4 bdrm, 3 ba house, garage and understory. There is a Jack & Jill bath w single vanity & walk-in tiled shower, new LPV flooring in l/r, kitchen, bedrooms and hall. Cherished and maintained, this home delivers a modern open floor plan; kitchen to living room space, new stainless steel appliances, thoughtfully crafted backsplash, quartz countertops in the kitchen, main & guest bath rooms. Full view windows overlooking the Choctawhatchee Bay. Main bath has a generous walk-in tiled surround shower, double vanity and large walk-in closet. Step out from your future living room onto the deck and stroll down to your private dock for a peaceful escape. Newly laid sod with sprinkler system installed in 2025. Buyer(s) are responsible to personally verify all details for property and dimensions. Any information contained in this listing is believed to be accurate but is not guaranteed.

Full Property Details for 14351 State Hwy 20

General

  • Price: $664,900
  • Taxes: $2,163 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 978310
  • Updated: 5/4/2026
  • Added to Site: 28 day(s) ago

Interior

  • Number of Rooms: 10
  • Interior Features: Breakfast Bar, Fireplace, Washer/Dryer Hookup
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Laminate, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Porch/Patio/Deck: Deck Open

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Carport Spaces: 2
  • Parking Features: Carport Detached

Location

  • Area: 20 - Freeport
  • County: Walton
  • Subdivision: CHICKASAW S/D
  • Driving Directions: Traveling on Hwy 20 from Freeport, go until you come to the community of Choctaw Beach and home will be on your left .

School Information

  • Elementary School: Freeport
  • Middle School: Freeport
  • High School: Freeport

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating/Cooling: Ceiling Fans, Central Air

Utilities

  • Sewer: Septic Tank
  • Utility Description: Electric, Public Water

Structural Information

  • Architectural Style: Beach House
  • Construction: Frame, Siding Brick Some, Siding Vinyl, Stucco, Trim Vinyl
  • Exterior Const.: Frame, Siding Brick Some, Siding Vinyl, Stucco, Trim Vinyl
  • Stories/Levels: 1
  • Square Feet: 1,726
  • Sq. Ft. Source: County PA Records
  • Year Built: 1998

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 0.15
  • Lot Size (Sq. Ft.): 6,534
  • Lot Dimensions: 75 x 79
  • Frontage: State Road
  • Street/Road Desc.: Paved
  • Lot Features: Flood Insurance Req, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Bay

Financial Considerations

  • Tax Amount: $2,163.42
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: LOT 4 BLK 3 CHICKASAW S/D PB 2-75 OR 490-115 OR 3129-4589 OR 3134-1960 OR 3134-1963 OR 3194-1045
  • APN: 28-1S-21-41020-003-0040
  • Property ID: 28-1S-21-41020-003-0040

Listed by Jan Hooks Real Estate Group Inc

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Listing agent

— 14351 State Hwy 20 —

  • Jan Hooks Real Estate Group Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 14351 State Hwy 20

School District:Walton County School District
NameGradesDistance
Freeport Middle School
360 Kylea Laird Drive, Freeport, FL 32439
6-813.7 mi
Freeport Elementary School
15381 U.S. 331, Freeport, FL 32439
PK-514.4 mi
Freeport Senior High School
12615 U.S. 331, Freeport, FL 32439
9-1216.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 14351 State Hwy 20 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/04/2026
Price Reduced
$664,900
-1.48%
MLS
4/13/2026
Price Reduced
$674,900
-2.75%
MLS
1/30/2026
Price Reduced
$694,000
-0.72%
MLS
1/01/2026
Price Reduced
$699,000
-3.57%
MLS
12/02/2025
Price Reduced
$724,900
-3.22%
MLS
11/11/2025
Price Reduced
$749,000
-1.32%
MLS
11/03/2025
Price Reduced
$759,000
-2.06%
MLS
10/15/2025
Price Reduced
$775,000
-3.12%
MLS
10/04/2025
Price Reduced
$799,999
-3.02%
MLS
9/24/2025
Price Reduced
$824,900
-2.84%
MLS
9/09/2025
Price Reduced
$849,000
-2.3%
MLS
7/29/2025
Price Reduced
$869,000
-1.14%
MLS
6/09/2025
Listed
$879,000
75.8%
MLS
4/21/2021
Sold
$500,000
—
Public Record
View All
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 14351 State Hwy 20

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,163
—
$284,479
14%
2024
$2,163
2%
$250,087
-1%
2023
$2,112
63%
$252,444
81%
2021
$1,297
-32%
$139,139
-35%
2022
$1,914
48%
$215,431
77%
2021
$1,297
12%
$121,708
3%
2019
$1,158
3%
$117,905
3%
2018
$1,126
—
$113,924
—
2017
$1,126
268%
$113,503
126%
2016
$306
—
$50,261
1%
2015
$307
—
$49,912
1%
2014
$307
13%
$49,516
9%
2013
$271
—
$45,596
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 14351 State Hwy 20

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Down Payment
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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Jan Hooks Real Estate Group Inc

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14351 State Highway 20, Niceville, FL 32578 (MLS# 978310) is a Single Family property with 4 bedrooms and 3 full bathrooms. 14351 State Highway 20 is currently listed for $664,900 and was received on April 10, 2026. Want to learn more about 14351 State Highway 20? Do you have questions about finding other Single Family real estate for sale in Niceville? You can browse all Niceville real estate or contact a Coldwell Banker agent to request more information.

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