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$720,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 3,020 Sq. Ft.
  • Updated 19 hours ago
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RENOVATED 4-BEDROOM, 3-BATH HOME IN WINDWARD AT BLUEWATER BAY! Nestled on a tree-shaded lot in this highly sought-after gated community, a short distance to the community beach park with access to the bay. This classic floor plan features formal living and dining rooms, and a cozy den with fireplace, custom wainscoting, and architectural columns. Popcorn ceilings have been replaced with smooth knockdown texture, every room has been freshly painted, and new carpet has been installed. Tile flooring extends through the kitchen, foyer, downstairs family room, and all wet areas. Beautiful renovated kitchen with white shaker cabinetry, new granite countertops, and a spacious island. The oversized primary suite offers an updated ensuite bath with new flooring, walk-in shower, soaking tub, new vanities, updated lighting, and a generous walk-in closet. Two additional bathrooms feature new vanities and granite countertops. A first-floor bedroom and full bath provide an ideal space for guests or a home office, while two additional bedrooms are located upstairs. A brand-new deck overlooks the spacious backyard, while a 2-car attached garage provides added convenience. Bluewater Bay offers an array of amenities, including community pools, tennis, golf, a bayfront marina, scenic walking paths, parks, and playgrounds. Enjoy a convenient commute to local military bases, with Destin's white-sand beaches, restaurants, shopping, and entertainment just across the Mid-Bay Bridge.

Full Property Details for 4440 Windward Lane Cove

General

  • Price: $720,000
  • Taxes: $5,259 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1013651
  • Updated: 10/13/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Complex Features: Pickle Ball, Beach, Dock, Gated Community, Golf, Pets Allowed, Picnic Area, Pool, Separate Storage, Tennis, Waterfront

Interior

  • Number of Rooms: 9
  • Interior Features: Ceiling Cathedral, Ceiling Raised, Ceiling Tray/Cofferd, Ceiling Vaulted, Fireplace, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Pull Down Stairs, Walls Wainscoting, Washer/Dryer Hookup, Woodwork Painted
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Gas
  • Flooring: Floor Tile, Floor WW Carpet New

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Exterior

  • Exterior Features: Fenced Back Yard, Lawn Pump, Sprinkler System
  • Porch/Patio/Deck: Deck Open

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage

Location

  • Area: 13 - Niceville
  • County: Okaloosa
  • Subdivision: WINDWARD PH 5
  • Driving Directions: From E Hwy 20, turn south onto Bayfront Pkwy. Turn left onto Bluewater Blvd, then right onto Windward Ln. Continue into the gated Windward community and follow Windward Ln to Windward Lane Cove. The home will be on the right.

School Information

  • Elementary School: Bluewater
  • Middle School: Choice-Destin/Ruckel
  • High School: Niceville

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Ground Keeping, Management

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Gas - Natural, Public Water

Structural Information

  • Architectural Style: Traditional
  • Construction: Brick, Siding Brick Front, Siding Vinyl, Trim Vinyl
  • Exterior Const.: Brick, Siding Brick Front, Siding Vinyl, Trim Vinyl
  • Stories/Levels: 2
  • Square Feet: 3,020
  • Sq. Ft. Source: County PA Records
  • Year Built: 1989

Lot Features

  • Lot Size (Acres): 0.28
  • Lot Size (Sq. Ft.): 12,196.8
  • Lot Dimensions: 32 x 156 x 130 x 156
  • Frontage: Private Road
  • Street/Road Desc.: Paved
  • Lot Features: Covenants, Interior, Level, Restrictions, Storm Sewer, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $275
  • Tax Amount: $5,259.73
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: WINDWARD PH V LOT 16
  • APN: 22-1S-22-2693-0000-0160
  • Property ID: 22-1S-22-2693-0000-0160

Listed by Sound Choice Real Estate LLC

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Listing agent

— 4440 Windward Lane Cove —

  • Sound Choice Real Estate LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4440 Windward Lane Cove

School District:Okaloosa County School District
NameGradesDistance
Bluewater Elementary School
4545 Range Road, Niceville, FL 32578
K-51.4 mi
C. W. Ruckel Middle School
201 Partin Drive North, Niceville, FL 32578
6-83.6 mi
Niceville Senior High School
800 John Sims Parkway, Niceville, FL 32578
9-123.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4440 Windward Lane Cove Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/13/2026
Listed
$720,000
102.87%
MLS
8/24/2011
Sold
$354,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4440 Windward Lane Cove

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,260
—
$438,886
—
2024
$5,250
-1%
$437,530
—
2023
$5,310
87%
$438,914
68%
2021
$2,847
—
$261,384
-3%
2022
$2,854
—
$269,226
4%
2021
$2,847
2%
$257,775
2%
2019
$2,799
1%
$251,979
2%
2018
$2,771
1%
$247,281
2%
2017
$2,752
3%
$242,195
2%
2016
$2,677
-2%
$237,214
1%
2015
$2,731
—
$235,565
1%
2014
$2,740
2%
$233,695
2%
2013
$2,691
—
$230,241
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 4440 Windward Lane Cove

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NMLS#: 1598647

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Listed by Sound Choice Real Estate LLC

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4440 Windward Lane Cove, Niceville, FL 32578 (MLS# 1013651) is a Single Family property with 4 bedrooms and 3 full bathrooms. 4440 Windward Lane Cove is currently listed for $720,000 and was received on October 13, 2026. Want to learn more about 4440 Windward Lane Cove? Do you have questions about finding other Single Family real estate for sale in Niceville? You can browse all Niceville real estate or contact a Coldwell Banker agent to request more information.

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