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$799,000 Sale Pending
Property Description
Swift Creek is the definitive premier neighborhood community in the twin-cities region. Adorned with an exceptional location, mature landscaping, and top tier amenities - Swift Creek is an ideal place to establish your new residence in Northwest Florida. As you make your way to 817 Coldwater Creek Circle, you will find yourself insulated from the everyday hustle and bustle of life. Approaching the property you are welcomed into a serene setting presenting outstanding curb appeal as well as timeless architectural charm. A thoughtfully designed layout balances openness and warmth, making you feel right at home from the second you arrive. The front door and arched transom of the entry-way are simply a sight to see. Offering 4 bedrooms and 3 baths, this residence boasts enough room for the entire family as well as your guests. There are multiple living and dining areas giving you space for peace and practicality. Porcelain tiling has been carried throughout the entire home. 11' ceilings, crown molding, and deep base boards complete the picture of elegance. The kitchen flows seamlessly into the family room creating an atmosphere where forever memories are sure to be made. Notable features include stainless steel appliances, Corian countertops, and a spacious breakfast bar. Natural light fills the home providing the distinctive Florida feel sought by many. Bedrooms are positioned in a way that promotes privacy and tranquility. The primary bedroom is a sanctuary for the owners accompanied by a spacious ensuite bathroom featuring double vanities, a garden tub, walk-in shower, and his and her walk-in closets. There is a section of the home equipped with a private entrance accompanied by its own bed and bath. The great room of the home features plenty of space as well as a gas burning fireplace perfect for the seasonal weather we are fortunate to enjoy. Perhaps one of the most enticing features of the home is a climate controlled retreat at the back of the property just above 300 square feet. The bookshelves and bricks that permeate the space present a character and setting that must be seen in person. The 2 car garage has built in shelving for your tools, fishing rods, and more. It also includes a secondary refrigerator. Out back you will find a gazebo equipped with power and a flat screen TV, perfect for outdoor living and entertaining. From the moment you arrive it is evident the home has been loved and cared for and is now poised for its next owners to possess. Located close to Eglin Air-Force base and a top ranked "A" rated school system. Schedule your showing today!
Full Property Details
Full Property Details for 817 Coldwater Creek Cir
General
- Price: $799,000
- Taxes: $8,110 (2025)
- Status: Pending
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 996969
- Updated: 4/13/2026
- Added to Site: 41 day(s) ago
Rental Information
- Complex Features: BBQ Pit/Grill, Community Room, Dock, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup
- Fireplace: Yes
- Fireplace(s): Fireplace Gas
- Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Gas
- Flooring: Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Exterior Features: Fenced Back Yard, Pavillion/Gazebo, Separate Living Area, Sprinkler System
- Porch/Patio/Deck: Patio Enclosed
Parking
- Attached garage: Yes
Location
- Area: 13 - Niceville
- County: Okaloosa
- Subdivision: SWIFT CREEK PH 4
- Driving Directions: From Hwy 20, turn North on Hwy 285, turn Right into the 2nd entrance of Swift Creek, Winding Waters Way. At the stop sign, turn Right on Coldwater Creek Cir. Home will be on the Left.
School Information
- Elementary School: Edge
- Middle School: Ruckel
- High School: Niceville
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Master Association, Recreational Faclty
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Gas - Natural, Phone, Public Water, TV Cable
Structural Information
- Architectural Style: Traditional
- Construction: Brick, Frame, Trim Vinyl
- Exterior Const.: Brick, Frame, Trim Vinyl
- Stories/Levels: 1
- Square Feet: 3,062
- Sq. Ft. Source: County PA Records
- Year Built: 2003
Lot Features
- Lot Size (Acres): 0.28
- Lot Size (Sq. Ft.): 12,196.8
- Lot Dimensions: 92 x 132 x 91 x 137
- Zoning: Resid Single Family
- Fencing (Description): Fenced Privacy
Green Features
- Energy Efficient: Doors
Financial Considerations
- Assessment Amount: $100
- Tax Amount: $8,110.07
- Tax Year: 2025
Disclosures and Reports
- Legal Description: Swift Creek Ph Iv Lot 69
- APN: 041S22440400000690
- Property ID: 041S22440400000690
Listed by EXP Realty LLC
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Schools
Schools serving 817 Coldwater Creek Cir
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Lula J. Edge Elementary School 300 Florida 85, Niceville, FL 32578 | K-5 | 2.2 mi |
C. W. Ruckel Middle School 201 Partin Drive North, Niceville, FL 32578 | 6-8 | 1 mi |
Niceville Senior High School 800 John Sims Parkway, Niceville, FL 32578 | 9-12 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 817 Coldwater Creek Cir
Date
Details
Price
Change
Source
3/05/2026
Listed
$799,000
22.92%
MLS
2/09/2023
Sold
$650,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 817 Coldwater Creek Cir
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,110
3%
$590,747
-1%
2024
$7,866
50%
$594,483
37%
2023
$5,251
5%
$433,612
6%
2021
$4,992
—
$408,721
-3%
2022
$5,013
—
$420,983
4%
2021
$4,992
2%
$403,078
2%
2019
$4,892
1%
$394,016
2%
2018
$4,847
1%
$386,669
2%
2017
$4,817
3%
$378,716
2%
2016
$4,690
-2%
$370,927
1%
2015
$4,781
-11%
$368,349
—
2014
$5,389
27%
$368,865
13%
2013
$4,244
—
$325,486
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 817 Coldwater Creek Cir
817 Coldwater Creek Circle, Niceville, FL 32578 (MLS# 996969) is a Single Family property with 4 bedrooms and 3 full bathrooms. 817 Coldwater Creek Circle is currently listed for $799,000 and was received on March 05, 2026. Want to learn more about 817 Coldwater Creek Circle? Do you have questions about finding other Single Family real estate for sale in Niceville? You can browse all Niceville real estate or contact a Coldwell Banker agent to request more information.
