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$650,000
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Property Description
Welcome to 831 Coldwater a rare opportunity to own a beautifully crafted custom home that offers the perfect blend of comfort, flexibility, and Florida living. Impeccably maintained and truly move-in ready, the main home features 2 bedrooms and 2 bathrooms, while the detached 1 bedroom, 1 bath casita with its own private entrance creates endless possibilities for guests, multigenerational living, a private office, or income producing potential. Imagine spending your evenings unwinding in your own backyard oasis, taking a refreshing dip in the wading pool after a day at the beach or on the water. Every detail of this home reflects exceptional pride of ownership, making it a place you'll be proud to call home from the moment you arrive. Perfectly situated in a highly sought after neighborhood just minutes from Eglin Air Force Base, the Naval School Explosive Ordnance Disposal, and the world famous sugar white sands of Destin Beach, you'll enjoy the best of the Emerald Coast without the everyday traffic and crowds. Whether you're searching for your forever home, a smart investment, or both, 831 Coldwater offers a lifestyle that's as rewarding as it is versatile. This home is in a highly desirable neighborhood with plenty of bike riders and dogwalkers, you'll love it!
Full Property Details
Full Property Details for 831 Coldwater Creek Cir
General
- Price: $650,000
- Taxes: $5,736 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 997094
- Updated: 7/8/2026
- Added to Site: 30 day(s) ago
Rental Information
- Complex Features: Community Room, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis
Interior
- Number of Rooms: 10
- Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Guest Quarters, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Woodwork Stained
- Fireplace: Yes
- Fireplace(s): Fireplace Gas
- Appliances: Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
- Flooring: Floor Tile, Floor Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Pool - In-Ground, Pool Type
Exterior
- Exterior Features: Lawn Pump, Separate Living Area, Sprinkler System
- Porch/Patio/Deck: Patio Enclosed, Porch Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
Location
- Area: 13 - Niceville
- County: Okaloosa
- Subdivision: SWIFT CREEK PH VI
- Driving Directions: From Hwy 20 go north on Palm or Partin, turn right on Partin and Swift Creek will be on the right side. Come to first stop sign, turn left and home will be on the right.
School Information
- Elementary School: Edge
- Middle School: Ruckel
- High School: Niceville
Community
- Association: Yes
- Assoc. Fees Include: Management, Recreational Faclty
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Natural Gas
- Heating/Cooling: Natural Gas, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Gas - Natural, Phone, Public Water, TV Cable, Underground
Structural Information
- Architectural Style: Contemporary
- Construction: Frame, Stucco, Trim Vinyl
- Exterior Const.: Frame, Stucco, Trim Vinyl
- Stories/Levels: 1
- Square Feet: 2,481
- Sq. Ft. Source: County PA Records
- Year Built: 2004
Additional Structures
- Other Structures: Guest Quarters
Lot Features
- Lot Size (Acres): 0.37
- Lot Size (Sq. Ft.): 16,117.2
- Lot Dimensions: 153 x 135
- Frontage: City Street
- Lot Features: Covenants, Level, Sidewalk, Survey Available
- Zoning: Resid Single Family
- Fencing (Description): Fenced Lot-Part, Fenced Privacy
Financial Considerations
- Assessment Amount: $1,200
- Tax Amount: $5,736.56
- Tax Year: 2025
Disclosures and Reports
- Legal Description: Swift Creek Ph Iv Lot 62
- APN: 04-1S-22-4404-0000-0620
- Property ID: 04-1S-22-4404-0000-0620
Listed by Sage Counsel Realty LLC
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Schools
Schools serving 831 Coldwater Creek Cir
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Lula J. Edge Elementary School 300 Florida 85, Niceville, FL 32578 | K-5 | 2.1 mi |
C. W. Ruckel Middle School 201 Partin Drive North, Niceville, FL 32578 | 6-8 | 0.9 mi |
Niceville Senior High School 800 John Sims Parkway, Niceville, FL 32578 | 9-12 | 1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 831 Coldwater Creek Cir
Date
Details
Price
Change
Source
7/05/2026
Price Reduced
$650,000
-3.85%
MLS
6/18/2026
Price Reduced
$676,000
-1.46%
MLS
6/03/2026
Price Reduced
$686,000
-0.29%
MLS
4/28/2026
Price Reduced
$688,000
-0.29%
MLS
3/06/2026
Listed
$690,000
54.54%
MLS
7/16/2018
Sold
$446,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 831 Coldwater Creek Cir
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,737
7%
$458,505
3%
2024
$5,369
4%
$445,583
3%
2023
$5,171
4%
$432,605
6%
2021
$4,973
—
$407,772
-3%
2022
$4,993
—
$420,005
4%
2021
$4,973
2%
$402,142
2%
2019
$4,873
-14%
$393,101
-3%
2018
$5,662
1%
$406,576
3%
2017
$5,593
4%
$395,144
3%
2016
$5,393
-2%
$383,161
1%
2015
$5,490
-1%
$380,018
—
2014
$5,557
10%
$381,781
11%
2013
$5,071
—
$344,452
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 831 Coldwater Creek Cir
831 Coldwater Creek Circle, Niceville, FL 32578 (MLS# 997094) is a Single Family property with 3 bedrooms and 3 full bathrooms. 831 Coldwater Creek Circle is currently listed for $650,000 and was received on June 18, 2026. Want to learn more about 831 Coldwater Creek Circle? Do you have questions about finding other Single Family real estate for sale in Niceville? You can browse all Niceville real estate or contact a Coldwell Banker agent to request more information.

