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$450,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,618 Sq. Ft.
  • Updated 2 days ago
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GULF ACCESS, NO BRIDGES! This beautifully renovated waterfront gem is situated in the up-and-coming Waterway Estates! PERFECT home for AirBNB, vacation home or for the resident who loves boating! Great investment opportunity to build some equity or have a successful rental. Centrally located with quick access to everything you need in Cape Coral, short drive to downtown Ft. Myers, and only one beer to open water by boat! NEW roof, plumbing, hot water heater, stainless steel appliances, hurricane impact windows, slider door, luxury waterproof vinyl flooring, AND MORE! Don't wait-- schedule your private showing today!

Full Property Details for 4312 S Bay Cir

General

  • Price: $450,000
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026010280
  • Updated: 2/28/2026
  • Added to Site: 2 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Great Room, Guest Room
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Shower Only

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Eat-in Kitchen
  • Laundry: Inside

Additional Information

  • Shared Amenities: None, Non-Gated
  • Security/Safety: Smoke Detectors

Exterior

  • Exterior Features: None

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener, Attached

Location

  • Area: FN04 - North Fort Myers Area
  • County: Lee
  • Subdivision: WATERWAY ESTATES
  • Building Name: WATERWAY ESTATES
  • Direction Faces: West

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Electric
  • Heating Type: Central Electric

Utilities

  • Sewer: Central
  • Water: Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Impact Resistant, Impact Resistant Windows
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 1,618
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 1,618 Sq. Ft.
  • Year Built: 1962

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.197
  • Lot Size (Sq. Ft.): 8,581
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 52 x 102 x 116 x 123
  • Frontage Feet: 52
  • Irrigation System: Central
  • Lot Features: Irregular Lot
  • Zoning: RS-1
  • Lot Description: Irregular Lot

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Canal Front, Seawall
  • Canal Width: Canal Width 31-80

Financial Considerations

  • Tax Year: 2025
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: WATERWAY ESTATES UNIT 2 BLK 4 PB 12 PG 64 LOT 84
  • Property ID: 16-44-24-03-00004.0840
  • Section: 16
  • Block: 4
  • Lot Number: 84

Listed by Realty One Group MVP

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— 4312 S Bay Cir —

  • Realty One Group MVP

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Be ready to buy your new home!

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4312 S Bay Cir

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Hancock Creek Elementary School
1601 Skyline Drive, North Fort Myers, FL 33903
K-51 mi
Tropic Isles Elementary School
5145 Orange Grove Boulevard, North Fort Myers, FL 33903
K-51.6 mi
Caloosa Elementary School
620 Del Prado Boulevard South, Cape Coral, FL 33990
K-51.7 mi
Caloosa Middle School
610 Del Prado Boulevard South, Cape Coral, FL 33990
6-81.9 mi
Diplomat Middle School
1039 Northeast 16th Terrace, Cape Coral, FL 33909
6-83.8 mi
North Fort Myers High School
5000 Orange Grove Boulevard, North Fort Myers, FL 33903
9-121.5 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-124.6 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-125.9 mi
Dr Carrie D Robinson Littleton Elementary School
700 Hutto Road, North Fort Myers, FL 33903
K-53.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4312 S Bay Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/28/2026
Listed
$450,000
100%
MLS
6/07/2021
Sold
$225,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4312 S Bay Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,492
-14%
$305,317
-8%
2024
$5,233
2%
$331,876
3%
2023
$5,110
110%
$321,232
64%
2021
$2,428
-49%
$196,352
-34%
2022
$4,763
96%
$296,125
79%
2021
$2,428
2%
$165,823
2%
2019
$2,388
1%
$162,095
2%
2018
$2,369
-16%
$159,073
-14%
2017
$2,835
5%
$184,106
15%
2016
$2,705
9%
$160,272
17%
2015
$2,487
6%
$137,106
3%
2014
$2,347
6%
$133,500
7%
2013
$2,206
—
$124,900
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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4312 S Bay Cir, North Fort Myers, FL 33903 (MLS# 2026010280) is a Single Family property with 3 bedrooms and 2 full bathrooms. 4312 S Bay Cir is currently listed for $450,000 and was received on February 28, 2026. Want to learn more about 4312 S Bay Cir? Do you have questions about finding other Single Family real estate for sale in North Fort Myers? You can browse all North Fort Myers real estate or contact a Coldwell Banker agent to request more information.

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