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$445,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,007 Sq. Ft.
  • Updated 10 hours ago
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WAIT, WHAT? A GULF ACCESS HOME WITH NO FLOOD INSURANCE REQUIRED, ON A HALF ACRE LOT, IN A GATED COMMUNITY FOR $445K? YES THAT DOES EXIST!!!. If you've been dreaming about waterfront living without the waterfront insurance bill, this one might make you do a double take. This beautifully maintained 3 bdr, 2 bath GULF ACCESS home features a bright open layout with rich wood floors, high ceilings, and plenty of natural light. The spacious kitchen includes stainless steel appliances, a gas stove (250 gallon tank), and plenty of space to cook, entertain, or pretend you cook. The screened front entry helps keep the bugs where they belong... outside. The back screened lanai offers the perfect spot for morning coffee, evening cocktails, or simply pretending you're going to start that new book you bought. There's also plenty of space in the backyard for that pool oasis you've always wanted or for your pets to have room to run. If you're a boater you'll enjoy the ease of access to the Caloosahatchee River and downtown area that are within minutes from your backyard that includes a dock and a 10,000lb boat lift! In addition, this unique home has had no damage through any storms and the roof is (2021), AC is (2024), and the water heater is (2025). The small community of Palm Island with about 200 homes offers tons of social activities, pool, hot tub, pickleball, tennis, and a game room all geared towards helping you make new friends and meet your neighbors. Plus the community is close to shopping, restaurants, schools, churches, parks, 2 airports, and downtown Fort Myers. Whether you're looking for a primary home, seasonal escape, or a waterfront property with room to breathe, this one checks a lot of boxes-and probably a few you didn't even know you wanted. So come enjoy the Southwest Florida lifestyle and see this rare home for sale before someone else docks their boat here first.

Full Property Details for 9282 Palm Island Cir

General

  • Price: $445,000
  • HOA FEE: $285/month
  • Taxes: $5,536 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026011348
  • Updated: Today (3/6/2026)
  • Added to Site: Today

Rental Information

  • Lease/Rent Term: 60
  • Min. Lease (Days): 60

Interior

  • Interior Features: Split Bedrooms, Bar, Built-In Cabinets, Wired for Data, Entrance Foyer, Pantry, Walk-In Closet(s)
  • Appliances: Gas Cooktop, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Dining - Family
  • Laundry: Inside

Additional Information

  • Shared Amenities: Community Boat Ramp, Community Boat Slip, Community Gulf Boat Access, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Pickleball, Tennis Court(s), Boating, Gated
  • Tennis: Yes
  • Security/Safety: Smoke Detector(s), Fire Sprinkler System, Smoke Detectors

Exterior

  • Exterior Features: Dock, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock, Room for Pool, Automatic Sprinkler
  • Porch/Patio/Deck: Screened Lanai/Porch, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener, Attached

Location

  • Area: FN03 - North Fort Myers Area
  • County: Lee
  • Subdivision: PALM ISLAND
  • Building Name: PALM ISLAND
  • Direction Faces: Southwest

Community

  • Association: Yes
  • Assoc. Fees Include: Irrigation Water, Maintenance Grounds, Manager, Pest Control Exterior, Rec Facilities, Reserve, Security, Street Lights, Street Maintenance, Trash
  • Units Assoc/Comm: 200
  • Pets Allowed: Yes
  • Management Type: Professional

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric

Utilities

  • Gas: Propane
  • Sewer: Assessment Paid, Central
  • Water: Central
  • Cable Available: Yes
  • Utility Description: Underground Utilities, Propane, Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Double Hung, Shutters - Manual, Window Coverings
  • Doors: French Doors
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 2,007
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 2,007 Sq. Ft.
  • Year Built: 2004

Lot Features

  • Property View: Canal, Landscaped Area, Mangroves
  • Lot Size (Acres): 0.51
  • Lot Size (Sq. Ft.): 22,215
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 23 x 192 x 243 x 191
  • Frontage Feet: 23
  • Irrigation System: Assessment Paid, Central
  • Lot Features: Oversize
  • Lot Description: Oversize

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Canal Front, Intersecting Canal, Mangrove, Navigable Water, Seawall
  • Canal Width: Canal Width 31-80
  • Boat Dock Slip: Yes

Financial Considerations

  • Association Fee: $285
  • Assoc Fee Freq.: Monthly
  • Application Fee: $150
  • Tax Amount: $5,536
  • Tax Year: 2025
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: PALM ISLAND PHASE 2B PB 75 PG S 89 + 90 LOT 91
  • Property ID: 09-44-24-32-00000.0910
  • Section: 9
  • Lot Number: 91

Listed by Maxrev Llc

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— 9282 Palm Island Cir —

  • Maxrev Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 9282 Palm Island Cir

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Tropic Isles Elementary School
5145 Orange Grove Boulevard, North Fort Myers, FL 33903
K-50.6 mi
Hancock Creek Elementary School
1601 Skyline Drive, North Fort Myers, FL 33903
K-50.8 mi
Caloosa Elementary School
620 Del Prado Boulevard South, Cape Coral, FL 33990
K-52.4 mi
Caloosa Middle School
610 Del Prado Boulevard South, Cape Coral, FL 33990
6-82.5 mi
Diplomat Middle School
1039 Northeast 16th Terrace, Cape Coral, FL 33909
6-83.1 mi
North Fort Myers High School
5000 Orange Grove Boulevard, North Fort Myers, FL 33903
9-120.1 mi
Island Coast High School
2125 De Navarra Parkway, Cape Coral, FL 33909
9-124.8 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-125.6 mi
Dr Carrie D Robinson Littleton Elementary School
700 Hutto Road, North Fort Myers, FL 33903
K-52.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 9282 Palm Island Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/06/2026
Listed
$445,000
43.55%
MLS
3/31/2020
Sold
$310,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9282 Palm Island Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,385
15%
$369,042
9%
2024
$4,665
3%
$337,135
3%
2023
$4,548
—
$327,316
6%
2021
$4,561
-1%
$308,527
-3%
2022
$4,625
1%
$317,783
91%
2021
$4,561
93%
$166,043
2%
2019
$2,369
1%
$162,310
2%
2018
$2,356
—
$159,284
2%
2017
$2,348
8%
$156,008
2%
2016
$2,168
-1%
$152,799
-35%
2015
$2,198
1%
$233,698
9%
2014
$2,174
—
$213,902
-3%
2013
$2,169
—
$221,485
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Maxrev Llc

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9282 Palm Island Cir, North Fort Myers, FL 33903 (MLS# 2026011348) is a Single Family property with 3 bedrooms and 2 full bathrooms. 9282 Palm Island Cir is currently listed for $445,000 and was received on March 06, 2026. Want to learn more about 9282 Palm Island Cir? Do you have questions about finding other Single Family real estate for sale in North Fort Myers? You can browse all North Fort Myers real estate or contact a Coldwell Banker agent to request more information.

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