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$3,350,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 3,084 Sq. Ft.
  • Updated 1 day ago
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Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views-an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining family and friends. Boating enthusiasts will especially appreciate the private dock, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.

Full Property Details for 12990 Keystone Terrace

General

  • Price: $3,350,000
  • Taxes: $14,893 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Regional
  • MLS ID: B26072103
  • Updated: 9/3/2026
  • Added to Site: 2 day(s) ago

Interior

  • Number of Rooms: 9
  • Interior Features: Breakfast Bar, Bedroom on Main Level, Closet Cabinetry, Dining Area, Separate/Formal Dining Room, Dual Sinks, High Ceilings, Kitchen Island, Storage, Tub Shower, Vaulted Ceiling(s), Bar, Walk-In Closet(s)
  • Appliances: Cooktop, Dryer, Dishwasher, Electric Cooktop, Electric Range, Freezer, Disposal, Ice Maker, Microwave, Oven, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Marble, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Floor Baths: 3

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Main: 4

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Private, Screen Enclosure
  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Barbecue, Lighting, Outdoor Living Area
  • Porch/Patio/Deck: Patio, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Total Spaces: 2
  • Parking Features: Attached, Circular Driveway, Covered, Driveway, Garage, Garage Door Opener

Location

  • County: Miami-Dade
  • Subdivision: KEYSTONE ISLAND
  • Driving Directions: Follow I-95 S to FL-922 E/NW 125th St in North Miami. Take exit 10A from I-95 S. Continue on FL-922 E. Drive to Biscayne Bay Dr
  • Direction Faces: East

School Information

  • Elementary School: David Lawrence Jr. K-8
  • Middle School: North Miami
  • High School: Alonzo and Tracy Mourning

Community

  • Community Name: 2220
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Cable Available: Yes
  • Utility Description: Cable Available, Electricity Available, Water Available

Structural Information

  • Architectural Style: Ranch, Traditional
  • Structure Type: House
  • Construction: Block, Concrete, Stucco
  • Roof: Slate, Tar/Gravel
  • Windows: Blinds
  • Doors: French Doors
  • Stories/Levels: 1
  • Building Size: 3941
  • Square Feet: 3,084
  • Sq. Ft. Source: Public Records
  • Living Area: 3,084 Sq. Ft.
  • Year Built: 1959
  • Property Condition: Resale

Additional Structures

  • Other Structures: Outbuilding

Lot Features

  • Property View: Canal, Pool, Water
  • Lot Size (Acres): 0.29
  • Lot Features: Corner Lot, 1/4 to 1/2 Acre Lot
  • Zoning: 900
  • Fencing (Description): Back Yard

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Access, Canal Front, Ocean Access, Seawall
  • Water Front View: Canal Access, Canal Front, Ocean Access, Seawall

Financial Considerations

  • Tax Amount: $14,893.81
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Special Conditions: Standard, Listed As-Is
  • Legal Description: 27-28 52 42 KEYSTONE ISLAND NO 5 PB 68-2 LOT 24 BLK 16 LOT SIZE 100.000 X 125 OR 15246-868 1091 1
  • Property ID: 622280210690

Listed by KW Reserve Palm Beach

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Listing agents

— 12990 Keystone Terrace —

  • KW Reserve Palm Beach

  • KW Reserve Palm Beach

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 12990 Keystone Terrace

School District:Dade County School District
NameGradesDistance
David Lawrence Jr. K-8 Center
15000 Bay Vista Boulevard, North Miami, FL 33181
PK-51.2 mi
North Miami Middle School
700 Northeast 137th Street, North Miami, FL 33161
6-82.3 mi
Alonzo And Tracy Mourning Senior High Biscayne Bay Campus
2601 Ne 151st St, Miami, FL 33160
9-121.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12990 Keystone Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/03/2026
Listed
$3,350,000
162.75%
MLS
7/01/2019
Sold
$1,275,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12990 Keystone Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$14,894
4%
$665,565
3%
2024
$14,380
3%
$646,808
3%
2023
$13,982
3%
$627,969
6%
2021
$13,528
—
$591,922
-3%
2022
$13,566
—
$609,679
-1%
2021
$13,528
-53%
$617,704
-49%
2019
$28,897
204%
$1,215,598
188%
2018
$9,521
1%
$422,740
2%
2017
$9,451
2%
$414,046
2%
2016
$9,223
-2%
$405,530
1%
2015
$9,380
-1%
$402,712
1%
2014
$9,449
1%
$399,516
1%
2013
$9,329
—
$393,612
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by KW Reserve Palm Beach

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12990 Keystone Terrace, North Miami, FL 33181 (MLS# B26072103) is a Single Family property with 4 bedrooms and 3 full bathrooms. 12990 Keystone Terrace is currently listed for $3,350,000 and was received on September 03, 2026. Want to learn more about 12990 Keystone Terrace? Do you have questions about finding other Single Family real estate for sale in North Miami? You can browse all North Miami real estate or contact a Coldwell Banker agent to request more information.

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