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$654,900
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Property Description
Searching for a low-maintenance waterfront escape in Tampa Bay? Whether you're looking for a full-time residence, seasonal escape, or the perfect "Lock Up & Go" second home, this property offers the ideal blend of low-maintenance living and resort-style amenities. An added bonus - the flood insurance is ASSUMABLE to new buyers at currently only $1,101 annually. The HOA includes cable, internet, water, trash, roof and grounds maintenance, and gated access, leaving electricity as the only additional utility needed. This rare oversized waterfront unit stands out as one of the few in the community with expanded water views from the main living areas, creating a brighter, more open feel throughout the home. Enjoy stunning bay and conservation views from the kitchen, dining, living room, and even the primary suite upstairs. High ceilings and an open-concept layout make the home feel spacious and inviting, while the upgraded kitchen was designed with entertaining in mind. Features include an extended island, side coffee/bar station with glass-front cabinetry, spacious walk-in pantry, and over $57,000 in builder upgrades throughout the home. Upstairs, the waterfront owner's suite feels like a private retreat with beautiful water views, dual vanities, soaking tub, separate shower, and an oversized walk-in closet. Two additional bedrooms plus a generous bonus room provide flexible space for a media room, game room, second living area, or hosting guests. The oversized upstairs laundry room located just off the primary suite adds everyday convenience. Downstairs, the current office can easily be converted back into a fourth bedroom if desired. Step outside to your screened lanai and enjoy peaceful mornings or sunset evenings overlooking the water. Bayside Terrace offers RESORT-STYLE amenities including an infinity pool overlooking Old Tampa Bay, waterfront fire pit, fitness center, outdoor grills, kayak launch and storage, and a waterfront pier perfect for fishing or relaxing by the water. LOCATION, LOCATION, LOCATION - conveniently located just minutes to downtown Oldsmar, approximately 10 minutes to Safety Harbor, 20 minutes to Dunedin and Honeymoon Island, 25 minutes to Tampa International Airport, and 30 minutes to Clearwater Beach. This is waterfront living designed for both everyday enjoyment and effortless second-home ownership. You truly have to see it in person.
Full Property Details
Full Property Details for 9009 Palm Key Ave
General
- Price: $654,900
- HOA FEE: $580/month
- Taxes: $6,740 (2025)
- Status: Active
- Type: Townhouse
- Source: MidFloridaRegionalMLS
- MLS ID: TB8461356
- Updated: 5/22/2026
- Added to Site: 159 day(s) ago
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 7
- Interior Features: Attic Fan, Ceiling Fan(s), Coffered Ceiling(s), Dry Bar, Eating Space In Kitchen, High Ceilings, In Wall Pest System, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- Furnishings: Unfurnished
- Flooring: Carpet, Ceramic Tile, Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Shared Amenities: Cable TV, Fitness Center, Gated, Pool
- Security/Safety: Gated Community
Exterior
- Exterior Features: Hurricane Shutters, Lighting, Sidewalk, Sliding Doors
- Deck/Patio: Covered, Enclosed, Porch, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Enclosed, Porch, Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener, Guest
Location
- Area: 34677 - Oldsmar
- County: Pinellas
- Development Name: 34677 - Oldsmar
- Subdivision: BAYSIDE TERRACE
- Driving Directions: From SR 580 turn onto Shore Blvd, thru the gate into community. Continue straight all the way to the end and unit is on the left at 9009 Palm Key Ave.
- Direction Faces: East
School Information
- Elementary School: Oldsmar Elementary-PN
- Middle School: Carwise Middle-PN
- High School: East Lake High-PN
Community
- Community Name: 34677 - Oldsmar
- Community Features: Dock, Fishing, Water Access, Waterfront, Fitness Center, Gated Community - No Guard, Pool, Sidewalks
- Optional Amenities: Cable TV, Fitness Center, Gated, Pool
- Association: Yes
- Assoc. Name: Management and Associates - Emma Bartlett
- Assoc. Fees Include: Cable TV, Internet, Maintenance Structure, Maintenance Grounds, Security, Sewer, Trash, Water
- Number of Pets: 2
- Pet Restrictions: Please confirm pet restrictions with HOA.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water District: OLD TAMPA BAY
- Water: Public
- Utility Description: Cable TV Available, Electricity Available
Structural Information
- Exterior Const.: Block, Concrete, Stucco
- Roof: Shingle
- Windows: Blinds, Shades
- Stories/Levels: Two
- Square Feet: 2,587
- Sq. Ft. Source: Public Records
- Year Built: 2018
Lot Features
- Property View: Water
- Lot Size (Acres): 0.05
- Lot Size (Sq. Ft.): 2,352
- Lot Size: 2352
- Frontage: Street Brick, Street Dead-End
- Street/Road Desc.: Brick, Asphalt, Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor
- Water Extras: Yes
- Water Front Name: OLD TAMPA BAY
- Water Front Desc.: Waterfront, Bay/Harbor
Financial Considerations
- Association Fee: $580
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $6,740.44
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: BAYSIDE TERRACE LOT 35
- Flood Zone Info: AE
- APN: 222816051520000350
- Property ID: 222816051520000350
- Block/Lot/Section: 3007
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Schools
Schools serving 9009 Palm Key Ave
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Oldsmar Elementary School 302 Dartmouth Avenue, Oldsmar, FL 34677 | PK-5 | 1.1 mi |
East Lake High School 1300 Silver Eagle Drive, Tarpon Springs, FL 34688 | 9-12 | 6.4 mi |
Joseph L. Carwise Middle School 3301 Bentley Drive, Palm Harbor, FL 34684 | 6-8 | 4.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 9009 Palm Key Ave
Date
Details
Price
Change
Source
5/22/2026
Price Reduced
$654,900
-1.5%
MLS
5/01/2026
Price Reduced
$664,900
-1.48%
MLS
3/03/2026
Price Reduced
$674,900
-1.47%
MLS
2/06/2026
Price Reduced
$685,000
-1.44%
MLS
1/07/2026
Listed
$695,000
71.37%
MLS
5/31/2018
Sold
$405,561
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 9009 Palm Key Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,740
6%
$426,271
3%
2024
$6,379
1%
$414,258
3%
2023
$6,291
1%
$402,192
6%
2021
$6,219
2%
$379,105
-3%
2022
$6,127
-1%
$390,478
4%
2021
$6,219
2%
$373,871
2%
2019
$6,112
1252%
$365,465
1436%
2018
$452
—
$23,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 9009 Palm Key Ave
9009 Palm Key Avenue, Oldsmar, FL 34677 (MLS# TB8461356) is a Townhouse property with 4 bedrooms and 3 full bathrooms. 9009 Palm Key Avenue is currently listed for $654,900 and was received on January 07, 2026. Want to learn more about 9009 Palm Key Avenue? Do you have questions about finding other Townhouse real estate for sale in Oldsmar? You can browse all Oldsmar real estate or contact a Coldwell Banker agent to request more information.

