108 Miller Dr Palatka, FL 32177

High and dry 1.13-acre buildable parcel (approx. 305' deep) situated in unincorporated Putnam County. Featuring direct road frontage on Miller Dr with power lines running along the street, this property minimizes upfront utility extension costs. The lot backs up directly to Moccasin Creek, offering a permanent natural rear boundary line with zero behind-lot neighbors. Flexible zoning allows for traditional single-family home construction, modular homes, or manufactured housing. Out of city limits with no HOA restrictions, giving you full flexibility for home design, outbuildings, workshops, and RV/boat storage. Located under 15 minutes from the iconic St. Johns River and public boat ramps for world-class bass fishing, boating, and water sports. Explore nature at nearby Ravine Gardens State Park, Rice Creek Conservation Area, and the 19-mile Palatka-to-St. Augustine multi-use trail. Convenient to historic Downtown Palatka, local golf courses, and central shopping, with an easy 40-minute commute to St. Augustine beaches.