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$550,000 Just Listed
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Property Description
A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage-carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences. "Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities
Full Property Details
Full Property Details for 220 S 4th St
General
- Price: $550,000
- Taxes: $1,347 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: FC319102
- Updated: 6/8/2026
- Added to Site: 2 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Other, PrimaryBedroom Upstairs, Solid Wood Cabinets, Window Treatments
- Fireplace: Yes
- Fireplace(s): Gas
- Appliances: Convection Oven, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator
- Furnishings: Furnished
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Other
Exterior
- Exterior Features: Awning(s), Garden, Irrigation System, Lighting, Private Entrance, Sidewalk
- Deck/Patio: Covered, Front Porch, Rear Porch, Side Porch, Wrap Around
- Porch/Patio/Deck: Covered, Front Porch, Rear Porch, Side Porch, Wrap Aro
Parking
- Parking Features: Driveway, Ground Level, Parking Pad
Location
- Area: 32177 - Palatka
- County: Putnam
- Development Name: 32177 - Palatka
- Subdivision: PALATKA
- Driving Directions: HEADING WEST ON HWY 17 OVER THE PALATKA MEMORIAL BRIDGE TURN LEFT ON 4TH STREET HOME ON R PARKING IN TH REAR OF HOME
- Direction Faces: East
School Information
- High School: Palatka High School
Community
- Community Name: 32177 - Palatka
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric, Heat Pump
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Structural Information
- Architectural Info: Historical
- Architectural Style: Historical
- Exterior Const.: Wood Frame, Wood Siding
- Roof: Metal
- Windows: Window Treatments
- Stories/Levels: Two
- Square Feet: 1,876
- Sq. Ft. Source: Public Records
- Year Built: 1871
Lot Features
- Property View: Trees/Woods, Water
- Lot Size (Acres): 0.28
- Lot Size (Sq. Ft.): 12,197
- Lot Size: 12197
- Lot Dimensions: 80 x 150
- Street/Road Desc.: Paved
- Fencing (Description): Wood
Water Features
- Water View: Yes
Financial Considerations
- Assoc Fee Desc.: None
- Tax Amount: $1,347.79
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: DICKS MAP OF PALATKA MB2 P46 BLK 26 S 80FT OF LOT 4
- Flood Zone Info: X
- APN: 421027685002600040
- Property ID: 421027685002600040
- Block/Lot/Section: 26
Listed by Coldwell Banker (Hammock)
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Schools
Schools serving 220 S 4th St
School District:Putnam County School District
| Name | Grades | Distance |
|---|---|---|
William D. Moseley Elementary School 1100 Husson Avenue, Palatka, FL 32177 | PK-5 | 1.4 mi |
Palatka High School 302 Mellon Road, Palatka, FL 32177 | 9-12 | 2.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 220 S 4th St
Date
Details
Price
Change
Source
6/07/2026
Listed
$550,000
1000%
MLS
3/04/2014
Sold
$50,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 220 S 4th St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$526
-59%
$43,370
3%
2024
$1,275
7%
$42,150
3%
2023
$1,189
35%
$40,930
6%
2021
$883
-16%
$38,590
-3%
2022
$1,049
19%
$39,740
62%
2021
$883
53%
$24,520
2%
2019
$578
19%
$23,970
2%
2018
$485
2%
$23,530
2%
2017
$475
15%
$23,050
2%
2016
$413
86%
$22,580
1%
2015
$222
-84%
$22,426
-48%
2014
$1,362
12%
$42,870
—
2013
$1,220
—
$42,698
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 220 S 4th St
220 S 4th Street, Palatka, FL 32177 (MLS# FC319102) is a Single Family property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 220 S 4th Street is currently listed for $550,000 and was received on June 07, 2026. Want to learn more about 220 S 4th Street? Do you have questions about finding other Single Family real estate for sale in Palatka? You can browse all Palatka real estate or contact a Coldwell Banker agent to request more information.

