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Property Description
125 FEET OF ST. JOHNS RIVER FRONTAGE! Experience the Florida riverfront lifestyle on 1.26 fenced acres with your own private dock and incredible outdoor living. Built just 5 years ago, this beautifully designed 3-bedroom, 3-bath home offers 2,323 heated and cooled square feet plus more than 1,300 square feet of wraparound porches designed to take full advantage of the riverfront setting. The impressive outdoor living space includes a 12x56 covered back porch overlooking the river--the perfect setting for morning coffee, family gatherings, entertaining or simply unwinding by the water. A private wood dock with substantial concrete-supported pilings provides direct access to the St. Johns River, while a 1,000-square-foot concrete pad offers incredible potential for an outdoor kitchen or additional entertaining space. There's even a 3-person Jacuzzi ready for relaxing at the end of the day. Inside, you'll find LVP flooring, new carpet, granite countertops throughout the kitchen & baths solid wood soft-close cabinetry and walk-in closets in every bedroom. The well-equipped kitchen features a gas LG double-oven range, KitchenAid electric wall oven and Samsung Bespoke refrigerator. A spacious laundry room offers additional cabinetry, a utility sink and granite countertops. This home was built with durability and efficiency in mind, featuring 2x6 exterior wall construction, ZIP System sheathing, a metal roof, hardboard siding, high-efficiency 18 SEER Trane variable-speed HVAC system, tankless gas water heater and a 24KW whole-house generator supplied by a 250-gallon propane tank. Storage and workspace are exceptional with an attached finished 2-car garage plus a detached 24x40 metal building with A/C and an additional 12x40 carport. The property also features an electric entry gate, whole-house water filtration and softener system, pump house, additional electrical capacity for future backyard improvements and a recently replaced septic pump. Riverfront, acreage, exceptional construction, more than 1,300 square feet of covered outdoor living and room for the boats, vehicles, toys and hobbies--424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard.
Full Property Details
Full Property Details for 424 Cedar Creek Rd
General
- Price: $899,000
- Taxes: $9,834 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6441756
- Updated: 9/29/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 9
- Interior Features: Eating Space In Kitchen, Open Floorplan, Split Bedroom
- Appliances: Built-In Oven, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator
- Furnishings: Negotiable
- Flooring: Carpet, Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside
Exterior
- Exterior Features: Outdoor Kitchen
- Deck/Patio: Porch, Rear Porch, Wrap Around
- Porch/Patio/Deck: Porch, Rear Porch, Wrap Around
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 4
- Carports: Yes
- Carport: 2
- Carport Spaces: 2
- Covered Spaces: 6
Location
- Area: 32177 - Palatka
- County: Putnam
- Development Name: 32177 - Palatka
- Subdivision: BUNCHS SUB
- Driving Directions: Head south on Hwy 17 toward Palatka. Left on Palmetto Bluff Rd. Left onto Cedar Creek Rd. House is on the right
- Direction Faces: East
Community
- Community Name: 32177 - Palatka
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Septic Tank
- Water: Well
- Utility Description: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Concrete, Wood Frame
- Roof: Metal
- Stories/Levels: One
- Square Feet: 2,323
- Sq. Ft. Source: Public Records
- Year Built: 2021
Lot Features
- Lot Size (Acres): 1.26
- Lot Size (Sq. Ft.): 54,886
- Lot Size: 1.26
- Street/Road Desc.: Asphalt
Financial Considerations
- Tax Amount: $9,834
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: PT OF GOVT LOTS 3 & 4 (BUNCH'S S/D UNREC LOT 18) OR110 P699
- Flood Zone Info: X
- APN: 230827102000000180
- Property ID: 230827102000000180
Listed by Dogwood Realty
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Schools
Schools serving 424 Cedar Creek Rd
School District:Putnam County School District
| Name | Grades | Distance |
|---|---|---|
James A. Long Elementary School 1400 Old Jacksonville Road, Palatka, FL 32177 | PK-5 | 9.8 mi |
Palatka High School 302 Mellon Road, Palatka, FL 32177 | 9-12 | 11.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 424 Cedar Creek Rd
Date
Details
Price
Change
Source
9/29/2026
Listed
$899,000
403.64%
MLS
11/27/2019
Sold
$178,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 424 Cedar Creek Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,834
8%
$604,150
4%
2024
$9,067
-1%
$582,320
-1%
2023
$9,160
231%
$587,200
248%
2021
$2,769
-68%
$168,760
-70%
2022
$8,681
214%
$565,560
237%
2021
$2,769
-14%
$167,730
-3%
2019
$3,233
-16%
$172,800
-16%
2018
$3,833
1%
$204,750
1%
2017
$3,791
13%
$202,130
15%
2016
$3,359
—
$175,560
—
2015
$3,367
9%
$175,853
12%
2014
$3,099
4%
$157,530
—
2013
$2,974
—
$157,203
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 424 Cedar Creek Rd
424 Cedar Creek Road, Palatka, FL 32177 (MLS# O6441756) is a Single Family property with 3 bedrooms and 3 full bathrooms. 424 Cedar Creek Road is currently listed for $899,000 and was received on September 29, 2026. Want to learn more about 424 Cedar Creek Road? Do you have questions about finding other Single Family real estate for sale in Palatka? You can browse all Palatka real estate or contact a Coldwell Banker agent to request more information.

