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$400,000 Just Listed
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Property Description
Investor opportunity on the St. Johns River. Situated on 1.65 acres, this property offers direct river frontage with a dock and boat lift, along with electric and water already in place at the dock. Located approximately 20 minutes to Palatka and about 35 minutes to Green Cove Springs, this setting provides a balance of privacy and accessibility. Spend hot summer days on the water--boating, fishing, or simply enjoying the breeze--with numerous waterfront restaurants accessible by boat nearby. The property includes two structures. The front home is in disrepair as the prior owner did not complete renovations. The primary residence is a concrete block home built in 1978, offering 2 bedrooms, 2 bathrooms, and approximately 1,233 square feet. The home will require renovation and is being sold in its current condition. There are two artesian wells and two septic systems on site, providing flexibility for future use. Being sold AS IS. No repairs will be made. Cash buyers only.
Full Property Details
Full Property Details for 550 Cedar Creek Rd #2
General
- Price: $400,000
- Taxes: $4,480 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: FC318156
- Updated: Today (4/29/2026)
- Added to Site: Today
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 3
- Interior Features: Other
- Appliances: Other
- Furnishings: Unfurnished
- Flooring: Carpet, Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Other
Exterior
- Exterior Features: Other
Parking
- Carports: Yes
- Carport: 1
- Carport Spaces: 1
- Covered Spaces: 1
Location
- Area: 32177 - Palatka
- County: Putnam
- Development Name: 32177 - Palatka
- Subdivision: HERTYVILLE SUB
- Driving Directions: From the intersection of 17 and Palmetto Bluff Road in Bostwick, head East on Palmetto Bluff Road. Turn left onto Cedar Creek Road. Property will be about 2 miles on your right.
- Direction Faces: North
Community
- Community Name: 32177 - Palatka
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Septic Tank
- Water District: ST. JOHNS RIVER
- Water: Well
- Utility Description: Electricity Connected
Structural Information
- Exterior Const.: Block, Concrete
- Roof: Metal
- Stories/Levels: One
- Square Feet: 1,233
- Sq. Ft. Source: Public Records
- Year Built: 1978
Lot Features
- Lot Size (Acres): 1.65
- Lot Size (Sq. Ft.): 40,075
- Lot Size: 40075
- Lot Dimensions: 100 x 360
- Street/Road Desc.: Paved
Water Features
- Water Front: Yes
- Water Access: Yes
- Water Access Desc: River
- Water Extras: Yes
- Water Front Name: ST. JOHNS RIVER
- Water Front Desc.: River Front
Financial Considerations
- Tax Amount: $4,480.27
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HERTYVILLE S/D MB4 P12 LOT 10 OR44 P45 (EX W 400FT OR554 P1327 WITH EASEMENT)
- Flood Zone Info: AE
- APN: 230827362000000100
- Property ID: 230827362000000100
Listed by Great Expectations Realty
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Schools
Schools serving 550 Cedar Creek Rd #2
School District:Putnam County School District
| Name | Grades | Distance |
|---|---|---|
James A. Long Elementary School 1400 Old Jacksonville Road, Palatka, FL 32177 | PK-5 | 10 mi |
Palatka High School 302 Mellon Road, Palatka, FL 32177 | 9-12 | 11.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 550 Cedar Creek Rd #2
Date
Details
Price
Change
Source
4/29/2026
Listed
$400,000
77.86%
MLS
8/06/2019
Sold
$224,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 550 Cedar Creek Rd #2
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,480
6%
$292,110
3%
2024
$4,217
3%
$283,880
3%
2023
$4,100
6%
$275,620
6%
2021
$3,870
-1%
$260,210
-3%
2022
$3,899
1%
$268,010
5%
2021
$3,870
94%
$256,350
83%
2019
$1,995
—
$140,410
2%
2018
$1,987
—
$137,800
2%
2017
$1,988
4%
$134,970
2%
2016
$1,915
—
$132,200
1%
2015
$1,921
-2%
$131,288
1%
2014
$1,952
9%
$130,246
2%
2013
$1,791
—
$128,321
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 550 Cedar Creek Rd #2
550 Cedar Creek Road #2, Palatka, FL 32177 (MLS# FC318156) is a Single Family property with 2 bedrooms and 2 full bathrooms. 550 Cedar Creek Road #2 is currently listed for $400,000 and was received on April 29, 2026. Want to learn more about 550 Cedar Creek Road #2? Do you have questions about finding other Single Family real estate for sale in Palatka? You can browse all Palatka real estate or contact a Coldwell Banker agent to request more information.

