354 Halloran St SE Palm Bay, FL 32909

Some builders put up a house and move on to the next lot. This one was built by a local family builder who lives right here in the neighborhood, so disappearing was never on the table. Everything here is brand new and under warranty from day one. Concrete block construction, a hip roof, HVAC, a 50-gallon water heater, 200-amp electric, well and septic, and a stainless appliance package. No repairs, no deferred maintenance, no surprises waiting for you a year in. Inside, tile flooring runs through the entire home for a clean, low-maintenance finish that actually holds up to Florida living. The kitchen and baths are finished with quartz counters and soft-close cabinetry, and 8-foot-8 ceilings give the main living space some extra room to breathe. Ceiling fans are already in every bedroom and the living room, so you're comfortable from the day you move in. Out back is where this one really lands. The truss-covered patio is already screened in and wired with its own ceiling fan and a wall-mounted TV that stays with the home. That's your morning coffee spot, your game-day setup, and your no-bugs evening hangout, all done and ready before you ever unpack a box. It's built the way Florida homes should be. Full concrete block, a hip roof, Low-E windows, and an impact-rated garage door all work in your favor when it comes to storms and insurance. A water softener and iron breaker come standard on the well, so your water is handled from day one. The home also sits in Flood Zone X, outside FEMA's high-risk flood areas, which means lenders generally won't require flood insurance. With private well and septic, there's no city water or sewer bill. And on a 0.23-acre homesite, you get real space around you instead of a postage-stamp lot. The builder allows third-party inspections and walks the home with you at final blue-tape, because he'd rather you catch everything up front. Backing it up is an in-house warranty: full coverage in year one, systems coverage in year two, and 10-year structural. On top of that, there's $10,000 in closing cost assistance on the table with no preferred lender required, so you can bring your own financing, VA included. You're in the Port Malabar area of SE Palm Bay, 32909, zoned for Westside Elementary, Southwest Middle, and Bayside High. Bayside Lakes shopping and dining are a short drive, I-95 keeps the commute simple, and the Space Coast beaches and Melbourne's job corridor are both within easy reach. Showings are by private appointment. Come walk it in person and feel the difference hands-on building makes.