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$489,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,751 Sq. Ft.
  • Updated 2 days ago

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Open House: 12:00 PM - 2:00 PM

Sunday 8/2 12:00 PM - 2:00 PM

2195 SW Shoal Creek Trace,Palm City, FL 34990

2195 SW Shoal Creek TracePalm CityFL34990

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Welcome to Charter Club at Martin Downs! This beautifully maintained 3 bedroom, 2.5 bath home offers an open-concept layout with high ceilings, a 1st floor primary suite and peaceful lake views. Enjoy indoor-outdoor living from the covered, screened patio, perfect for relaxing or entertaining. Additional features include impact windows, an EV charging station, and access to community amenities including a pool and tennis courts. Conveniently located near shopping, dining, golf, I-95, and the Turnpike.

Full Property Details for 2195 SW Shoal Creek Trce

General

  • Price: $489,000
  • HOA FEE: $103/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $6,681 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Regional
  • MLS ID: B26057985
  • Updated: 7/30/2026
  • Added to Site: 3 day(s) ago

Interior

  • Number of Rooms: 9
  • Interior Features: Breakfast Area, Dual Sinks, Living/Dining Room, Main Level Primary, Split Bedrooms, Separate Shower, Vaulted Ceiling(s)
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Heater
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Floor Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main: 1

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Shared Amenities: Pickleball, Pool, Spa/Hot Tub, Tennis Court(s)
  • Pool: Yes
  • Pool Description: Association, Heated
  • Security/Safety: Security System, Gated Community

Exterior

  • Exterior Features: Outdoor Living Area
  • Porch/Patio/Deck: Covered, Patio, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Total Spaces: 4
  • Parking Features: Attached, Driveway, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

Location

  • County: Martin
  • Subdivision: CHARTER CLUB AT MARTIN DOWNS
  • Driving Directions: Martin Downs Blvd to Charter Club
  • Direction Faces: Southwest

School Information

  • Elementary School: Bessey Creek
  • Middle School: Hidden Oaks
  • High School: Martin County

Community

  • Community Name: 6090 - Palm City
  • Association: Yes
  • Assoc. Name: Charter Club at Martin Downs HOA Inc.
  • Assoc. Fees Include: Common Areas, Cable TV, Internet, Maintenance Grounds, Recreation Facilities, Security
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Connected, Sewer Connected, Water Connected

Structural Information

  • Structure Type: House
  • Construction: Block, Concrete, Stucco
  • Roof: Barrel, Tile
  • Stories/Levels: 2
  • Building Size: 2171
  • Square Feet: 1,751
  • Sq. Ft. Source: Public Records
  • Living Area: 1,751 Sq. Ft.
  • Year Built: 1989
  • Property Condition: Resale

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.14
  • Lot Features: Interior Lot, Landscaped, Sprinklers Automatic, 1/4 Acre
  • Zoning: Residential

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Lake Front
  • Water Front View: Lake Front
  • Lake Front: Yes

Financial Considerations

  • Association Fee: $308
  • Assoc Fee Freq.: Quarterly
  • Assessment Amount: $393,960
  • Tax Amount: $6,681.67
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Special Conditions: Standard
  • Legal Description: CHARTER CLUB AT MARTIN DOWNS LOT 169
  • Disclosures/Rstr.: Deed Restriction
  • Property ID: 183841018000016909

Listed by RE/MAX Gold

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— 2195 SW Shoal Creek Trce —

  • RE/MAX Gold

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 2195 SW Shoal Creek Trce

School District:Martin County School District
NameGradesDistance
Bessey Creek Elementary School
2201 Southwest Matheson Avenue, Palm City, FL 34990
PK-50.7 mi
Hidden Oaks Middle School
2801 Southwest Martin Highway, Palm City, FL 34990
6-80.8 mi
Martin County High School
2801 South Kanner Highway, Stuart, FL 34994
9-122 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2195 SW Shoal Creek Trce Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/29/2026
Listed
$489,000
2.95%
MLS
5/10/2023
Sold
$475,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2195 SW Shoal Creek Trce

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,682
-2%
$393,960
2%
2024
$6,805
2%
$387,000
6%
2023
$6,653
82%
$364,001
59%
2021
$3,646
-38%
$229,021
-31%
2022
$5,912
62%
$330,910
47%
2021
$3,646
4%
$225,859
2%
2019
$3,499
87%
$220,781
71%
2018
$1,871
6%
$129,126
2%
2017
$1,764
2%
$126,470
2%
2016
$1,732
—
$123,869
1%
2015
$1,736
2%
$123,008
1%
2014
$1,710
2%
$122,032
1%
2013
$1,678
—
$120,229
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 2195 SW Shoal Creek Trce

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NMLS#: 1598647

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Listed by RE/MAX Gold

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2195 SW Shoal Creek Trace, Palm City, FL 34990 (MLS# B26057985) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 2195 SW Shoal Creek Trace is currently listed for $489,000 and was received on July 29, 2026. Want to learn more about 2195 SW Shoal Creek Trace? Do you have questions about finding other Single Family real estate for sale in Palm City? You can browse all Palm City real estate or contact a Coldwell Banker agent to request more information.

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