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$699,000 Just Listed
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Property Description
Nestled in the highly sought-after Sailboat Country, this immaculate saltwater canal home offers the best of Florida living-without the hassle of HOA or CDD fees. Just minutes to the Intracoastal Waterway, this home is ready for its new owner. Freshly painted on the inside with all wallpaper removed, the interior now offers a clean, updated coastal feel. Boasting four spacious bedrooms and three fully renovated bathrooms, this home provides incredible flexibility and comfort - what a value for a true 4 bedroom, 3 bath waterfront pool home under $700,000. With a new roof (2021) and a new AC unit (2018), you'll enjoy peace of mind along with style and functionality. The master suite is a true retreat, featuring double doors leading to a generous bedroom and additional space perfect for an office or gym. The upgraded master bath includes dual sinks, a walk-in shower, and designer finishes. All other bathrooms have been beautifully updated for modern comfort throughout. The chef's kitchen features granite countertops, stainless steel appliances, and abundant cabinetry - ideal for both everyday living and entertaining. The oversized family room includes a built-in bar and expansive windows overlooking the private pool and canal. Step outside to your Florida waterfront lifestyle. The dock features durable composite decking and includes a boat lift, offering easy, low-maintenance access to the canal. With no fixed bridges, you can be cruising the Intracoastal in minutes. The oversized pool deck creates the perfect space to relax or entertain while enjoying tranquil water views. Located just minutes from European Village, shopping, dining, and only a short drive to the beach, this property delivers location, boating access, upgrades, and value. A 4 bedroom, 3 bath Sailboat Country pool home with lift and composite dock priced under $700,000 - what a value.
Full Property Details
Full Property Details for 13 Cottagegate Ct
General
- Price: $699,000
- Taxes: $8,755 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: FC316519
- Updated: Today (2/27/2026)
- Added to Site: Today
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Fan(s)
- Fireplace: Yes
- Fireplace(s): Gas
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground
- Spa Description: In Ground
Exterior
- Exterior Features: Sliding Doors
- Deck/Patio: Patio
- Porch/Patio/Deck: Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 32137 - Palm Coast
- County: Flagler
- Development Name: 32137 - Palm Coast
- Subdivision: PALM COAST SEC 14
- Driving Directions: Palm Harbor Parkway to Cottonwood Ct. to left on Cottage Way to right on Cottagegate Ct.
- Direction Faces: Northeast
Community
- Community Name: 32137 - Palm Coast
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available
Structural Information
- Exterior Const.: Wood Frame
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 2,705
- Sq. Ft. Source: Public Records
- Year Built: 1986
Lot Features
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,019
- Lot Size: 10019
- Street/Road Desc.: Paved
Water Features
- Water Front: Yes
- Water Access: Yes
- Water Access Desc: Canal - Saltwater
- Water Extras: Yes
- Water Front Desc.: Saltwater Canal
Financial Considerations
- Tax Amount: $8,755.45
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: PALM COAST SEC 14 BL 2 LT 81 OR 128 PG 286 OR 276 PG 530 OR 435 PG 1849-DC OR 602 PG 1407-DC OR 602 PG 1412-LOA STEPHEN M MEIDELL PR OR 619 PG 283
- Flood Zone Info: X
- APN: 711317014000200810
- Property ID: 711317014000200810
- Block/Lot/Section: 2
Listed by Realty Exchange, Llc
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Schools
Schools serving 13 Cottagegate Ct
School District:Flagler County School District
| Name | Grades | Distance |
|---|---|---|
Old Kings Elementary School 301 Old Kings Road South, Flagler Beach, FL 32136 | PK-5 | 8.2 mi |
Matanzas High School 3535 Old Kings Road North, Palm Coast, FL 32137 | 9-12 | 2.1 mi |
Indian Trails Middle School, Palm Coast, FL 5505 Belle Terre Parkway, Palm Coast, FL 32137 | 6-8 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 13 Cottagegate Ct
Date
Details
Price
Change
Source
2/27/2026
Listed
$699,000
482.5%
MLS
6/19/1998
Sold
$120,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 13 Cottagegate Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,755
140%
$481,741
100%
2024
$3,641
3%
$241,398
3%
2023
$3,551
2%
$234,367
6%
2021
$3,474
-1%
$220,913
-3%
2022
$3,517
1%
$227,541
4%
2021
$3,474
2%
$217,863
4%
2018
$3,393
2%
$208,678
2%
2017
$3,314
2%
$204,386
2%
2016
$3,236
-5%
$200,182
-6%
2019
$3,415
5%
$212,965
7%
2015
$3,237
—
$198,790
1%
2014
$3,252
2%
$197,212
1%
2013
$3,202
—
$194,298
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 13 Cottagegate Ct
13 Cottagegate Court, Palm Coast, FL 32137 (MLS# FC316519) is a Single Family property with 4 bedrooms and 3 full bathrooms. 13 Cottagegate Court is currently listed for $699,000 and was received on February 27, 2026. Want to learn more about 13 Cottagegate Court? Do you have questions about finding other Single Family real estate for sale in Palm Coast? You can browse all Palm Coast real estate or contact a Coldwell Banker agent to request more information.

