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$262,000
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Property Description
Beautifully updated and ideally located, this Palm Coast home is perfect for full-time living, a seasonal getaway, or a future retirement retreat. Easy to lock up and leave, then return to enjoy everything Florida living provides. Inside, approximately $10,000 in new luxury vinyl flooring is complemented by fresh designer paint and trim throughout. The spacious open-concept living area is ideal for relaxing or entertaining, while the sunroom provides a bright, inviting space to unwind. The primary suite features a walk-in closet and private en-suite bath, while the split floor plan offers additional bedrooms for privacy. An interior laundry room and two-car garage with tile flooring add everyday convenience. Just steps away are the community's private pool, clubhouse, and guest parking. Enjoy truly LOW MAINTENANCE living, with the HOA covering exterior building maintenance, lawn care and landscaping of individual homes and common grounds, pest control, internet, cable, pool, and clubhouse. The roof was replaced by the HOA in 2022. This well-lit neighborhood offers a walkable lifestyle with restaurants, cafés, shopping, and everyday conveniences nearby. The home is approximately five minutes from I-95 and 15 minutes from the Atlantic Ocean, with easy access to historic St. Augustine, Daytona Beach, golf courses, beaches, and the Daytona Beach, Jacksonville, and Orlando international airports. A wonderful opportunity for buyers seeking an easy-care Florida home to enjoy now and for years to come.
Full Property Details
Full Property Details for 16 Summer Terrace #16
General
- Price: $262,000
- HOA FEE: $509/month
- Taxes: $2,963 (2025)
- Status: Active
- Type: Condo
- Source: MidFloridaRegionalMLS
- MLS ID: FC319030
- Updated: 8/16/2026
- Added to Site: 106 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), High Ceilings, Open Floorplan
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room
Exterior
- Exterior Features: Irrigation System, Lighting, Private Mailbox
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 32137 - Palm Coast
- County: Flagler
- Development Name: 32137 - Palm Coast
- Subdivision: ARBOR TRACE AT PALM COAST CONDO
- Driving Directions: I-95 to Exit 289, go East and turn Left at Old Kings Rd. then Right on Harbor Ctr Dr. Go 600 ft and turn Left at Arbor Trace. In 150 ft turn Right on Summer Ter. 16 Summer Ter is on the right.
- Direction Faces: Northwest
Community
- Community Name: 32137 - Palm Coast
- Community Features: Clubhouse, Pool
- Association: Yes
- Assoc. Name: Property Advisors Management/Claudine
- Assoc. Fees Include: Cable TV, Community Pool, Internet, Maintenance Structure, Maintenance Grounds, Pest Control, Pool Maintenance
- Number of Pets: 2
- Pet Restrictions: Please check condo docs and by laws.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Common Walls: End Unit
- Windows: Blinds
- Stories/Levels: One
- Square Feet: 1,369
- Sq. Ft. Source: Public Records
- Year Built: 2003
Lot Features
- Property View: Garden
- Lot Size (Acres): 0.04
- Lot Size (Sq. Ft.): 1,820
- Lot Size: 1820
- Street/Road Desc.: Asphalt
Financial Considerations
- Association Fee: $509
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $2,963.19
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: ARBOR TRACE AT PALM COAST CONDOMINIUM UNIT 41 OR 938 PG 1940 OR 1419/1804 OR 1945/362
- Flood Zone Info: X
- APN: 711310310000000410
- Property ID: 711310310000000410
- Block/Lot/Section: 41
Listed by Coastal Gateway Real Estate Gr
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Schools
Schools serving 16 Summer Terrace #16
School District:Flagler County School District
| Name | Grades | Distance |
|---|---|---|
Old Kings Elementary School 301 Old Kings Road South, Flagler Beach, FL 32136 | PK-5 | 6.4 mi |
Indian Trails Middle School, Palm Coast, FL 5505 Belle Terre Parkway, Palm Coast, FL 32137 | 6-8 | 3 mi |
Matanzas High School 3535 Old Kings Road North, Palm Coast, FL 32137 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 16 Summer Terrace #16
Date
Details
Price
Change
Source
8/10/2026
Price Reduced
$262,000
-4.38%
MLS
7/22/2026
Price Reduced
$274,000
-4.53%
MLS
6/22/2026
Listed
$287,000
-2.71%
MLS
9/19/2023
Sold
$295,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 16 Summer Terrace #16
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,963
3%
$206,192
3%
2024
$2,889
178%
$200,381
45%
2023
$1,039
-3%
$137,756
-26%
2022
$1,075
4%
$185,400
—
2021
$1,037
8%
$185,400
51%
2018
$963
-2%
$122,843
-2%
2019
$985
6%
$125,177
4%
2017
$929
3%
$120,316
2%
2016
$903
-42%
$117,841
1%
2015
$1,548
70%
$117,022
1%
2014
$913
-25%
$116,094
17%
2013
$1,216
—
$99,259
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 16 Summer Terrace #16
16 Summer Terrace #16, Palm Coast, FL 32137 (MLS# FC319030) is a Condo property with 3 bedrooms and 2 full bathrooms. 16 Summer Terrace #16 is currently listed for $262,000 and was received on June 22, 2026. Want to learn more about 16 Summer Terrace #16? Do you have questions about finding other Condo real estate for sale in Palm Coast? You can browse all Palm Coast real estate or contact a Coldwell Banker agent to request more information.

