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$459,000
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Property Description
Welcome to a showstopper that truly has it all! Built in 2024 and crafted with solid concrete block construction, this like-new home delivers the perfect blend of modern design, flexibility, and functionality-something rarely found in today's market. From the moment you walk in, you'll feel the difference with its spacious layout, high-end upgrades, and thoughtfully designed living spaces that cater to today's lifestyle. One of the standout features is the private in-law suite, offering its own bedroom, full bathroom, separate living area, and a kitchenette, all tucked behind a door that creates a completely private retreat. Whether you're accommodating extended family, hosting guests, setting up a home office, or creating the ultimate teen suite, this space offers endless possibilities. The rest of the home is equally impressive with a split floor plan that provides privacy and comfort for everyone. Three additional bedrooms and two bathrooms are positioned away from the primary suite, which is privately located at the rear of the home, creating a peaceful escape. The main living areas are enhanced with beautiful tile flooring, and the upgraded kitchen is a true centerpiece, featuring a modern farmhouse style that is both warm and sophisticated-perfect for entertaining or everyday living. Step outside to a spacious covered patio, ideal for relaxing evenings or weekend gatherings, and enjoy the convenience of a large three-car garage with plenty of room for vehicles, storage, and all your toys. Perfectly situated on the desirable southern end of Palm Coast, you're just minutes to I-95, surrounded by new shopping and dining options, and only a short 14-minute drive to Flagler Beach. With no HOA restrictions and short-term rentals allowed, this property offers not only a beautiful place to call home but also an incredible investment opportunity. Homes like this-with a private suite, modern upgrades, and prime location-are incredibly hard to find. This is the one buyers wait for... and it will not last long.
Full Property Details
Full Property Details for 20 Ludlow Ln W
General
- Price: $459,000
- Taxes: $6,123 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: FC317362
- Updated: 4/3/2026
- Added to Site: 7 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 8
- Interior Features: Ceiling Fan(s), High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments
- Appliances: Dishwasher, Dryer, Microwave, Range, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Laundry Room
Exterior
- Exterior Features: French Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
Location
- Area: 32137 - Palm Coast
- County: Flagler
- Development Name: 32137 - Palm Coast
- Subdivision: ASPIRE AT PALM COAST
- Driving Directions: From Palm Coast Parkway go North on Belle Terre Parkway. Continue to Matanzas Woods Parkway and take a right. Turn left onto Luther Drive. Turn left at the first cross street onto Ludlow Lane West.
- Direction Faces: West
Community
- Community Name: 32137 - Palm Coast
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public, Well
- Utility Description: Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Builder: K. Hovnanian Homes
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 2,094
- Sq. Ft. Source: Builder
- Year Built: 2024
Lot Features
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,019
- Lot Size: 10019
- Street/Road Desc.: Paved
Financial Considerations
- Tax Amount: $6,123.83
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: PALM COAST SECTION 37 BLOCK 00002 LOT 0004 SUBDIVISION COMPLETION YEAR 1981 OR 453 PG 1561 OR 1488/402-DC OR 2013/ 1572 OR 2013/1570
- Flood Zone Info: X
- APN: 711317037000200040
- Property ID: 711317037000200040
- Block/Lot/Section: 2
Listed by Realty Exchange, Llc
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Schools
Schools serving 20 Ludlow Ln W
School District:Flagler County School District
| Name | Grades | Distance |
|---|---|---|
Belle Terre Elementary School 5545 Belle Terre Parkway, Palm Coast, FL 32137 | PK-5 | 1.2 mi |
Matanzas High School 3535 Old Kings Road North, Palm Coast, FL 32137 | 9-12 | 1.1 mi |
Indian Trails Middle School, Palm Coast, FL 5505 Belle Terre Parkway, Palm Coast, FL 32137 | 6-8 | 1.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20 Ludlow Ln W
Date
Details
Price
Change
Source
4/03/2026
Listed
$459,000
16.94%
MLS
8/09/2024
Sold
$392,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20 Ludlow Ln W
Year
Property Taxes
Change
Tax Assessment
Change
2024
$852
—
$350,984
655%
2024
$852
61%
$46,500
—
2023
$530
37%
$46,500
86%
2021
$386
-26%
$25,000
-47%
2022
$521
35%
$47,000
135%
2021
$386
39%
$20,000
52%
2018
$277
13%
$13,200
10%
2017
$245
6%
$12,000
—
2016
$231
13%
$12,000
20%
2015
$205
-34%
$10,000
-31%
2019
$312
67%
$14,520
61%
2014
$187
1%
$9,000
—
2013
$185
—
$9,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20 Ludlow Ln W
20 Ludlow Lane W, Palm Coast, FL 32137 (MLS# FC317362) is a Single Family property with 4 bedrooms and 3 full bathrooms. 20 Ludlow Lane W is currently listed for $459,000 and was received on April 03, 2026. Want to learn more about 20 Ludlow Lane W? Do you have questions about finding other Single Family real estate for sale in Palm Coast? You can browse all Palm Coast real estate or contact a Coldwell Banker agent to request more information.

