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$887,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,629 Sq. Ft.
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Spectacular Lakefront 4 Bedroom, 3 Bath Mediterranean-Inspired Home on One of the Largest, Most Private Lots in the Gated Community of Toscana. Experience elegance and tranquility in this stunning Portofino executive model - a ranch-style residence designed for comfort, style, and functionality. From the moment you arrive, the tile roof, paver driveway, and walkway set a tone of timeless sophistication. The home is surrounded by lush, manicured landscaping and fronts a beautiful nature preserve, ensuring privacy and scenic views from every angle. The tranquil lake behind the home enhances the sense of retreat, and there's ample space to add a future pool if desired. Inside, dramatic volume ceilings, a wall of windows that fill the living areas with natural light, and rich walnut hardwood floors create a warm and inviting atmosphere. The kitchen features 42-inch soft-close cabinetry, granite countertops, a center island, and a brand-new glass-door refrigerator. Elegant contemporary lighting fixtures, custom beveled glass shelving, and plantation shutters complete the refined look. The master suite offers direct access to the lake, complemented by a custom ceiling fan and elegant finishes. The luxurious en-suite bath includes a soaking tub, walk-in shower, dual vanities, and large his-and-hers walk-in closets. A thoughtfully designed fourth bedroom and third bathroom are located separately from the main living areas - ideal as an in-law suite or private quarters for guests or older parents. The outdoor space features a large covered porch and expansive private grounds, offering endless possibilities for a pool, garden, or personalized outdoor retreat. Built with concrete block construction and energy-efficient standards, this home ensures both durability and comfort. Residents enjoy miles of scenic walking and biking trails, outdoor sports facilities, and the convenience of being just 10 minutes from the beach and minutes from shopping, dining, and I-95. Discover the perfect blend of refined design, privacy, and natural beauty in this exceptional Palm Coast residence - a home that truly stands out in one of the area's most sought-after communities.

Full Property Details for 45 New Water Oak Dr

General

  • Price: $887,000
  • HOA FEE: $115/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $5,814 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: FC313954
  • Updated: 12/1/2025
  • Added to Site: 68 day(s) ago

Rental Information

  • Min. Lease: 6 Months

Interior

  • Number of Rooms: 6
  • Interior Features: Attic Fan, Built-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup

Additional Information

  • Security/Safety: Gated Community, Smoke Detector(s)

Exterior

  • Exterior Features: Irrigation System, Lighting, Private Mailbox, Sidewalk
  • Deck/Patio: Covered, Patio, Porch, Rear Porch
  • Porch/Patio/Deck: Covered, Patio, Porch, Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener, Garage Faces Side, Oversized

Location

  • Area: 32137 - Palm Coast
  • County: Flagler
  • Development Name: 32137 - Palm Coast
  • Subdivision: HIDDEN LAKES PH II
  • Driving Directions: Palm Coast Pkwy, turn left onto Old kings Rd, turn left into Toscana, turn right onto New Water Oak Dr
  • Direction Faces: East

Community

  • Community Name: 32137 - Palm Coast
  • Community Features: Gated Community - No Guard
  • Association: Yes
  • Assoc. Name: Artemis Lifestyle/ Gyneen Goodwin
  • Assoc. Fees Include: Maintenance Grounds, Security

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric, Heat Pump

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Structural Information

  • Architectural Info: Ranch, Mediterranean
  • Architectural Style: Ranch, Mediterranean
  • Builder: ABD
  • Exterior Const.: Block, Stucco
  • Roof: Tile
  • Windows: Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Shades, Shutters
  • Stories/Levels: One
  • Square Feet: 2,629
  • Sq. Ft. Source: Public Records
  • Year Built: 2015

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.34
  • Lot Size (Sq. Ft.): 14,636
  • Lot Size: 14636
  • Street/Road Desc.: Paved

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Lake Front

Financial Considerations

  • Association Fee: $345
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • Tax Amount: $5,814
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HIDDEN LAKES PHASE II (WATER OAKS S/D) MB 36 PG 61 BLOCK 5 LOT 22 OR 2101/1822
  • Flood Zone Info: X
  • APN: 3311313061000500220
  • Property ID: 3311313061000500220
  • Block/Lot/Section: 5

Listed by Virtual Homes Realty

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— 45 New Water Oak Dr —

  • Virtual Homes Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 45 New Water Oak Dr

School District:Flagler County School District
NameGradesDistance
Old Kings Elementary School
301 Old Kings Road South, Flagler Beach, FL 32136
PK-52.6 mi
Buddy Taylor Middle School
4500 Belle Terre Parkway, Palm Coast, FL 32164
6-82.6 mi
Flagler-Palm Coast High School
5500 State Route 100, Palm Coast, FL 32164
9-122.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 45 New Water Oak Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/01/2025
Price Reduced
$887,000
-5.13%
MLS
11/10/2025
Listed
$935,000
133.75%
MLS
12/11/2015
Sold
$400,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 45 New Water Oak Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,951
2%
$375,587
3%
2024
$5,814
2%
$365,002
3%
2023
$5,682
—
$354,371
6%
2021
$5,676
-1%
$334,028
-3%
2022
$5,734
1%
$344,049
4%
2021
$5,676
1%
$329,416
2%
2019
$5,597
2%
$322,010
3%
2018
$5,498
2%
$311,989
2%
2017
$5,377
2%
$305,572
2%
2016
$5,285
566%
$300,667
704%
2015
$794
9%
$37,400
10%
2014
$726
—
$34,000
—
2013
$729
—
$34,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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45 New Water Oak Drive, Palm Coast, FL 32137 (MLS# FC313954) is a Single Family property with 4 bedrooms and 3 full bathrooms. 45 New Water Oak Drive is currently listed for $887,000 and was received on November 10, 2025. Want to learn more about 45 New Water Oak Drive? Do you have questions about finding other Single Family real estate for sale in Palm Coast? You can browse all Palm Coast real estate or contact a Coldwell Banker agent to request more information.

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