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$1,850,000
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Property Description
COASTAL LUXURY MEETS EFFORTLESS FLORIDA LIVING! Welcome to 55 Ocean Oaks Lane, a beautifully designed custom home tucked within the gated Northshore community of Hammock Beach. Built by renowned custom builder Frank Rutenberg, this residence offers 3,326 square feet of thoughtfully designed living space where indoor and outdoor living come together seamlessly. Step inside to soaring ceilings, wide-plank wood flooring, custom millwork and an open, light-filled floor plan centered around the heart of the home. The kitchen features Cabico cabinetry, quartz countertops, a large island and hidden walk-in pantry, opening effortlessly to the great room and outdoor living area. Expansive disappearing sliders and a dramatic corner window wall invite you outside to the screened lanai, where a heated pool, spa, fire pit and fully equipped summer kitchen overlook peaceful water views. The spacious primary suite provides a private retreat, while the split-bedroom layout offers flexibility for family and guests. A dedicated library/office, linear gas fireplace, designer finishes and an oversized two-car garage with additional golf cart space add both function and character. Just a short walk from the Atlantic Ocean with deeded beach access, this home captures everything there is to love about the Hammock Beach lifestyle. Optional membership to The Club at Hammock Beach offers access to world-class golf, pools, tennis, fitness, dining, spa amenities and an exceptional calendar of social activities. From mornings at the beach to afternoons by the pool and evenings gathered around the fire pit, 55 Ocean Oaks Lane was designed for the way Florida living should feel.
Full Property Details
Full Property Details for 55 Ocean Oaks Ln
General
- Price: $1,850,000
- HOA FEE: $186/month
- HOA FEE FREQ.: Quarterly
- Taxes: $15,624 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: FC320892
- Updated: 8/26/2026
- Added to Site: 47 day(s) ago
Rental Information
- Min. Lease: 3 Months
Interior
- Number of Rooms: 13
- Interior Features: Ceiling Fan(s), Coffered Ceiling(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
- Fireplace: Yes
- Fireplace(s): Gas
- Appliances: Convection Oven, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Wine Refrigerator
- Furnishings: Unfurnished
- Flooring: Tile, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside
Additional Information
- Shared Amenities: Gated, Other, Trail(s)
- Pool: Yes
- Private Pool: Yes
- Pool Description: Heated, In Ground, Screen Enclosure
- Spa: Yes
- Spa Description: Heated, In Ground
- Security/Safety: Gated Community
Exterior
- Exterior Features: Lighting, Outdoor Kitchen, Outdoor Shower, Sliding Doors
- Deck/Patio: Porch, Rear Porch, Screened
- Porch/Patio/Deck: Porch, Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Faces Side, Oversized
Location
- Area: 32137 - Palm Coast
- County: Flagler
- Development Name: 32137 - Palm Coast
- Subdivision: OCEAN HAMMOCK
- Driving Directions: Palm Coast Pkwy E over the Intracoastal. Continue onto Hammock Dunes Pkwy to 16th Rd/Northshore gate. Enter gate and continue on Ocean Oaks Ln to #55
- Direction Faces: Southeast
Community
- Community Name: 32137 - Palm Coast
- Optional Amenities: Gated, Other, Trail(s)
- Association: Yes
- Assoc. Name: Vesta Property Management/Stephanie Hull
- Assoc. Fees Include: 24-Hour Guard, Maintenance Grounds, Private Road
- Pet Restrictions: Verify restrictions with association
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric, Heat Pump
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Traditional
- Architectural Style: Traditional
- Builder: Rutenberg
- Exterior Const.: Block, Stucco
- Roof: Tile
- Windows: Blinds, Low-Emissivity Windows, Solar Screens, Storm Window(s)
- Stories/Levels: One
- Square Feet: 3,302
- Sq. Ft. Source: Public Records
- Year Built: 2017
Lot Features
- Property View: Water
- Lot Size (Acres): 0.36
- Lot Size (Sq. Ft.): 15,495
- Lot Size: 15495
- Street/Road Desc.: Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake Front, Pond
Financial Considerations
- Association Fee: $558
- Assoc Fee Freq.: Quarterly
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $15,624
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: Northshore Plat 2 Lot 58 or 880 pg 35 or 2062/1445
- Flood Zone Info: X
- APN: 411313602000000580
- Property ID: 411313602000000580
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Schools
Schools serving 55 Ocean Oaks Ln
School District:Flagler County School District
| Name | Grades | Distance |
|---|---|---|
Old Kings Elementary School 301 Old Kings Road South, Flagler Beach, FL 32136 | PK-5 | 9.7 mi |
Matanzas High School 3535 Old Kings Road North, Palm Coast, FL 32137 | 9-12 | 2.6 mi |
Indian Trails Middle School, Palm Coast, FL 5505 Belle Terre Parkway, Palm Coast, FL 32137 | 6-8 | 4.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 55 Ocean Oaks Ln
Date
Details
Price
Change
Source
8/26/2026
Listed
$1,850,000
76.19%
MLS
5/24/2019
Sold
$1,050,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 55 Ocean Oaks Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$15,695
—
$1,146,822
-5%
2024
$15,729
16%
$1,205,556
31%
2023
$13,528
19%
$919,731
23%
2021
$11,403
-9%
$747,460
-16%
2022
$12,558
10%
$887,918
30%
2021
$11,403
6%
$685,368
—
2019
$10,787
4%
$685,368
9%
2018
$10,375
294%
$629,854
328%
2017
$2,630
8%
$147,000
—
2016
$2,424
43%
$147,000
93%
2015
$1,692
18%
$76,230
-24%
2014
$1,436
28%
$99,750
58%
2013
$1,125
—
$63,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 55 Ocean Oaks Ln
55 Ocean Oaks Lane, Palm Coast, FL 32137 (MLS# FC320892) is a Single Family property with 4 bedrooms and 3 full bathrooms. 55 Ocean Oaks Lane is currently listed for $1,850,000 and was received on August 26, 2026. Want to learn more about 55 Ocean Oaks Lane? Do you have questions about finding other Single Family real estate for sale in Palm Coast? You can browse all Palm Coast real estate or contact a Coldwell Banker agent to request more information.

