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$400,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,920 Sq. Ft.
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Set on an oversized cul-de-sac lot in the gated resort-style community of Esplanade at Artisan Lakes, this 3-bedroom, 2-bath home with a dedicated den features a NEW A/C with UV (2024), spacious layout, large screened lanai, and a backyard setting with room to enjoy Florida living. The entry opens into the main living area, where a tray ceiling, recessed lighting, and large sliding doors create a bright, open space that connects directly to the lanai. The kitchen features granite countertops, stainless steel appliances, dark wood cabinetry, a pantry, and a large breakfast bar with seating. Just beyond, the dining room offers a defined space for meals, gatherings, and entertaining. A dedicated den provides flexible space for a home office, reading room, hobby area, or additional lounge space. The primary bedroom is positioned privately with plantation shutters, a walk-in closet, and an en suite bathroom featuring dual vanities, a soaking tub, walk-in shower, and private water closet. Two secondary bedrooms and a full bathroom are located on the opposite side of the home, creating comfortable separation for guests or household members. The screened lanai extends the living space outdoors with a covered sitting area and peaceful views of the surrounding greenery. The oversized homesite offers more than a quarter acre with room to relax, garden, entertain, or explore future outdoor possibilities. Additional features include a laundry room, two-car garage, and NEW garage door spring system replaced in 2023. Esplanade at Artisan Lakes offers an impressive amenity-rich lifestyle with a resort-style pool, spa, fitness center, clubhouse, café, billiards and game room, tennis, pickleball, bocce, walking trails, event lawn, dog park, and a full calendar of activities. Association dues include cable, internet, and grounds maintenance, adding convenience to the resort-style setting. Located near I-75, residents enjoy convenient access to Sarasota, St. Petersburg, vibrant dining, shopping, entertainment, and the renowned Gulf Coast beaches.

Full Property Details for 10103 St Francis Terrace

General

  • Price: $400,000
  • HOA FEE: $520/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $3,419 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: A4697892
  • Updated: 7/22/2026
  • Added to Site: 48 day(s) ago

Rental Information

  • Min. Lease: 1 Month

Interior

  • Number of Rooms: 7
  • Interior Features: Ceiling Fan(s), L Dining, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Dryer, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Luxury Vinyl, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside

Additional Information

  • Shared Amenities: Clubhouse, Fitness Center, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s)

Exterior

  • Exterior Features: Lighting, Rain Gutters, Sidewalk, Sliding Doors

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34221 - Palmetto/Rubonia
  • County: Manatee
  • Development Name: 34221 - Palmetto/Rubonia
  • Subdivision: ARTISAN LAKES ESPLANADE PH I SP A-D
  • Driving Directions: From Moccasin Wallow Rd, head north on Artisan Lakes Pkwy, take the third exit at the roundabout onto Cobble Park Pl, turn left onto Craftsman Pkwy, left onto Saint Francis Ter, and continue to the end of the cul-de-sac where the property will be on your right.
  • Direction Faces: Northeast

Community

  • Community Name: 34221 - Palmetto/Rubonia
  • Community Features: Fitness Center, Pool, Sidewalks, Tennis Court(s)
  • Optional Amenities: Clubhouse, Fitness Center, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s)
  • Association: Yes
  • Assoc. Name: Troon Management
  • Assoc. Fees Include: Cable TV, Community Pool, Internet, Maintenance Grounds, Recreational Facilities
  • Pet Restrictions: Please confirm all pet restrictions with the Association.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Connected, Sewer Connected, Water Connected

Structural Information

  • Exterior Const.: Stucco
  • Roof: Tile
  • Stories/Levels: One
  • Square Feet: 1,920
  • Sq. Ft. Source: Public Records
  • Year Built: 2014

Lot Features

  • Lot Size (Acres): 0.29
  • Lot Size (Sq. Ft.): 12,720
  • Lot Size: 12720
  • Street/Road Desc.: Paved

Financial Considerations

  • Association Fee: $1,560
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • Tax Amount: $3,419.79
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LOT 57 ARTISAN LAKES ESPLANADE PH I SP A, B, C&D PI#6109.0385/9
  • Flood Zone Info: X*
  • APN: 610903859
  • Property ID: 610903859

Listed by Tng Real Estate

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— 10103 St Francis Terrace —

  • Tng Real Estate

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 10103 St Francis Terrace

School District:Manatee County School District
NameGradesDistance
James Tillman Elementary Magnet School
1415 29th Street East, Palmetto, FL 34221
PK-55 mi
Buffalo Creek Middle School
7320 69th Street East, Palmetto, FL 34221
6-82.5 mi
Palmetto High School
1200 17th Street West, Palmetto, FL 34221
9-126.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10103 St Francis Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/22/2026
Price Reduced
$400,000
-6.98%
MLS
6/25/2026
Listed
$430,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 10103 St Francis Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2023
$3,204
-1%
$203,292
3%
2024
$3,252
1%
$197,563
3%
2023
$3,204
5%
$191,809
6%
2021
$3,059
—
$180,798
-3%
2022
$3,072
—
$186,222
4%
2021
$3,059
9%
$178,302
4%
2017
$2,802
—
$171,043
2%
2017
$2,802
-6%
$167,525
-4%
2019
$2,991
7%
$174,293
6%
2016
$2,793
-19%
$164,079
-22%
2015
$3,467
—
$210,045
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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10103 Saint Francis Terrace, Palmetto, FL 34221 (MLS# A4697892) is a Single Family property with 3 bedrooms and 2 full bathrooms. 10103 Saint Francis Terrace is currently listed for $400,000 and was received on June 25, 2026. Want to learn more about 10103 Saint Francis Terrace? Do you have questions about finding other Single Family real estate for sale in Palmetto? You can browse all Palmetto real estate or contact a Coldwell Banker agent to request more information.

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