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$479,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,920 Sq. Ft.
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New Price on this stunning 1,920 Sq. Ft. Home in Esplanade at Artisan Lakes, Palmetto, Florida! Welcome home to this beautifully maintained one-owner residence in the ever-popular Esplanade at Artisan Lakes. From the moment you step through the front door, your eyes are drawn straight through the sliding lanai doors to a breathtaking water view complete with a cascading waterfall creating a tranquil scene you'll love both day and night. This maintenance-free home offers a spacious, open-concept layout featuring a family room, dining area, open kitchen, flex room/office, and a split-bedroom plan with a primary suite plus two additional bedrooms. Gorgeous hard-surface flooring, for easy living and a clean, modern look in main living areas and primary bedroom. Recent updates and features include: "¢ Brand-new hurricane impact windows and accordion-style shutters across the back for peace of mind "¢ New HVAC system (June 2024) and top of the line! "¢ Updated master shower, and updated appliances (washer, dishwasher, and microwave all replaced within the last 2-4 years) "¢ Fresh landscaping with decorative curbing, crown molding in main living areas and primary suite "¢ New smoke alarms (replaced approximately 8 months ago) "¢ Gutters installed, rounded wall corners, and elegant Cypress wood tongue-and-groove ceiling in the lanai "¢ In-wall pest control system and a customizable seasonal doorbell feature. Enjoy the serene lake view with its waterfall feature...what a perfect backdrop for morning coffee or evening relaxation! Located in a vibrant, growing area with new restaurants, shopping, and medical facilities nearby. Esplanade at Artisan Lakes offers resort-style amenities including: Two luxurious pools, State-of-the-art fitness center, Tennis & Pickleball courts plus A full calendar of social events. This home combines comfort, security, and elegance & is truly move-in ready and sure to impress its next owner!l

Full Property Details for 10124 St Francis Terrace

General

  • Price: $479,900
  • HOA FEE: $492/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $1,150 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: A4671436
  • Updated: 12/9/2025
  • Added to Site: 65 day(s) ago

Rental Information

  • Min. Lease: 6 Months

Interior

  • Number of Rooms: 7
  • Interior Features: Crown Molding, High Ceilings, In Wall Pest System, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Luxury Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room

Additional Information

  • Shared Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Pickleball Court(s), Playground, Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)

Exterior

  • Exterior Features: Rain Gutters, Sidewalk, Sliding Doors
  • Deck/Patio: Covered, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34221 - Palmetto/Rubonia
  • County: Manatee
  • Development Name: 34221 - Palmetto/Rubonia
  • Subdivision: ARTISAN LAKES ESPLANADE PH I SP A-D
  • Driving Directions: I-275 to exit 229 and go west to Artisan Pkwy go north to west on Cobble Park then left on Crafstman and left on Saint Francis. Home is down in culdesac on the left.
  • Direction Faces: West

Community

  • Community Name: 34221 - Palmetto/Rubonia
  • Community Features: Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Playground, Pool, Sidewalks, Tennis Court(s)
  • Optional Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Pickleball Court(s), Playground, Pool, Recreation Facilities, Sp
  • Association: Yes
  • Assoc. Name: Catherine Gangloff
  • Assoc. Fees Include: Cable TV, Common Area Taxes, Community Pool, Escrow Reserves Fund, Internet, Maintenance Structure, Maintenance Grounds, Recreational Facilities
  • Pet Restrictions: Please see HOA docs

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric, Heat Pump

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Tile
  • Stories/Levels: One
  • Square Feet: 1,920
  • Sq. Ft. Source: Public Records
  • Year Built: 2014

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.2
  • Lot Size (Sq. Ft.): 8,851
  • Lot Size: 8851
  • Street/Road Desc.: Asphalt

Water Features

  • Water View: Yes

Financial Considerations

  • Association Fee: $1,477
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $1,150.64
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LOT 60 ARTISAN LAKES ESPLANADE PH I SP A, B, C&D PI#6109.0400/9
  • Flood Zone Info: X
  • APN: 610904009
  • Property ID: 610904009

Listed by Fine Properties

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— 10124 St Francis Terrace —

  • Fine Properties

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 10124 St Francis Terrace

School District:Manatee County School District
NameGradesDistance
James Tillman Elementary Magnet School
1415 29th Street East, Palmetto, FL 34221
PK-55.1 mi
Buffalo Creek Middle School
7320 69th Street East, Palmetto, FL 34221
6-82.6 mi
Palmetto High School
1200 17th Street West, Palmetto, FL 34221
9-126.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10124 St Francis Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/09/2025
Price Reduced
$479,900
-3.83%
MLS
11/14/2025
Listed
$499,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 10124 St Francis Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,122
—
$261,607
3%
2024
$1,122
-72%
$254,234
3%
2023
$3,958
4%
$246,829
6%
2021
$3,804
—
$232,660
-3%
2022
$3,810
—
$239,640
4%
2021
$3,804
9%
$229,448
4%
2017
$3,481
—
$220,107
2%
2017
$3,481
—
$215,580
2%
2016
$3,474
-7%
$211,146
-6%
2019
$3,724
7%
$224,289
7%
2015
$3,468
—
$209,678
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Fine Properties

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10124 Saint Francis Terrace, Palmetto, FL 34221 (MLS# A4671436) is a Single Family property with 3 bedrooms and 2 full bathrooms. 10124 Saint Francis Terrace is currently listed for $479,900 and was received on November 14, 2025. Want to learn more about 10124 Saint Francis Terrace? Do you have questions about finding other Single Family real estate for sale in Palmetto? You can browse all Palmetto real estate or contact a Coldwell Banker agent to request more information.

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