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$349,000

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1,659 Sq. Ft.
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Enjoy the best of **Florida waterfront and golf course living** in this beautifully maintained **3-bedroom, 2-bath condo overlooking the 18th hole of Terra Ceia Bay Golf Course and a scenic lake** filled with native Florida wildlife. Located in the sought-after **Palms of Terra Ceia Bay**, this move-in-ready residence offers peaceful views, privacy, and an unbeatable lifestyle just minutes from St. Petersburg, Tampa, and Gulf Coast beaches. The **air-conditioned Florida Room**, thoughtfully designed as part of the original floor plan, maximizes the breathtaking golf and water views while creating a bright and inviting space to relax or entertain. Inside, you'll find quality upgrades throughout including **quartz kitchen countertops, marble bath countertops, plantation shutters, a skylight, luxury vinyl plank flooring, and elegant 4.25-inch ogee baseboards**. Residents enjoy resort-style amenities including a **500-foot fishing pier on Terra Ceia Bay, scenic mangrove boardwalks, championship golf, tennis, pickleball, and an active clubhouse** with dining and social events such as bingo, trivia, and tiki gatherings. **Low condo fees include cable, internet, landscaping, and building maintenance**, making this an exceptional value for full-time residents, seasonal owners, or investors seeking the ideal **Florida golf and waterfront lifestyle**. A rare opportunity in one of **Palmetto's most unique bayfront golf communities**.

Full Property Details for 1505 Terra Ceia Bay Cir #0

General

  • Price: $349,000
  • HOA FEE: $457/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $6,431 (2024)
  • Status: Active
  • Type: Condo
  • Source: MidFloridaRegionalMLS
  • MLS ID: A4668835
  • Updated: 3/24/2026
  • Added to Site: 171 day(s) ago

Rental Information

  • Min. Lease: 2 Months

Interior

  • Number of Rooms: 6
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Luxury Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Other

Additional Information

  • Shared Amenities: Gated
  • Security/Safety: Gated Community, Smoke Detector(s)

Exterior

  • Exterior Features: Irrigation System

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34221 - Palmetto/Rubonia
  • County: Manatee
  • Development Name: 34221 - Palmetto/Rubonia
  • Subdivision: BAY ESTATES NORTH
  • Driving Directions: From Hwy 41 in Palmetto at the round about take 23rd avenue toward Terra Ceia Bay Golf Community, Travel through the public side of the gate and continue about 1/2 mile, turn right on Terra Ceia Bay Circle. Condo is at the end of this road
  • Direction Faces: East

School Information

  • Elementary School: Palmetto Elementary-MN
  • Middle School: Lincoln Middle
  • High School: Palmetto High

Community

  • Community Name: 34221 - Palmetto/Rubonia
  • Community Features: Bay/Harbor Front, Dock, Fishing, Waterfront, Buyer Approval Required, Clubhouse, Gated Community - No Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, No Truck/RV/Motorcycle Parking, Restaurant, Tennis Court(s)
  • Optional Amenities: Gated
  • Assoc. Name: Stacia Searcy
  • Assoc. Fees Include: Cable TV, Common Area Taxes, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pest Control, Trash
  • Number of Pets: 1
  • Pet Restrictions: Buyers' agent to confirm pet restrictions with Cams by Stacia

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Windows: Blinds
  • Stories/Levels: One
  • Square Feet: 1,659
  • Sq. Ft. Source: Public Records
  • Year Built: 1997

Lot Features

  • Property View: Golf Course, Water
  • Lot Size (Acres): 6.13
  • Lot Size (Sq. Ft.): 267,144
  • Lot Size: 6.1328
  • Frontage: Street Paved
  • Street/Road Desc.: Paved

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Extras: Yes
  • Water Front Desc.: Bay/Harbor Front, Waterfront, Pond

Financial Considerations

  • Condo Fee: $1,370
  • Condo Fee Freq: Quarterly
  • CDD: Yes
  • Tax Amount: $6,431.06
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Condominium
  • Special Conditions: None
  • Legal Description: UNIT 39 BAY ESTATES NORTH CONDO PI#24127.1595/1
  • Flood Zone Info: AE
  • APN: 2412715951
  • Property ID: 2412715951

Listed by Bright Realty

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— 1505 Terra Ceia Bay Cir #0 —

  • Bright Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1505 Terra Ceia Bay Cir #0

School District:Manatee County School District
NameGradesDistance
Palmetto Elementary School, Palmetto, FL
1540 10th Street West, Palmetto, FL 34221
PK-51.3 mi
Palm View Elementary School
6025 Bayshore Road, Palmetto, FL 34221
PK-52.4 mi
Palmetto High School
1200 17th Street West, Palmetto, FL 34221
9-120.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1505 Terra Ceia Bay Cir #0 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/24/2026
Price Reduced
$349,000
-1.41%
MLS
2/03/2026
Price Reduced
$354,000
-1.64%
MLS
10/30/2025
Listed
$359,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1505 Terra Ceia Bay Cir #0

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,431
—
$289,000
-9%
2024
$6,431
3%
$318,750
-3%
2023
$6,220
154%
$327,250
158%
2021
$2,447
-2%
$126,966
-3%
2022
$2,485
2%
$130,775
4%
2021
$2,447
3%
$125,213
2%
2019
$2,365
9%
$122,398
2%
2017
$2,165
—
$120,116
2%
2017
$2,165
2%
$117,645
2%
2016
$2,124
9%
$115,225
1%
2015
$1,951
2%
$114,424
1%
2014
$1,920
-2%
$113,516
2%
2013
$1,954
—
$111,838
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Bright Realty

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1505 Terra Ceia Bay Circle #0, Palmetto, FL 34221 (MLS# A4668835) is a Condo property with 3 bedrooms and 2 full bathrooms. 1505 Terra Ceia Bay Circle #0 is currently listed for $349,000 and was received on October 30, 2025. Want to learn more about 1505 Terra Ceia Bay Circle #0? Do you have questions about finding other Condo real estate for sale in Palmetto? You can browse all Palmetto real estate or contact a Coldwell Banker agent to request more information.

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