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$360,000

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1,488 Sq. Ft.
  • Updated 4 days ago
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One or more photo(s) has been virtually staged. Come enjoy the Florida lifestyle! This open and bright 3/2 villa features vaulted ceilings, neutral finishes, and an abundance of natural light throughout. Situated on a golf course fairway, this home offers nature views from an enclosed air-conditioned Florida room and outdoor patio. The eat-in kitchen has been recently upgraded with refreshed cabinetry and newer appliances (replaced in 2024) making it both stylish and functional. The spacious and private primary suite includes a large bedroom and an ensuite bath with a recently remodeled walk-in shower. The second bedroom is perfectly suited for a den or home office. Clean and well-maintained, this home features a two-car garage for added convenience. Other recent updates include impact windows (2022), HVAC system (2024) along with a washer /dryer (2024.) Located in the desirable Terra Ceia Bay Country Club, residents enjoy a public 18-hole executive golf course, an on-site restaurant and pub, and an active, welcoming clubhouse. Additional amenities-including a swimming pool, fitness center, tennis, and pickleball-are available through reasonably priced memberships. This lovely villa is situated halfway between St. Pete and Sarasota, close by to world-class beaches, airports, restaurants, museums, shopping, arts, and entertainment.

Full Property Details for 1608 Terra Ceia Bay Cir

General

  • Price: $360,000
  • HOA FEE: $447/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $3,976 (2025)
  • Status: Active
  • Type: Condo
  • Source: MidFloridaRegionalMLS
  • MLS ID: A4677127
  • Updated: 1/13/2026
  • Added to Site: 9 day(s) ago

Rental Information

  • Min. Lease: 2 Months

Interior

  • Number of Rooms: 6
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Skylight(s), Solid Surface Counters, Split Bedroom, Stone Counters, Window Treatments
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Laminate, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: In Garage

Additional Information

  • Shared Amenities: Gated
  • Security/Safety: Gated Community, Smoke Detector(s)

Exterior

  • Exterior Features: Irrigation System, Private Mailbox, Rain Gutters
  • Deck/Patio: Patio
  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34221 - Palmetto/Rubonia
  • County: Manatee
  • Development Name: 34221 - Palmetto/Rubonia
  • Subdivision: BAY ESTATES NORTH
  • Driving Directions: From HWY 41 in Palmetto turn west onto 23rd Ave at the roundabout, continue straight to the gate for Terra Ceia Bay Club, enter through the public side (right side) follow the road around to the right and turn right onto Terra Ceia Bay Circle, condo will be on the left.
  • Direction Faces: South

Community

  • Community Name: 34221 - Palmetto/Rubonia
  • Community Features: Bay/Harbor Front, Fishing, Buyer Approval Required, Clubhouse, Gated Community - No Guard, Golf Carts OK, Golf, No Truck/RV/Motorcycle Parking, Restaurant
  • Optional Amenities: Gated
  • Assoc. Name: Stacia Searcy
  • Assoc. Fees Include: Cable TV, Common Area Taxes, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pest Control
  • Number of Pets: 1
  • Pet Restrictions: Please see community docs for information on pet restrictions/guidelines, / 35lbs.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Structural Information

  • Architectural Info: Florida
  • Architectural Style: Florida
  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Common Walls: End Unit
  • Windows: Double Pane Windows
  • Stories/Levels: One
  • Square Feet: 1,488
  • Sq. Ft. Source: Public Records
  • Year Built: 1997

Lot Features

  • Property View: Golf Course
  • Frontage: Private Road
  • Street/Road Desc.: Paved

Water Features

  • Water Extras: Yes
  • Water Front Desc.: Bay/Harbor Front

Financial Considerations

  • Condo Fee: $1,340
  • Condo Fee Freq: Quarterly
  • CDD: Yes
  • Tax Amount: $3,976
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Condominium
  • Special Conditions: None
  • Legal Description: UNIT 4 BAY ESTATES NORTH CONDO PI#24127.1420/2
  • Flood Zone Info: AE*
  • APN: 2412714202
  • Property ID: 2412714202

Listed by Michael Saunders & Company

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Listing agent

— 1608 Terra Ceia Bay Cir —

  • Michael Saunders & Company

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1608 Terra Ceia Bay Cir

School District:Manatee County School District
NameGradesDistance
Palmetto Elementary School, Palmetto, FL
1540 10th Street West, Palmetto, FL 34221
PK-51.4 mi
Palm View Elementary School
6025 Bayshore Road, Palmetto, FL 34221
PK-52.4 mi
Palmetto High School
1200 17th Street West, Palmetto, FL 34221
9-120.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1608 Terra Ceia Bay Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/09/2026
Listed
$360,000
2.86%
MLS
6/22/2023
Sold
$350,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1608 Terra Ceia Bay Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,778
—
$198,204
3%
2024
$3,778
-2%
$192,618
-2%
2023
$3,855
4%
$196,267
6%
2021
$3,700
-1%
$185,000
-3%
2022
$3,738
1%
$190,550
56%
2021
$3,700
53%
$121,951
2%
2019
$2,411
9%
$119,209
2%
2017
$2,202
—
$116,986
2%
2017
$2,202
2%
$114,580
2%
2016
$2,164
8%
$112,223
1%
2015
$2,001
2%
$111,443
1%
2014
$1,971
-2%
$110,559
2%
2013
$2,006
—
$108,925
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Michael Saunders & Company

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1608 Terra Ceia Bay Circle, Palmetto, FL 34221 (MLS# A4677127) is a Condo property with 3 bedrooms and 2 full bathrooms. 1608 Terra Ceia Bay Circle is currently listed for $360,000 and was received on January 09, 2026. Want to learn more about 1608 Terra Ceia Bay Circle? Do you have questions about finding other Condo real estate for sale in Palmetto? You can browse all Palmetto real estate or contact a Coldwell Banker agent to request more information.

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