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$430,000
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Property Description & Video
322 Terra Ceia Drive, Palmetto, FLVideo Tour of 322 Terra Ceia Drive, Palmetto, FL.
OH, THE VIEW! This is the Florida WATERFRONT DREAM you've been waiting for! Perfectly positioned between Terra Ceia Bay in the back and a private basin in the front, this immaculate raised home offers direct access to your own dock with a 12,000 lb. BOAT LIFT-just steps from your door. No bridges stand between you and the Gulf of Mexico, Anna Maria Island, or the sparkling open waters of Tampa Bay and the Manatee River. This is truly boater's paradise! Inside, you'll find a lovingly maintained, upgraded home with plenty of space to relax or entertain. Step outside to your covered west-facing deck and be amazed as the sun melts into the horizon each evening-SUNSET VIEWS don't get better than this. TROPIC ISLES is the best-kept secret on the Sun Coast, a highly sought-after 55+ WATERFRONT COMMUNITY offering an unmatched coastal lifestyle. Whether you're seeking adventure on the water or a vibrant social life on land, this community has it all. Come claim your slice of paradise on Florida's Gulf Coast-schedule your showing today! Can't wait? Click LINK to enjoy a VIRTUAL TOUR.
Full Property Details
Full Property Details for 322 Terra Ceia Dr
General
- Price: $430,000
- HOA FEE: $347/month
- Taxes: $6,545 (2024)
- Status: Active
- Type: Mobile Home
- Source: MidFloridaRegionalMLS
- MLS ID: A4657104
- Updated: 7/10/2025
- Added to Site: 207 day(s) ago
Rental Information
- Min. Lease: 1 Month
Interior
- Number of Rooms: 7
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Flooring: Carpet, Luxury Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Inside, Laundry Closet
Additional Information
- Shared Amenities: Clubhouse, Fence Restrictions, Fitness Center, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub
Exterior
- Exterior Features: Hurricane Shutters, Lighting, Private Mailbox, Rain Gutters, Sliding Doors, Storage
- Deck/Patio: Rear Porch, Wrap Around
- Porch/Patio/Deck: Rear Porch, Wrap Around
Parking
- Carports: Yes
- Carport: 2
- Carport Spaces: 2
- Covered Spaces: 2
Location
- Area: 34221 - Palmetto/Rubonia
- County: Manatee
- Development Name: 34221 - Palmetto/Rubonia
- Subdivision: TROPIC ISLES CO-OP
- Driving Directions: N. over Green Bridge to Palmetto. Left at 10th St. W. Right at 28th Ave W. Left at Tampico Drive. Left at terra Ceia Drive. Home is on right.
- Direction Faces: East
Community
- Community Name: 34221 - Palmetto/Rubonia
- Community Features: Bay/Harbor Front, Community Boat Ramp, Marina, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Fitness Center, Golf Carts OK, Pool
- Optional Amenities: Clubhouse, Fence Restrictions, Fitness Center, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tu
- Association: Yes
- Assoc. Name: BARBARA MCEVOY
- Assoc. Fees Include: Community Pool, Manager, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
- Number of Pets: 2
- Pet Restrictions: MAX 2 PETS UP TO 30 LBS EACH. REGISTRATION FORM TO BE COMPLETED ALONG WITH APPLICATION FOR RESIDENCY. SEE RULES AND REGULATIONS, / 30lbs.
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air, Humidity Control
- Heating Type: Central, Electric, Heat Pump
Utilities
- Sewer: Public Sewer
- Water District: TERRA CEIA BAY
- Water: Public
- Utility Description: Electricity Connected, Private, Public, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected
Structural Information
- Exterior Const.: Vinyl Siding
- Roof: Membrane
- Windows: Blinds, Shutters, Window Treatments
- Stories/Levels: One
- Square Feet: 1,248
- Sq. Ft. Source: Public Records
- Year Built: 2005
Manufactured Home
- Mobile Home Type: Double Wide
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Property View: Water
- Lot Size (Acres): 0.08
- Lot Size (Sq. Ft.): 3,376
- Lot Size: 3376
- Street/Road Desc.: Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Canal - Brackish, Marina
- Water Extras: Yes
- Water Front Name: TERRA CEIA BAY
- Water Front Desc.: Bay/Harbor Front, Waterfront, Bay/Harbor, Canal - Brackish
Financial Considerations
- Association Fee: $347
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $6,545
- Tax Year: 2024
Disclosures and Reports
- Ownership: Co-op
- Special Conditions: None
- Legal Description: UNIT 322 TROPIC ISLES CO-OP INC PI#29255.2115/9
- Flood Zone Info: AE
- APN: 2925521159
- Property ID: 2925521159
Listed by Keller Williams On The Water
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Schools
Schools serving 322 Terra Ceia Dr
School District:Manatee County School District
| Name | Grades | Distance |
|---|---|---|
Palmetto Elementary School, Palmetto, FL 1540 10th Street West, Palmetto, FL 34221 | PK-5 | 1 mi |
Palmetto High School 1200 17th Street West, Palmetto, FL 34221 | 9-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 322 Terra Ceia Dr
Date
Details
Price
Change
Source
6/25/2025
Listed
$430,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 322 Terra Ceia Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,545
—
$329,686
-2%
2024
$6,545
3%
$336,739
-5%
2023
$6,370
53%
$354,687
76%
2021
$4,173
-25%
$201,376
-28%
2022
$5,545
33%
$277,839
40%
2021
$4,173
5%
$198,492
5%
2019
$3,956
8%
$188,492
7%
2017
$3,650
—
$175,457
-2%
2017
$3,650
4%
$178,672
6%
2016
$3,512
5%
$168,998
7%
2015
$3,352
-7%
$158,408
-8%
2014
$3,603
4%
$172,247
5%
2013
$3,472
—
$164,045
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 322 Terra Ceia Dr
322 Terra Ceia Drive, Palmetto, FL 34221 (MLS# A4657104) is a Mobile Home property with 2 bedrooms and 2 full bathrooms. 322 Terra Ceia Drive is currently listed for $430,000 and was received on June 25, 2025. Want to learn more about 322 Terra Ceia Drive? Do you have questions about finding other Mobile Home real estate for sale in Palmetto? You can browse all Palmetto real estate or contact a Coldwell Banker agent to request more information.

