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$282,000

  • Sold
  • Closed
  • Mobile Home
  • 2 Beds
  • 2 Full Baths
  • 1,012 Sq. Ft.
  • Updated 12 days ago
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**WATERFRONT TROPIC ISLES HOME WITH BOAT LIFT & GULF ACCESS!** Welcome to this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after, resident-owned 55+ community of Tropic Isles on Terra Ceia Bay. Ideally positioned on the waterfront, the property features a private dock and boat lift with direct access to the Gulf, offering an exceptional opportunity to enjoy boating, fishing, and spectacular Florida sunsets right from home. Inside, the home is bright and inviting, with abundant natural light and comfortable living spaces designed for easy Florida living. Offered fully furnished, it is ready for immediate occupancy as a full-time residence, seasonal retreat, or waterfront getaway. A brand-new furnace was installed in November 2025, and the property also includes a **fully transferable lifetime termite protection warranty** for added peace of mind. The seller is also willing to include the boat currently on the lift as part of a package, creating an exceptional opportunity for buyers looking for a turnkey waterfront lifestyle. Enjoy all that Tropic Isles has to offer with a low monthly maintenance fee of just $338. Community amenities include a clubhouse, heated pool and spa, shuffleboard courts, marina access, fitness center, library, game room, meeting halls, and kayak launch. The welcoming community atmosphere combines an active lifestyle with the tranquility of waterfront living. Conveniently located near Gulf beaches, waterfront dining, Sarasota, Tampa, and Ellenton Premium Outlets, this property puts recreation, shopping, dining, and entertainment within easy reach. Whether you're looking for a year-round home or a seasonal escape, this Tropic Isles waterfront property offers the combination of **boat access, community amenities, affordability, and Florida coastal living** that's hard to find.

Full Property Details for 323 Terra Ceia Dr

General

  • Sold For: $282,000
  • HOA FEE: $338/month
  • Taxes: $3,605 (2025)
  • Status: Closed
  • Type: Mobile Home
  • Source: MidFloridaRegionalMLS
  • MLS ID: A4704284
  • Added to Site: 49 day(s) ago

Rental Information

  • Min. Lease: 1 Month

Interior

  • Number of Rooms: 5
  • Interior Features: Other, Walk-In Closet(s)
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Furnishings: Furnished
  • Flooring: Carpet

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Clubhouse, Maintenance
  • Spa: Yes

Exterior

  • Exterior Features: Other

Location

  • Area: 34221 - Palmetto/Rubonia
  • County: Manatee
  • Development Name: 34221 - Palmetto/Rubonia
  • Subdivision: TROPIC ISLES CO-OP
  • Driving Directions: From 28th Ave W, turn onto Tampico Drive, Montego Drive, or Basin Street to access Terra Ceia Drive. Continue driving south on Terra Ceia Drive until you reach the property.
  • Direction Faces: Northwest

School Information

  • Elementary School: Palmetto Elementary-MN
  • Middle School: Lincoln Middle
  • High School: Palmetto High

Community

  • Community Name: 34221 - Palmetto/Rubonia
  • Community Features: Bay/Harbor Front, Community Boat Ramp, Marina, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Fitness Center, Golf Carts OK, Pool
  • Optional Amenities: Clubhouse, Maintenance
  • Association: Yes
  • Assoc. Name: Tropical Isle Coop - Barbara McEvoy
  • Assoc. Fees Include: Community Pool, Manager, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
  • Adult Community: Yes

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Public

Structural Information

  • Exterior Const.: Wood Frame
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,012
  • Sq. Ft. Source: Public Records
  • Living Area: 1,012 Sq. Ft.
  • Year Built: 1980

Manufactured Home

  • Mobile Home Type: Double Wide

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.08
  • Lot Size (Sq. Ft.): 3,463
  • Lot Size: 3463
  • Street/Road Desc.: Concrete

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Extras: Yes
  • Water Front Desc.: Bay/Harbor Front, Waterfront, Bay/Harbor, Freshwater Canal

Financial Considerations

  • Association Fee: $338
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $3,605.64
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: UNIT 323 TROPIC ISLES CO-OP INC PI#29255.2120/9
  • Flood Zone Info: AE*
  • APN: 2925521209
  • Property ID: 2925521209

Listed by Exp Realty, Llc and Exp Realty Llc
Sold by Keller Williams On The Water

Listing agents

— 323 Terra Ceia Dr —

  • Exp Realty, Llc

  • Exp Realty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 323 Terra Ceia Dr

School District:Manatee County School District
NameGradesDistance
Palmetto Elementary School, Palmetto, FL
1540 10th Street West, Palmetto, FL 34221
PK-51 mi
Palm View Elementary School
6025 Bayshore Road, Palmetto, FL 34221
PK-53.8 mi
Palmetto High School
1200 17th Street West, Palmetto, FL 34221
9-121.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 323 Terra Ceia Dr

Date
Details
Price
Change
Source
10/02/2026
Sold
$282,000
-11.88%
MLS
8/27/2026
Listed
$320,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Exp Realty, Llc and Exp Realty Llc
Sold by Keller Williams On The Water

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323 Terra Ceia Drive, Palmetto, FL 34221 (MLS# A4704284) is a Mobile Home property that was sold at $282,000 on October 02, 2026. Want to learn more about 323 Terra Ceia Drive? Do you have questions about finding other Mobile Home real estate for sale in Palmetto? You can browse all Palmetto real estate or contact a Coldwell Banker agent to request more information.