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$325,000
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Property Description
Short Sale. MOVE-IN READY with a NEWER ROOF, NEWER A/C, NEWER kitchen appliances AND a valuable transferable home warranty! Welcome to 7905 Charing Cross Way, a 3-bedroom, 2-bath home offering over 1,600 heated square feet on a desirable corner lot in the Waterford community. Inside, a neutral color palette, tile and carpet flooring, and a comfortable, functional open floor plan make this home easy to move right into. The kitchen features new appliances installed in November 2025, while the indoor laundry room adds everyday convenience. The spacious primary suite features two walk-in closets and a private en-suite bath. An attached two-car garage and oversized driveway provide plenty of parking and additional storage. Tucked away with peaceful conservation and pond views, the home's corner-lot setting offers an added sense of privacy surrounded by nature. Step outside to the screened lanai and enjoy the tranquil backdrop-a perfect spot for morning coffee or unwinding at the end of the day. Several major improvements have already been completed, including a NEWER ROOF installed September 2024 with a 10-year warranty and a NEWER A/C installed January 2024 with a 10-year parts warranty. A partial vinyl fence was installed in January 2025 and includes a 2-year labor warranty and limited lifetime parts warranty. Even more peace of mind comes with a transferable Home Warranty valid through July 14, 2027. Enjoy the community pool located just one street away near the main entrance. HOA dues are only $100 per month, with NO master HOA, NO CDD fees and NO FLOOD INSURANCE required.* Conveniently located near shopping, recreation and exciting new development, Gateway shopping center is approximately one mile away with Publix, restaurants and everyday services, while two golf courses are within approximately two miles. Terra Ceia Preserve State Park is approximately 3.5 miles away, offering miles of natural Florida scenery, trails and kayak access. Adding to the area's growing amenities, a new BayCare healthcare and hospital project is currently underway and scheduled to open in late 2028. Elementary, middle and multiple charter school options are also located within approximately 2 miles. Offered at $339,000. This property is being sold as a short sale and is subject to lender approval. *Buyer/Buyer's Agent to verify flood zone and flood insurance requirements with their lender and insurance provider.
Full Property Details
Full Property Details for 7905 Charing Cross Way
General
- Price: $325,000
- HOA FEE: $100/month
- Taxes: $3,921 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8545526
- Updated: 10/4/2026
- Added to Site: 48 day(s) ago
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Furnishings: Negotiable
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Shared Amenities: Pool
Exterior
- Exterior Features: Private Mailbox, Sliding Doors
- Deck/Patio: Patio, Screened
- Porch/Patio/Deck: Patio, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 34221 - Palmetto/Rubonia
- County: Manatee
- Development Name: 34221 - Palmetto/Rubonia
- Subdivision: WATERFORD PH I-A, II & II-A
- Driving Directions: From I-75 to Mocasssin Wallow E, Right on Buffalo Rd. Follow to Landsome Way and Left on Charing Cross Way. From I-275 take exit 2 for US 41 South turn left on 69th St E to Buffalo Rd./Frontage Rd. and go left. Take a right at Lansdowne Way and then left to Charing Cross Way.
- Direction Faces: South
School Information
- Elementary School: Virgil Mills Elementary
- Middle School: Buffalo Creek Middle
- High School: Palmetto High
Community
- Community Name: 34221 - Palmetto/Rubonia
- Optional Amenities: Pool
- Association: Yes
- Assoc. Name: Judy Morrison
- Assoc. Fees Include: Community Pool
- Number of Pets: 3
- Pet Restrictions: Buyer and/or buyer's agent to verify all pet restrictions with the HOA. HOA Documents Are Available At cscmsi.com/waterford-community
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available, Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Block
- Roof: Shingle
- Common Walls: Corner Unit
- Stories/Levels: One
- Square Feet: 1,647
- Sq. Ft. Source: Public Records
- Year Built: 2005
Lot Features
- Property View: Trees/Woods
- Lot Size (Acres): 0.16
- Lot Size (Sq. Ft.): 7,105
- Lot Size: 7105
- Street/Road Desc.: Paved
- Fencing (Description): Vinyl
Water Features
- Water Access: Yes
- Water Access Desc: Pond
Financial Considerations
- Association Fee: $100
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $3,921.89
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: Short Sale
- Legal Description: LOT 165 WATERFORD PHASES IA II AND IIA PI#6471.3620/9
- Flood Zone Info: X, AE
- APN: 647136209
- Property ID: 647136209
Listed by Keller Williams Gulf Beaches
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Schools
Schools serving 7905 Charing Cross Way
School District:Manatee County School District
| Name | Grades | Distance |
|---|---|---|
Virgil Mills Elementary School 7200 69th Street East, Palmetto, FL 34221 | PK-5 | 1.3 mi |
Buffalo Creek Middle School 7320 69th Street East, Palmetto, FL 34221 | 6-8 | 1.4 mi |
Palmetto High School 1200 17th Street West, Palmetto, FL 34221 | 9-12 | 5.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 7905 Charing Cross Way
Date
Details
Price
Change
Source
10/04/2026
Price Reduced
$325,000
-2.69%
MLS
9/25/2026
Price Reduced
$334,000
-1.47%
MLS
9/05/2026
Listed
$339,000
-7.12%
MLS
4/11/2025
Sold
$365,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 7905 Charing Cross Way
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,876
—
$315,651
2%
2024
$3,876
1%
$309,698
3%
2023
$3,826
3%
$300,678
3%
2022
$3,723
23%
$291,920
49%
2021
$3,021
—
$196,284
3%
2021
$3,021
7%
$190,255
9%
2019
$2,828
22%
$175,164
—
2017
$2,312
—
$175,166
10%
2017
$2,312
7%
$159,598
9%
2016
$2,170
10%
$146,555
16%
2015
$1,979
11%
$126,616
14%
2014
$1,790
9%
$110,741
12%
2013
$1,646
—
$98,876
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 7905 Charing Cross Way
7905 Charing Cross Way, Palmetto, FL 34221 (MLS# TB8545526) is a Single Family property with 3 bedrooms and 2 full bathrooms. 7905 Charing Cross Way is currently listed for $325,000 and was received on September 05, 2026. Want to learn more about 7905 Charing Cross Way? Do you have questions about finding other Single Family real estate for sale in Palmetto? You can browse all Palmetto real estate or contact a Coldwell Banker agent to request more information.

