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Property Description
WATERFRONT LIVING WITH A PRIVATE ELEVATOR, DEEDED BOAT SLIP, AND ENDLESS POTENTIAL! Welcome to 3206 10th Lane W in Palmetto, where boating enthusiasts, seasonal residents, and full-time homeowners alike will appreciate the rare combination of space, location, and opportunity. Offering over 2,600 square feet, 4 bedrooms, 3.5 bathrooms, a private elevator, and deeded access to your own boat slip, complete with a brand new 20,000-pound lift, this residence is a blank canvas ready for your personal vision. As an added bonus, the seller is offering a $20,000 credit at closing, providing the perfect opportunity to customize finishes, updates, and design elements to make this home uniquely yours. The versatile first level features a spacious bedroom with an ensuite bathroom, creating the ideal setup for a private guest suite, multigenerational living arrangement, second primary bedroom, home office, or bonus retreat. Ride your private elevator or take the stairs to the main living level, where the heart of the home unfolds. The open-concept living and dining spaces are enhanced by peaceful preserve views, creating a private and tranquil backdrop. A charming bump-out off the family room offers the perfect space for a home office, reading nook, or creative workspace. The kitchen features granite countertops, wood cabinetry, generous prep space, and an additional gathering area perfect for entertaining family and friends. A convenient half bath completes the level. The upper floor offers three additional bedrooms, including the primary suite, which enjoys northwest-facing views of Florida's lush natural landscape and colorful sunset skies. The remaining two bedrooms share a full bathroom, and a conveniently located laundry room provides everyday comfort and functionality. Outside, enjoy unobstructed preserve views with no rear neighbors, creating a sense of privacy rarely found in townhome living. For boaters, the real highlight awaits at your gated dock, where your deeded slip and new 20,000-pound lift provide direct access to the Intracoastal Waterway, Tampa Bay, and the Gulf of America for endless days on the water. Perfectly positioned near the shores of Snead Island, this exceptional location places you at the gateway to Florida's Gulf Coast lifestyle. Enjoy easy access to downtown Bradenton, downtown Sarasota, St. Petersburg, and Tampa, offering endless options for waterfront dining, arts, entertainment, shopping, and professional sports. Multiple airports, including Sarasota-Bradenton International Airport and Tampa International Airport, make travel effortless for both full-time and seasonal residents. Whether you're heading to the beaches of Anna Maria Island, exploring the vibrant Riverwalk districts, spending the day boating on the Intracoastal Waterway, or enjoying a weekend in St. Pete or Tampa, you'll appreciate the convenience of being centrally located to some of the region's most desirable destinations. Whether you're searching for a primary residence, seasonal retreat, or investment opportunity, 3206 10th Lane W delivers the rare chance to create your dream waterfront lifestyle while building equity through your own personal touches.
Full Property Details
Full Property Details for MLS# A4696631
General
- Price: $375,000
- HOA FEE: $426/month
- Taxes: $6,534 (2025)
- Status: Active
- Type: Townhouse
- Source: MidFloridaRegionalMLS
- MLS ID: A4696631
- Updated: Today (6/10/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 6 Months
Interior
- Number of Rooms: 8
- Interior Features: Central Vacuum, Crown Molding, Elevator, High Ceilings, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Electric Water Heater, Other, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside
Additional Information
- Shared Amenities: Elevator(s), Storage
- Spa: Yes
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Balcony, Lighting, Rain Gutters, Sliding Doors, Storage
- Deck/Patio: Covered, Deck, Patio, Porch
- Porch/Patio/Deck: Covered, Deck, Patio, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Guest
Location
- Area: 34221 - Palmetto/Rubonia
- County: Manatee
- Development Name: 34221 - Palmetto/Rubonia
- Subdivision: RIVERBAY TOWNHOMES AT TERRA CIERA BAY
- Driving Directions: Take Exit 224 for US-301 toward Ellenton/Palmetto. Head west on US-301 toward Palmetto. Continue straight for about 4 miles (US-301 becomes 10th Street W). Turn right onto 10th Lane W at the entrance to RiverBay Townhomes. Take the first left once inside the community. Continue straight to 3206 10th Lane W, Palmetto, FL 34221
- Direction Faces: Southeast
Community
- Community Name: 34221 - Palmetto/Rubonia
- Community Features: Fishing, Deed Restrictions, Pool
- Optional Amenities: Elevator(s), Storage
- Association: Yes
- Assoc. Name: Brenda Maneiro
- Assoc. Fees Include: Insurance, Maintenance Structure, Maintenance Grounds, Manager, Recreational Facilities, Sewer, Trash, Water
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Water District: TERRA CEIA BAY
- Water: Public
- Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected
Structural Information
- Architectural Info: Contemporary
- Architectural Style: Contemporary
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: Three Or More
- Square Feet: 2,604
- Sq. Ft. Source: Public Records
- Year Built: 2005
Additional Structures
- Other Structures: Storage
Lot Features
- Property View: Trees/Woods, Water
- Lot Size (Acres): 0.05
- Lot Size (Sq. Ft.): 2,003
- Lot Size: 2003
- Lot Dimensions: 0 x 0
- Frontage: Street Dead-End, Street Paved
- Street/Road Desc.: Paved
Water Features
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Gulf/Ocean, Intracoastal Waterway
- Water Extras: Yes
- Water Front Name: TERRA CEIA BAY
Green Features
- Energy Efficient: Insulation
Financial Considerations
- Association Fee: $426
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $6,534.97
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LOT 85 RIVERBAY TOWNHOMES PHASE THREE; TOGETHER WITH OR2548 PG6823 DESC AS: ASSIGNED RIGHT TO USE BOAT SLIP 3 AS DESC IN OR2177/3466 PI#29591.1605/9
- Flood Zone Info: AE
- APN: 2959116059
- Property ID: 2959116059
Listed by Compass Florida Llc
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Price & Sales History for MLS# A4696631
Date
Details
Price
Change
Source
6/10/2026
Listed
$375,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Estimate the Cost for MLS# A4696631
MLS# A4696631, Palmetto, FL 34221 (MLS# A4696631) is a Townhouse property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. MLS# A4696631 is currently listed for $375,000 and was received on June 10, 2026. Want to learn more about MLS# A4696631? Do you have questions about finding other Townhouse real estate for sale in Palmetto? You can browse all Palmetto real estate or contact a Coldwell Banker agent to request more information.

