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$390,000
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Property Description
Good luck finding another one like this, because there isn't. This truly one-of-a-kind beach townhome stands out in the neighborhood with features that are almost impossible to replicate. Offering a main-level master bedroom with a full bath, four dedicated parking spaces, and only two units in the entire building, this home delivers privacy and functionality rarely found near the beach. SEARCH on YouTube ''For Sale Rare 3 Bedroom in Gulf Highlands Beach Resort'' for video tour. With no neighbors behind you and no future changes allowed without owner approval, you'll always enjoy uninterrupted views of Florida's natural beauty. This 3-bedroom, 2-bath beach home is just a 5-minute walk to the sand and comes fully furnished and rental-ready. Thoughtful updates include quartz countertops, LVP flooring throughout, a newer sliding glass door, and a new roof installed in 2021, offering peace of mind for years to come. Short-term rentals are allowed with strong ROI potential, making this an excellent investment or second home. Wake up to birds singing, unwind in total privacy, and enjoy the comfort of a place that truly feels like home. VA and FHA approved. Schedule your showing today, homes like this don't come around twice... LOW HOA fees include: 11 pools(5 heated), pickleball, shuffleboards, water-front restaurant & pool, mini golf, exercise room, tennis courts, playground, WIFI, pest control, termite bond, trash, ground keeping, property patrol, gated community and more. Note, A new irrigation system was recently installed by the HOA around the property, and new sod will follow per HOA.
Full Property Details
Full Property Details for 102 White Sandy Dr
General
- Price: $390,000
- Taxes: $4,162 (2025)
- Status: Active
- Type: Townhouse
- Source: Bay_County
- MLS ID: 784662
- Updated: 2/11/2026
- Added to Site: 11 day(s) ago
Interior
- Number of Rooms: 3
- Appliances: Gas Range, Gas Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Business Center, Gated
- Pool: Yes
- Pool Description: Gas Heat, Community
- Tennis: Yes
- Security/Safety: Gated with Guard
Location
- County: Bay
- Subdivision: Gulf Highlands Beach Resort
- Driving Directions: East on hwy 98, take a right on Richard Jackson Blvd then Take a Left on Middle Beach Rd, then take a Right at Gulf Highlands
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
Structural Information
- Structure Type: Townhouse
- Sq. Ft. Source: Appraiser
- Year Built: 1991
Lot Features
- Lot Dimensions: 35 x 100
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $4,162
- Tax Year: 2025
Disclosures and Reports
- Legal Description: GULF HIGHLAND BEACH RESORT UNREC LOT 29 BLK M ORB 3681 P 1816
- Property ID: 34779-084-100
Listed by Dalton Wade Inc
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Schools
Schools serving 102 White Sandy Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 1.9 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 3 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 1.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 102 White Sandy Dr
Date
Details
Price
Change
Source
2/04/2026
Listed
$390,000
85.71%
MLS
2/27/2015
Sold
$210,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 102 White Sandy Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,643
-7%
$362,731
5%
2024
$3,905
6%
$345,006
2%
2023
$3,668
44%
$337,735
62%
2021
$2,550
-9%
$209,032
-16%
2022
$2,796
10%
$250,006
25%
2021
$2,550
17%
$200,791
13%
2019
$2,180
3%
$177,090
6%
2018
$2,110
9%
$167,521
—
2017
$1,931
—
$166,902
—
2016
$1,938
4%
$167,556
7%
2015
$1,871
22%
$156,768
20%
2014
$1,536
57%
$130,190
3%
2013
$980
—
$126,457
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 102 White Sandy Dr
102 White Sandy Drive, Panama City Beach, FL 32407 (MLS# 784662) is a Townhouse property with 3 bedrooms and 2 full bathrooms. 102 White Sandy Drive is currently listed for $390,000 and was received on February 04, 2026. Want to learn more about 102 White Sandy Drive? Do you have questions about finding other Townhouse real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

