107 Fernwood St Panama City Beach, FL 32407

Welcome to your own coastal retreat--perfectly situated just a half-mile from the Gulf, where beach days, breathtaking sunsets, and laid-back living become part of your everyday lifestyle. This beautifully designed 4-bedroom, 3-bath home offers the ideal combination of comfort, space, and location.Step inside to discover a bright, open-concept layout enhanced by soaring 9-foot ceilings and abundant natural light. The versatile fourth bedroom/flex space offers endless possibilities--whether you envision a private guest suite, bonus room, home office, or second living area. Conveniently, this space also includes access to a full bathroom. At the center of the home, the spacious kitchen is designed for gathering and entertaining, featuring a large island, modern appliances, generous counter space, and a dedicated dining area perfect for family meals or hosting friends. The inviting living spaces flow seamlessly outdoors to a covered patio overlooking the well-maintained backyard--an ideal setting for morning coffee, weekend barbecues, or relaxing evenings after a day at the beach. Families will appreciate the home's proximity to Hutchison Beach Elementary, Surfside Middle, and Arnold High School. Plus, nearby Pier Park offers exceptional shopping, dining, and entertainment just minutes away.