This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/44
$457,900
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/44
Property Description
Welcome to Moonraker, one of Panama City Beach's most desirable communities including an HOA with a clubhouse and pool. This home is the Rhett plan and is loaded with high end premium upgrades. It is a 4-bedroom, 2-bath home offers 1,768 sq. ft. of stylish single-level living just minutes from the beach, M.B. Miller Pier, Shipwreck Island, dining, shopping, and entertainment. This home is situated on a neighborhood pond lot with views of a fountain and only a 2 block walk to the Gulf of America. Amazing price: The house has a 3 percent assumable VA loan! The house has over $35,000 of luxury upgrades to original home. This beach house features 9' ceilings, elegant tray ceilings, window coverings, and luxury LVP flooring in every room. The gourmet kitchen showcases granite countertops, stainless steel appliances, white cabinetry, a laundry room with a pantry, and extensive landscaping for an entertainers paradise. The private primary suite offers a tray ceiling, double vanities, soaking tub, and separate walk-in shower. This house has a mother-in-law suite where there is a private kitchen and bedroom sectioned off in its own space in the home. The house has a third driveway for that suite. High End Upgrades Include: "¢ Luxury LVP flooring throughout the house in every room "¢ Two kitchens in the house with main kitchen and a Mother-in-law kitchenette suite "¢ Two laundry rooms "¢ Upgraded lighting fixtures and door hardware "¢ Ceiling fans in every bedroom "¢ Professionally landscaped yard "¢ Sidewalk surrounding the home for added convenience "¢ Custom stone paver walkway "¢ Tray ceilings and premium finishes throughout * Three car driveway This beach coastal home has all the modern luxury upgrades at an amazing price with a price you can't beat - Offering an assumable 3 percent VA rate loan! Save thousands and live close to the beach in this home with all the upgrades!
Full Property Details
Full Property Details for 109 Moonraker Cir
General
- Price: $457,900
- HOA FEE: $133/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 793118
- Updated: 9/6/2026
- Added to Site: 28 day(s) ago
Interior
- Number of Rooms: 6
- Appliances: Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Pool Description: Community
Exterior
- Porch/Patio/Deck: Covered, Patio
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Moonraker
- Driving Directions: Head East On Back Beach Rd From Pier Park Then Turn Right Onto Alf Coleman. Turn Left Onto Moonraker Cir Just Before The First Traffic Light. Close to Shipwreck Island waterpark Panama City beach off of Richard Jackson and Alf Coleman Road
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Pool(s), Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected
Structural Information
- Architectural Style: Craftsman
- Construction: HardiPlank Type, Vinyl Siding
- Roof: Composition, Shingle
- Sq. Ft. Source: Owner
- Year Built: 2020
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.12
- Lot Size (Sq. Ft.): 5,227
- Lot Size: .12
- Lot Dimensions: 55 x 100
- Lot Features: Paved
- Zoning: Resid Single Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake, Lake Front
- Water Front View: Lake, Lake Front
- Lake Front: Yes
Financial Considerations
- Association Fee: $1,600
- Assoc Fee Freq.: Annually
Disclosures and Reports
- Legal Description: MOONRAKER LOT 56 ORB 4229 P 516
- Property ID: 34039-850-560
Listed by Flatfee.Com
Get Pre-Approved Today
Schools
Schools serving 109 Moonraker Cir
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 0.9 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 2 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Moonraker Cir
Date
Details
Price
Change
Source
9/06/2026
Price Reduced
$457,900
-2.55%
MLS
7/25/2026
Listed
$469,900
36.24%
MLS
2/28/2020
Sold
$344,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 Moonraker Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,064
—
$387,072
-13%
2024
$5,064
6%
$445,893
—
2023
$4,774
49%
$447,808
55%
2021
$3,213
-8%
$289,054
-4%
2022
$3,510
9%
$301,708
404%
2021
$3,213
335%
$59,859
7%
2019
$738
160%
$56,000
119%
2018
$284
—
$25,535
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 Moonraker Cir
109 Moonraker Circle, Panama City Beach, FL 32407 (MLS# 793118) is a Single Family property with 4 bedrooms and 2 full bathrooms. 109 Moonraker Circle is currently listed for $457,900 and was received on August 27, 2026. Want to learn more about 109 Moonraker Circle? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

