Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$319,000

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • Updated 6 days ago
See This Home
Save This Home
See This Home
Save This Home
Located in Whisper Dunes on the desirable west end of the beach. This condo has it all. Vaulted ceilings. Brand new stainless appliances. New luxury lvp flooring. New paint throughout. Attached garage. Walk in closet. Full laundry room. Large linen closet. Porch with green area. Large pool with cabana for entertaining. Beautifully maintained very quiet neighborhood. Close to beach, grocery, and shopping. All new furnishings are included! (All room measurements are appropriate)

Full Property Details for 109 Sand Oak Blvd #109

General

  • Price: $319,000
  • HOA FEE: $277/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $2,501 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 795518
  • Updated: 9/17/2026
  • Added to Site: 7 day(s) ago

Interior

  • Number of Rooms: 9
  • Interior Features: Upper Level Primary

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Gazebo
  • Pool: Yes
  • Pool Description: Gunite, In Ground, Community

Exterior

  • Exterior Features: Patio
  • Porch/Patio/Deck: Patio, Covered, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 1

Location

  • County: Bay
  • Subdivision: Whisper Dunes
  • Driving Directions: Drive northwest on Front Beach Road/CR 30. Bear right. Bear right onto Arnold Road/SR 79. Left to US 98/Panama City Beach Parkway. Right to Sand Oak Bld.

School Information

  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes
  • Assoc. Fees Include: Association Management, Pool(s)

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Underground Utilities

Structural Information

  • Architectural Style: Low Rise
  • Construction: Block, Stucco
  • Roof: Asphalt
  • Stories/Levels: 2
  • Sq. Ft. Source: Owner
  • Year Built: 2008

Lot Features

  • Lot Dimensions: 200 x 1270
  • Lot Features: Sprinkler System

Financial Considerations

  • Association Fee: $830
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $2,501
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: WHISPER DUNES, PHASE 1-A LOT 5 ORB 4051 P 1879
  • Property ID: 35350105000

Listed by Beycome of Florida LLC

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 109 Sand Oak Blvd #109 —

  • Beycome of Florida LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Sand Oak Blvd #109

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-55.2 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-85.9 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-127.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Sand Oak Blvd #109 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/17/2026
Listed
$319,000
59.5%
MLS
9/26/2018
Sold
$200,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Sand Oak Blvd #109

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,192
—
$229,199
-11%
2024
$3,192
5%
$258,773
—
2023
$3,048
35%
$258,729
43%
2021
$2,264
-8%
$180,812
-15%
2022
$2,461
9%
$212,946
17%
2021
$2,264
14%
$181,328
14%
2019
$1,983
67%
$158,614
31%
2018
$1,187
15%
$121,149
—
2017
$1,028
1%
$120,894
-1%
2016
$1,018
-4%
$121,991
—
2015
$1,057
-1%
$122,171
-1%
2014
$1,069
8%
$123,387
—
2013
$988
—
$123,769
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 109 Sand Oak Blvd #109

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Beycome of Florida LLC

Similar Properties near 109 Sand Oak Blvd #109

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

9902 S Thomas Dr, Panama City Beach, FL 32408 - Photo 1
$319,000

9902 S Thomas Dr  #729  Panama City Beach, FL 32408

  • Condo
  • Active
  • 3
    Beds
  • 2
    Total Baths
Listed by Brian Dick (850) 481-2529
9902 S Thomas Dr, Panama City Beach, FL 32408 - Photo 1
$319,500

9902 S Thomas Dr  #1431  Panama City Beach, FL 32408

  • Condo
  • Active
  • 3
    Beds
  • 2
    Total Baths
9902 S Thomas Dr, Panama City Beach, FL 32408 - Photo 1 Price Reduced
-$10,000 (-3.03%)
$319,900

9902 S Thomas Dr  #431  Panama City Beach, FL 32408

  • Condo
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
9860 S Thomas 225 Dr, Panama City Beach, FL 32408 - Photo 1
$310,000

9860 S Thomas 225 Dr  #225  Panama City Beach, FL 32408

  • Condo
  • Active
  • 3
    Beds
  • 2
    Total Baths

Just Listed near 109 Sand Oak Blvd #109

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

447 E Pollard Cove, Watersound, FL 32461 - Photo 1 Just Listed
$3,490,000

447 E Pollard Cove  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 6 days ago
  • 5
    Beds
  • 6
    Total Baths
  • 4,125
    Sq. Ft.
Tbd E Seabrook Way, Watersound, FL 32461 - Photo 1 Just Listed
$897,750

Tbd E Seabrook Way  #Lot 12  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 4 hours ago
  • 4
    Beds
  • 4
    Total Baths
  • 2,484
    Sq. Ft.
100 Pollard Cv E, Watersound, FL 32461 - Photo 1 Just Listed
$1,064,505

100 Pollard Cv E  #Lot 87  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 5
    Total Baths
  • 2,448
    Sq. Ft.
Tbd Hutton Cove, Watersound, FL 32461 - Photo 1 Just Listed
$1,937,585

Tbd Hutton Cove  #Lot 76  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 5
    Total Baths
  • 2,855
    Sq. Ft.

Price Reduced near 109 Sand Oak Blvd #109

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

224 Needle Cast Ln, Watersound, FL 32461 - Photo 1 Price Reduced
-$135,000 (-6.07%)
$2,090,000

224 Needle Cast Ln  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 6
    Total Baths
  • 4,066
    Sq. Ft.
143 Hutton Cove, Watersound, FL 32461 - Photo 1 Price Reduced
-$1,500 (-0.08%)
$1,770,225

143 Hutton Cove  #Lot 70  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 5
    Total Baths
  • 2,685
    Sq. Ft.
10343 E County Hwy 30A, Seacrest, FL 32461 - Photo 1 Price Reduced
-$25,000 (-4.17%)
$575,000

10343 E County Hwy 30A  #B283  Seacrest, FL 32461

  • Condo
  • Active
  • Updated 6 days ago
  • 1
    Total Bath
  • 571
    Sq. Ft.
726 Cocobolo Dr, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$5,100 (-1.1%)
$459,900

726 Cocobolo Dr  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 9 hours ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,679
    Sq. Ft.
Listed by Beverly Buck Team (850) 650-4563

Recent Sales near 109 Sand Oak Blvd #109

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

203 Sand Oak Blvd, Panama City Beach, FL 32413 - Photo 1 Sold
$295,000

203 Sand Oak Blvd  Panama City Beach, FL 32413

  • Townhouse
  • Closed
  • 3
    Beds
  • 3
    Total Baths
308 Sand Oak Blvd, Panama City Beach, FL 32413 - Photo 1 Sold
$310,000

308 Sand Oak Blvd  Panama City Beach, FL 32413

  • Condo / Townhouse
  • Closed
  • 3
    Beds
  • 3
    Total Baths
313 Sand Oak Blvd, Panama City Beach, FL 32413 - Photo 1 Sold
$345,000

313 Sand Oak Blvd  Panama City Beach, FL 32413

  • Townhouse
  • Closed
  • 3
    Beds
  • 3
    Total Baths
329 Sand Oak Blvd, Panama City Beach, FL 32413 - Photo 1 Sold
$316,000

329 Sand Oak Blvd  Panama City Beach, FL 32413

  • Condo
  • Closed
  • 3
    Beds
  • 3
    Total Baths

109 Sand Oak Boulevard #109, Panama City Beach, FL 32413 (MLS# 795518) is a Condo property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 109 Sand Oak Boulevard #109 is currently listed for $319,000 and was received on September 17, 2026. Want to learn more about 109 Sand Oak Boulevard #109? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property