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$474,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
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Beautiful Colony Club Home. Come live in this sought after community. Spacious 3-bedroom, 2-bathroom w/2 car garage. Large living room has vaulted ceiling with fireplace, formal dining room, LVP flooring, fans and recessed lighting. Kitchen has stainless steel appliances, Island, breakfast bar, two pantries and breakfast nook with bay window. Split bedroom plan with carpet in each. Large Master bedroom/bathroom with double vanity, skylight and lots of closet space. Additional bathroom has been updated with large walk-in shower. Screened in back porch, large fenced in backyard that comes with shed and plenty of room for a pool. Golfer's this property is located just around the corner from the Legacy Golf Club. Gayle's Trails in walking distance. Pier Park, shopping, dining and schools are all just minutes away. No HOA. All Dimensions are approx.

Full Property Details for 109 Shadow Bay Dr

General

  • Price: $474,000
  • Taxes: $3,874 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 782067
  • Updated: 12/1/2025
  • Added to Site: 55 day(s) ago

Interior

  • Number of Rooms: 6
  • Appliances: Gas Range, Tankless Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Porch
  • Porch/Patio/Deck: Covered, Porch, Screened

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Colony Club Hrbr Ph 3
  • Driving Directions: Take Panama City Beach Pkwy. east of Pier Park. to Nautilus Street (north) to right on Fairway Circle, at stop sign go left to Fairway Blvd. left on Moonlight Bay to right on Shadow Bay.

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric, Fireplace(s)

Utilities

  • Utility Description: Electricity Available, Natural Gas Available, Sewer Available

Structural Information

  • Architectural Style: Contemporary
  • Construction: Brick, HardiPlank Type
  • Roof: Shake
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1992

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.39
  • Lot Size (Sq. Ft.): 16,940
  • Lot Size: .39
  • Lot Dimensions: 110 x 154
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced

Financial Considerations

  • Tax Amount: $3,874
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: COLONY CLUB HARBOUR PHASE III LOT 5 BLK F MAP 37A ORB 4304 P 2179
  • Property ID: 32736-147-000

Listed by Berkshire Hathaway HomeServices Beach Properties of Florida

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— 109 Shadow Bay Dr —

  • Berkshire Hathaway HomeServices Beach Properties of Florida

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 109 Shadow Bay Dr

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-51.8 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-81.3 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-122.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Shadow Bay Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/25/2025
Listed
$474,000
20735.16%
MLS
9/29/2020
Sold
$2,275
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Shadow Bay Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,874
-1%
$309,504
—
2023
$3,901
20%
$309,371
13%
2021
$3,250
-3%
$273,952
-3%
2022
$3,338
3%
$283,152
51%
2021
$3,250
74%
$186,968
2%
2019
$1,872
-1%
$182,764
1%
2018
$1,884
13%
$181,024
2%
2017
$1,667
-1%
$177,300
-2%
2016
$1,688
-4%
$180,000
—
2015
$1,756
-3%
$180,827
-2%
2014
$1,803
5%
$185,066
-4%
2013
$1,725
—
$192,237
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Berkshire Hathaway HomeServices Beach Properties of Florida

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109 Shadow Bay Drive, Panama City Beach, FL 32407 (MLS# 782067) is a Single Family property with 3 bedrooms and 2 full bathrooms. 109 Shadow Bay Drive is currently listed for $474,000 and was received on November 25, 2025. Want to learn more about 109 Shadow Bay Drive? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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