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$274,900
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Property Description
*CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS* New Roof. New Water Heater. Heated Pool Right Out Front. And the Beach Across the Street. Welcome to 113 Cindy Lane -- where the upgrades are done and the lifestyle is turnkey. This 2BR/1.5BA end-unit in Gulf Highlands checks all the smart-buyer boxes: > Brand NEW Roof (2025) > Brand NEW Water Heater (2025) > Updated Fire Safety System (2025) > Remodeled heated pool directly in front of the unit (one of the very few heated pools in Gulf Highlands) > Insurance recently reduced to approximately $3,400 (building) + $600 (flood) That's peace of mind you can feel -- and savings you can appreciate. Skip the elevators and crowded garages. Here, you park at your front door, grab your flip-flops (or golf cart keys), and head toward the sugar-white sand just across the street. Your dedicated golf cart parking spot makes beach runs a breeze. Inside, you'll love the solid surface flooring throughout, coastal décor, and turnkey furnishings -- ready for immediate enjoyment as a second home or income-producing rental. And Gulf Highlands? It's one of the most amenity-rich communities in Panama City Beach: "¢ 11 pools (5 heated) "¢ Private Gulf-front beach clubhouse with pool & snack bar "¢ Tennis, pickleball, shuffleboard "¢ Mini golf, playground, fitness center "¢ Onsite dining at The Beach House You're also minutes to grocery stores, shopping, and some of PCB's favorite local spots. This isn't just another beach condo. It's an upgraded, low-maintenance, income-friendly coastal retreat with smart improvements already handled. Easy to show. Easy to love.
Full Property Details
Full Property Details for 113 Cindy Ln
General
- Price: $274,900
- Taxes: $3,615 (2025)
- Status: Under Contract
- Type: Townhouse
- Source: Bay_County
- MLS ID: 785566
- Updated: 5/2/2026
- Added to Site: 96 day(s) ago
Interior
- Number of Rooms: 2
- Appliances: Gas Range, Gas Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Additional Information
- Shared Amenities: Gated
- Pool: Yes
- Pool Description: In Ground, Community
- Tennis: Yes
- Security/Safety: Gated with Guard, Gated Community
Exterior
- Porch/Patio/Deck: Balcony, Covered, Patio
Parking
- Parking Features: Additional Parking
Location
- County: Bay
- Subdivision: Gulf Highlands Beach Resort
- Driving Directions: From Shipwreck Island head East on Middle Beach Rd (Hutchison Blvd) about 1 mile, Gulf Highlands entrance is on the South side, turn into Gulf Highlands, take 1st right after guard shack and 113 Cindy Ln is across from shuffleboard courts.
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Structure Type: Townhouse
- Construction: Stucco
- Roof: Composition, Shingle
- Stories/Levels: 2
- Sq. Ft. Source: Appraiser
- Year Built: 1985
- Other Struct. Feat.: Dumpster
Lot Features
- Lot Dimensions: 19 x 38
- Zoning: City
Financial Considerations
- Tax Amount: $3,615
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: GULF HIGHLANDS BEACH RESORT UNRECORDED LOT 28 BLK D ORB 4496 P 182
- Disclosures/Rstr.: Accepting Backup Offers
- Property ID: 34797-101-006
Listed by Think Real Estate
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Schools
Schools serving 113 Cindy Ln
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 1.7 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 2.8 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 1.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 113 Cindy Ln
Date
Details
Price
Change
Source
4/08/2026
Price Reduced
$274,900
-1.43%
MLS
2/20/2026
Listed
$278,900
5.64%
MLS
12/07/2021
Sold
$264,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 113 Cindy Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,398
—
$275,787
-5%
2024
$3,398
7%
$291,451
2%
2023
$3,184
103%
$284,790
121%
2021
$1,571
-33%
$128,811
-38%
2022
$2,357
50%
$207,347
76%
2021
$1,571
21%
$117,628
17%
2019
$1,298
5%
$100,871
8%
2018
$1,235
16%
$93,371
4%
2017
$1,061
7%
$89,404
5%
2016
$991
-2%
$84,840
—
2015
$1,016
—
$84,424
—
2014
$1,016
9%
$84,496
-1%
2013
$931
—
$85,502
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 113 Cindy Ln
113 Cindy Lane, Panama City Beach, FL 32407 (MLS# 785566) is a Townhouse property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 113 Cindy Lane is currently listed for $274,900 and was received on February 20, 2026. Want to learn more about 113 Cindy Lane? Do you have questions about finding other Townhouse real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

