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$445,000 -$54,900 (-10.98%) Price Reduced

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 1,076 Sq. Ft.
  • Updated 3 days ago
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GULF FRONT master bedroom, gorgeous views from the living room, dining area and kitchen. Sterling Reef has an ideal location in Panama City Beach, only steps to Shipwreck Island Water Park and within walking distance of the fishing pier! Come see this super cute condo; located on the perfect floor height to take advantage of the gulf views of the Emerald Coast's sandy white beaches and emerald green waters. Sterling Reef features many amenities including a bi-level pool (heated in the winter), fitness center overlooking the pool and beach area, grilling area on the terrace, Owner's Room with flatscreen TV, and convenient covered parking right under your building. Call today to make this your new vacation home or rental investment at the beach!

Full Property Details for 12011 Front Beach Rd #1004

General

  • Price: $445,000
  • Status: Active
  • Type: Condo
  • Source: Emerald_Coast
  • MLS ID: 966099
  • Updated: 5/15/2026
  • Added to Site: 4 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, BBQ Pit/Grill, Beach, Elevators, Exercise Room, Pets Allowed, Pool, TV Cable, Waterfront

Interior

  • Number of Rooms: 4
  • Interior Features: Breakfast Bar, Washer/Dryer Hookup
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Pool: Yes
  • Pool Description: Pool - Heated, Pool - In-Ground, Pool Type

Exterior

  • Exterior Features: BBQ Pit/Grill, Shower

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: STERLING REEF
  • Driving Directions: Left of Alf Coleman Rd on Front Beach Rd , next to County Pier

School Information

  • Elementary School: Hutchinson Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Association: Yes
  • Assoc. Fees Include: Ground Keeping, Master Association, Recreational Faclty, Sewer, Water, Cable TV, Trash

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water

Structural Information

  • Square Feet: 1,076
  • Sq. Ft. Source: County PA Records
  • Year Built: 2005

Lot Features

  • Property View: Gulf

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Gulf

Financial Considerations

  • Assessment Amount: $865

Disclosures and Reports

  • Legal Description: STERLING REEF UNIT 1004 TYPE B ORB 2578 P 120 ORB 3798 P 672 ''ARUBA'' 2BD/2BTH . 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC
  • APN: 34809610067
  • Property ID: 34809610067

Listed by Keller Williams Success Realty

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— 12011 Front Beach Rd #1004 —

  • Keller Williams Success Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 12011 Front Beach Rd #1004

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-50.9 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-82 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12011 Front Beach Rd #1004 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/15/2026
Price Reduced
$445,000
-10.98%
MLS
3/31/2025
Price Reduced
$499,900
-1.98%
MLS
1/10/2025
Listed
$510,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Keller Williams Success Realty

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12011 Front Beach Road #1004, Panama City Beach, FL 32413 (MLS# 966099) is a Condo property with 2 bedrooms and 2 full bathrooms. 12011 Front Beach Road #1004 is currently listed for $445,000 and was received on May 15, 2026. Want to learn more about 12011 Front Beach Road #1004? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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