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$425,000
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Property Description
Set directly on the beach at Sterling Reef, this well-maintained beachfront condo offers a highly desirable 2BR/2BA floor plan with an enclosed bunk room and has generated $58,555.18 (as of July 20, 2026) in short-term rental bookings Positioned on the 8th floor, the condo takes full advantage of panoramic gulf views while delivering something that's harder to find than you might expect - open ocean sound without the noise of the beach crowd below. It's a meaningful difference in the daily experience of the unit. Designed for both personal enjoyment and vacation rental appeal, the floor plan provides the flexibility to comfortably accommodate family and guests while maximizing sleeping capacity. From the kitchen and living area to the primary suite and private balcony, the Gulf remains the focal point throughout the condo. Floor-to-ceiling sliding glass doors maximize natural light while keeping the emerald waters front and center, creating a seamless connection between the interior living spaces and the beach beyond. The coastal-inspired interior has been meticulously maintained and thoughtfully updated - new furniture, paint, and fixtures were added in 2021, new carpet in 2023, and new deck furniture in 2025 - giving the unit a fresh, move-in-ready feel. Tile flooring throughout the main living areas makes upkeep easy after busy beach days. The spacious kitchen offers granite countertops, stainless steel appliances, and a breakfast bar that creates a natural gathering space for family and guests. 9' ceilings enhance the sense of openness, while the gulf-front primary suite serves as a private retreat with direct balcony access and stunning water views. Sterling Reef continues to be a favorite among vacationers thanks to its beachfront setting, relaxed atmosphere, and extensive amenity package. Owners and guests enjoy direct beach access, a seasonally heated bi-level pool and spa, fitness center, activity center, sky terrace with grilling area, covered parking, and 24-hour security. Adding to the appeal is Sterling Reef's central Panama City Beach location. Shipwreck Island Waterpark sits directly across the street, making it a popular destination for families, while Pier Park, Frank Brown Park, golf courses, restaurants, shopping, entertainment, and local attractions are all just minutes away. Schedule a private showing and see it for yourself.
Full Property Details
Full Property Details for 12011 Front Beach Rd #804B
General
- Sold For: $425,000
- HOA FEE: $970/month
- Taxes: (2025)
- Status: Closed
- Type: Condo
- Source: Bay_County
- MLS ID: 791263
- Added to Site: 116 day(s) ago
Interior
- Number of Rooms: 2
- Interior Features: Main Level Primary, Tub Shower, Walk-In Closet(s)
- Appliances: Washer/Dryer Stacked, Electric Oven, Electric Range
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Stacked
Additional Information
- Shared Amenities: Other, See Remarks
- Pool: Yes
- Pool Description: Community
Exterior
- Porch/Patio/Deck: Balcony
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Sterling Reef
- Driving Directions: Sterling Reef is gulf-front directly east of the M.B. Miller County Pier.
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Association Management, Cable TV, Internet, Trash, Water
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: High Rise
- Construction: Concrete
- Sq. Ft. Source: Appraiser
- Year Built: 2005
Lot Features
- Property View: Gulf
- Lot Dimensions: Condo
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Gulf
- Water Front View: Gulf
Financial Considerations
- Association Fee: $970
- Assoc Fee Freq.: Monthly
- Tax Year: 2025
Disclosures and Reports
- Legal Description: STERLING REEF UNIT 804 TYPE B ORB 2578 P 120 ''ARUBA'' 2BD/2BTH ORB 4495 P 581 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC
- Property ID: 34809-610-053
Listed by Berkshire Hathaway HomeServices Beach Properties of Florida
Sold by Dalton Wade Inc
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Schools
Schools serving 12011 Front Beach Rd #804B
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 0.9 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 2 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 1.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 12011 Front Beach Rd #804B
Date
Details
Price
Change
Source
9/16/2026
Sold
$425,000
-5.35%
MLS
6/12/2026
Listed
$449,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
12011 Front Beach Road #804B, Panama City Beach, FL 32407 (MLS# 791263) is a Condo property that was sold at $425,000 on September 16, 2026. Want to learn more about 12011 Front Beach Road #804B? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

