This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/1
$490,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/1
Property Description
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Don't miss this rare opportunity-the only home for sale in Palmetto Trace with a private screened-in pool! HOA is $245 quarterly not $327 monthly! This beautifully maintained home sits on a private wooded lot and features a 2019 roof with radiant heat barrier for low energy bills, insulated interior walls for soundproofing and comfort, and in-wall pest control tubing for easy maintenance. Located in the highly sought-after Palmetto Trace community, this golf cart-friendly neighborhood is golf cart accessible to the beach, Pier Park, and Frank Brown Park, offering the ultimate coastal convenience and lifestyle. Inside, this move-in ready home offers an open floor plan, high ceilings, and abundant natural light. The popular Palm floor plan includes 3 bedrooms plus two versatile flex spaces that can be used as additional bedrooms, a home office, or a playroom. The kitchen features solid oak cabinetry, a pantry, and a functional layout that flows into a formal dining room with tray ceilings-a unique upgrade not found in other Palm models. The primary suite offers a large walk-in closet, tiled walk-in shower, and a garden tub for relaxing. Two guest bedrooms and a full bath are tucked away in their own private wing with a pocket door and linen closet. Step outside to your own backyard retreat with a large screened-in pool, soothing water feature, and a cool-touch painted patio-ideal for relaxing or entertaining. Notable upgrades include a newer roof with radiant heat barrier (2019), a newer HVAC system, freshly painted interior, cool to touch patio paint,solar screen UPF protection pool enclosure screens, interior walls are insulated,smart home security system, and attic access for added storage. Palmetto Trace is golf cart-friendly and known for its low HOA fees, which cover trash service, two community pools, and maintain two convenient entrances. Call for a showing today! Some images are virtually staged. Furniture and decor are not present in the home.
Full Property Details
Full Property Details for 121 Bainbridge St
General
- Sold For: $490,000
- Taxes: $2,578 (2024)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 772829
- Added to Site: 262 day(s) ago
Interior
- Number of Rooms: 3
- Appliances: Electric Oven, Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Gazebo
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Screen Enclosure, Community, Private
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Patio
- Porch/Patio/Deck: Enclosed, Patio, Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener
Location
- County: Bay
- Subdivision: Palmetto Trace Phase III
- Driving Directions: Hwy 98 West (from Hathaway Bridge), right onto Back Beach Road, travel 8 miles, Palmetto Trace is located on the right.
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Phone Connected, Underground Utilities
Structural Information
- Architectural Style: Contemporary
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 2004
Lot Features
- Lot Size (Acres): 0.22
- Lot Size (Sq. Ft.): 9,583
- Lot Size: .22
- Lot Dimensions: 65 x 150
- Zoning: Resid Single Family
Green Features
- Energy Efficient: Solar Screens
Financial Considerations
- Tax Amount: $2,578
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: PALMETTO TRACE PHASE III LOT 233 ORB 2540 P 77
- Property ID: 32738-980-105
Listed by Beachy Beach Real Estate
Sold by Non-Member Office
Get Pre-Approved Today
Schools
Schools serving 121 Bainbridge St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 2.2 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 1.2 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 121 Bainbridge St
Date
Details
Price
Change
Source
1/16/2026
Sold
$490,000
-2.97%
MLS
11/03/2025
Price Reduced
$504,999
-4.54%
MLS
9/18/2025
Price Reduced
$529,000
-3.82%
MLS
8/22/2025
Price Reduced
$549,998
—
MLS
8/19/2025
Price Reduced
$549,999
-2.64%
MLS
7/01/2025
Price Reduced
$564,900
-2.44%
MLS
6/21/2025
Price Reduced
$579,000
-0.31%
MLS
6/06/2025
Price Reduced
$580,777
-1.69%
MLS
5/22/2025
Price Reduced
$590,777
-1.5%
MLS
5/01/2025
Listed
$599,777
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
121 Bainbridge Street, Panama City Beach, FL 32413 (MLS# 772829) is a Single Family property that was sold at $490,000 on January 16, 2026. Want to learn more about 121 Bainbridge Street? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

