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$299,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 3 days ago
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Great opportunity to own your own piece of paradise in the Palm Cove community, located within walking distance to the beautiful white sands of Panama City Beach! Whether you're searching for an investment property or a personal coastal getaway, this home checks all the boxes. Palm Cove is one of the most affordable communities in Panama City Beach and offers two community pools and a playground, all included with low HOA fees. This well-maintained property features 3 bedrooms, 2 full bathrooms, a garage, and a spacious laundry room. The home also boasts an updated kitchen, private screened-in patio, and a new roof installed in 2024. Relax and unwind at home or enjoy the convenience of being just minutes from award-winning restaurants, shopping, fitness centers, and endless entertainment options. Don't miss the chance to see everything this amazing property has to offer-schedule your showing today! All dimensions are approximate and should be verified by the buyer.

Full Property Details for 122 White Cap Wy

General

  • Price: $299,900
  • Taxes: $3,606 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 783472
  • Updated: 1/14/2026
  • Added to Site: 8 day(s) ago

Interior

  • Number of Rooms: 5
  • Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: In Ground, Community

Exterior

  • Exterior Features: Porch
  • Porch/Patio/Deck: Porch, Screened

Parking

  • Garage: Yes
  • Garage Spaces: 1

Location

  • County: Bay
  • Subdivision: Palm Cove Phase III
  • Driving Directions: Take route 98 to Richard Jackson Blvd. Make a right on Hutchison Blvd. Then make another right onto Emerald Coast Club Blvd. and then right on Cabana Ct. right and right again onto Sand Castle Ln., 122 White Cap Way is on the right

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Ranch
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 2007

Lot Features

  • Lot Dimensions: 0 x 0
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $3,606
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: PALM COVE PH 3 LOT 208 ORB 4435 P 1832
  • Property ID: 34039-776-000

Listed by Beach Time Realty, Inc

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Listing agents

— 122 White Cap Wy —

  • Beach Time Realty, Inc

  • Beach Time Realty, Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 122 White Cap Wy

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-51.3 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-82.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 122 White Cap Wy Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/09/2026
Listed
$299,900
-9.12%
MLS
8/26/2024
Sold
$330,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 122 White Cap Wy

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,671
-3%
$304,077
-12%
2023
$3,786
114%
$346,877
109%
2021
$1,769
-37%
$166,140
-30%
2022
$2,802
58%
$238,761
64%
2021
$1,769
37%
$145,327
43%
2019
$1,294
1%
$101,815
2%
2018
$1,286
1%
$99,556
2%
2017
$1,267
-2%
$97,381
—
2016
$1,294
-4%
$97,722
-1%
2015
$1,346
-1%
$98,988
-2%
2014
$1,365
12%
$100,501
-1%
2013
$1,220
—
$101,026
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 122 White Cap Wy

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Beach Time Realty, Inc

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122 White Cap Way, Panama City Beach, FL 32407 (MLS# 783472) is a Single Family property with 3 bedrooms and 2 full bathrooms. 122 White Cap Way is currently listed for $299,900 and was received on January 09, 2026. Want to learn more about 122 White Cap Way? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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