122 White Cap Way, Panama City Beach, FL 32407 - Photo 1

1/1

$290,000

Sold
Closed
Single Family
3 Beds
2 Full Baths

1/1

Property Description

*'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'*Great opportunity to own your own piece of paradise in the Palm Cove community, located within walking distance to the beautiful white sands of Panama City Beach! Whether you're searching for an investment property or a personal coastal getaway, this home checks all the boxes. Palm Cove is one of the most affordable communities in Panama City Beach and offers two community pools and a playground, all included with low HOA fees. This well-maintained property features 3 bedrooms, 2 full bathrooms, a garage, and a spacious laundry room. The home also boasts an updated kitchen, private screened-in patio, and a new roof installed in 2024. Relax and unwind at home or enjoy the convenience of being just minutes from award-winning restaurants, shopping, fitness centers, and endless entertainment options. Don't miss the chance to see everything this amazing property has to offer-schedule your showing today! All dimensions are approximate and should be verified by the buyer.

Full Property Details

Full Property Details for 122 White Cap Wy

General

Sold For: $290,000
Taxes: $3,606 (2025)
Status: Closed
Type: Single Family
Source: Bay_County
MLS ID: 783472
Added to Site: 64 day(s) ago

Interior

Number of Rooms: 5
Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Bedrooms

Total Bedrooms: 3

Additional Information

Pool: Yes
Pool Description: In Ground, Community

Exterior

Exterior Features: Porch
Porch/Patio/Deck: Porch, Screened

Parking

Garage: Yes
Garage Spaces: 1

Location

County: Bay
Subdivision: Palm Cove Phase III
Driving Directions: Take route 98 to Richard Jackson Blvd. Make a right on Hutchison Blvd. Then make another right onto Emerald Coast Club Blvd. and then right on Cabana Ct. right and right again onto Sand Castle Ln., 122 White Cap Way is on the right

School Information

Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold

Community

Community Name: 03 - Bay County - Beach
Association: Yes

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air, Ceiling Fan(s)
Heating Type: Central, Electric

Utilities

Sewer: Public Sewer
Utility Description: Electricity Available

Structural Information

Architectural Style: Ranch
Stories/Levels: 1
Sq. Ft. Source: Appraiser
Year Built: 2007

Lot Features

Lot Dimensions: 0 x 0
Zoning: Resid Single Family

Financial Considerations

Tax Amount: $3,606
Tax Year: 2025

Disclosures and Reports

Special Conditions: Listed As-Is
Legal Description: PALM COVE PH 3 LOT 208 ORB 4435 P 1832
Property ID: 34039-776-000

Listed by Beach Time Realty, Inc
Sold by Berkshire Hathaway HomeServices PenFed

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Listing agents

— 122 White Cap Wy —

Beach Time Realty, Inc
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Schools

Schools serving 122 White Cap Wy

School District:Bay County School District

Name	Grades	Distance
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407	K-5	1.3 mi
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413	6-8	2.4 mi
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407	9-12	1 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 122 White Cap Wy

Date

Details

Price

Change

Source

3/10/2026

Sold

$290,000

-3.3%

MLS

1/09/2026

Listed

$299,900

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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$290,000

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Single Family
Closed

3
Beds
2
Total Baths

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$270,000

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Beds
3
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Beds
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Total Baths

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3
Beds
3
Total Baths

122 White Cap Way, Panama City Beach, FL 32407 (MLS# 783472) is a Single Family property that was sold at $290,000 on March 10, 2026. Want to learn more about 122 White Cap Way? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

122 White Cap Wy Panama City Beach, FL 32407