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$299,000
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Property Description
Backs to the heated pool and just a short walk to the beach this is the beach lifestyle done right! For video tour search on YouTube ''For Sale 123 Tonya Ln in Gulf Highlands Beach Resort'' Welcome to this beautifully maintained 2-bedroom, 2.5-bath townhome located inside a gated beachside community in the heart of Panama City Beach. From the moment you walk in, you'll notice the care and thoughtful updates throughout, including a new roof (2024), updated kitchen with new cabinetry, granite countertops, and accent backsplash, plus a tiled walk-in shower in the primary suite, shiplap accents, and more. One of the standout features is the spacious 12' bonus room extension, perfect for a sunroom, home office, or even additional sleeping space. It opens to an extended patio that leads directly to the heated pool, making it easy to relax while keeping an eye on your kids playing. Additional highlights include two assigned parking spaces right outside your door and the convenience of no elevators. STR allowed with strong GRI potential! FHA and VA approved! The location is hard to beat just a short walk or quick drive to the beach, shopping, dining, and everyday essentials. The community offers an impressive list of amenities, all included in the HOA ($1,121.84 per quarter): 11 pools (5 heated), private beach house with beachfront pool and restaurant & pool, tennis, pickleball and shuffleboard courts, fitness center, mini golf, playgrounds, conference center, plus internet, lawn care, trash, pest control, and termite bond. Golf carts are welcome, making it easy to get around the community or head to the beach. Whether you're looking for a primary residence, vacation getaway, or investment property, this one offers comfort, location, and lifestyle in one. All measurements and details are approximate and should be verified if important.
Full Property Details
Full Property Details for 123 Tonya Ln
General
- Price: $299,000
- Taxes: $3,091 (2025)
- Status: Active
- Type: Townhouse
- Source: Bay_County
- MLS ID: 788750
- Updated: 4/27/2026
- Added to Site: 12 day(s) ago
Interior
- Number of Rooms: 5
- Appliances: Washer/Dryer Stacked, Gas Oven, Gas Water Heater
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Stacked
Additional Information
- Shared Amenities: Beach Rights, Gated, Picnic Area
- Pool: Yes
- Pool Description: Community
- Tennis: Yes
- Security/Safety: Gated with Guard, Smoke Detector(s)
Exterior
- Exterior Features: Patio
- Porch/Patio/Deck: Patio
Location
- County: Bay
- Subdivision: Gulf Highlands Beach Resort
- Driving Directions: East on hwy 98, take a right on Richard Jackson Blvd then Take a Left on Middle Beach Rd, then take a Right at Gulf Highlands
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Natural Gas
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Structure Type: Townhouse
- Construction: Stucco
- Roof: Composition, Shingle
- Stories/Levels: 2
- Sq. Ft. Source: Appraiser
- Year Built: 1988
Lot Features
- Lot Dimensions: 25 x 85
- Frontage: Private Road
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $3,091
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: GULF HIGHLANDS BEACH RESORT UNREC LOT 2 BLK M ORB 4539 P 2085
- Property ID: 34779-057-010
Listed by Dalton Wade Inc
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Schools
Schools serving 123 Tonya Ln
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 2 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 3.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 1.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 123 Tonya Ln
Date
Details
Price
Change
Source
4/22/2026
Listed
$299,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 123 Tonya Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,321
—
$283,249
6%
2024
$3,321
4%
$266,604
3%
2023
$3,186
77%
$258,521
77%
2021
$1,803
-17%
$145,916
-22%
2022
$2,163
20%
$186,376
37%
2021
$1,803
19%
$136,097
14%
2019
$1,510
6%
$119,413
10%
2018
$1,419
12%
$109,046
1%
2017
$1,265
1%
$107,629
—
2016
$1,250
-1%
$107,484
2%
2015
$1,267
—
$105,633
—
2014
$1,269
9%
$105,960
-1%
2013
$1,163
—
$107,221
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 123 Tonya Ln
123 Tonya Lane, Panama City Beach, FL 32407 (MLS# 788750) is a Townhouse property with 2 bedrooms, 2 full bathrooms and 1 partial bathroom. 123 Tonya Lane is currently listed for $299,000 and was received on April 22, 2026. Want to learn more about 123 Tonya Lane? Do you have questions about finding other Townhouse real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

