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$950,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 4 Full Baths
  • 3,329 Sq. Ft.
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Tucked in the sought after west end Lakes at Summer Breeze, this custom home with an attached carriage house is a rare find. Enjoy lake and Gulf views, sunset balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. A first floor suite with private entrance is ideal for guests. Upstairs, the oversized primary suite features a sitting area, spa bath, and screened balcony overlooking the lake. Two more bedrooms, wet bar, balcony, and full bath complete level two. The carriage house adds a 2 car garage plus a 441 SF studio. Paver patios, outdoor shower, wildlife views, and solar complete this home.

Full Property Details for 125 Smugglers Cove Ct

General

  • Price: $950,000
  • Taxes: $6,974 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1011432
  • Updated: 9/21/2026
  • Added to Site: 39 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Not Allowed, Minimum Rental Prd, Waterfront

Interior

  • Number of Rooms: 16
  • Interior Features: Breakfast Bar, Ceiling Raised, Guest Quarters, Lighting Recessed, Lock Out, Split Bedroom
  • Fireplace: Yes
  • Fireplace(s): Fireplace Gas
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Trash Compactor
  • Furnishings: Furnished - Some
  • Flooring: Floor Hardwood, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 5

Exterior

  • Exterior Features: Balcony, Fenced Back Yard, Shower, Sprinkler System
  • Porch/Patio/Deck: Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Lakes At Summer Breeze
  • Driving Directions: From Hwy 79 go West on Front Beach Rd about ⅓ mile Turn right on Caribbean Way across from Seachase Condos. Then turn left on Smuggler's Cove Ct. The house is the last house on the left on the lake at the end of the cul-de-sac.

School Information

  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold

Community

  • Association: Yes
  • Assoc. Fees Include: Master Association

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating/Cooling: Ceiling Fans, Central Air

Utilities

  • Utility Description: Electric, Gas - Propane, Public Water, TV Cable

Structural Information

  • Architectural Style: Mediterranean
  • Construction: Roof Solar Energy, Stucco
  • Exterior Const.: Roof Solar Energy, Stucco
  • Stories/Levels: 2
  • Square Feet: 3,329
  • Sq. Ft. Source: County PA Records
  • Year Built: 2005

Additional Structures

  • Other Structures: Guest Quarters

Lot Features

  • Property View: Lake, Gulf
  • Lot Dimensions: 40 x 166 x 66 x 148
  • Street/Road Desc.: Paved
  • Lot Features: Cul-De-Sac, Curb & Gutter, Dead End, Irregular, Level, Survey Available, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Lake, Shore - Natural

Financial Considerations

  • Assessment Amount: $400
  • Tax Amount: $6,974.3
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: Lakes At Summer Breeze 21A1lot 1 Blk Forb 4495 P 1803
  • APN: 38333-050-567
  • Property ID: 38333-050-567

Listed by Keller Williams Success Realty

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— 125 Smugglers Cove Ct —

  • Keller Williams Success Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 125 Smugglers Cove Ct

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-54.8 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-83.1 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 125 Smugglers Cove Ct Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/21/2026
Price Reduced
$950,000
-3.94%
MLS
9/05/2026
Listed
$989,000
52.39%
MLS
6/30/2020
Sold
$649,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 125 Smugglers Cove Ct

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,641
—
$617,349
3%
2024
$6,641
2%
$599,950
3%
2023
$6,532
17%
$582,476
9%
2021
$5,596
—
$533,146
-3%
2022
$5,623
—
$549,140
15%
2021
$5,596
6%
$475,944
-2%
2019
$5,258
7%
$485,299
19%
2018
$4,918
18%
$407,802
12%
2017
$4,153
—
$362,984
1%
2016
$4,154
18%
$359,347
9%
2015
$3,524
-1%
$330,434
-1%
2014
$3,563
7%
$334,200
-3%
2013
$3,335
—
$343,067
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 125 Smugglers Cove Ct

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125 Smugglers Cove Court, Panama City Beach, FL 32413 (MLS# 1011432) is a Single Family property with 5 bedrooms and 4 full bathrooms. 125 Smugglers Cove Court is currently listed for $950,000 and was received on September 05, 2026. Want to learn more about 125 Smugglers Cove Court? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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