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$290,000

  • Sold
  • Closed
  • Single Family
  • 3 Beds
  • 2 Full Baths
See This Home
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Coastal comfort meets family fun- 3BR/ 2BA in Panama CIty Beach in the Palm Cove subdivision. Welcome to your perfect beach getaway! This affordable 3 bedroom, 2 bathroom home is ideally located in the heart of Panama City Beach, just minutes from the sugar white sands and turquoise waters. The home is nestled in a friendly neighborhood that features a community pool and playground area- perfect for families or vacationers. Step inside to an open floor plan with vaulted ceilings and tile floors throughout the living spaces, creating a spacious and easy to maintain central space. The master suite includes double vanities, a large walk-in closet, and plenty of room to relax and recharge. Enjoy your morning coffee or evening unwind on the back deck, surrounded by lush natural vegetation that offers both privacy's and peaceful vibes. With low traffic thanks to its location at the back of the community, this home is perfect as a primary residence, vacation spot, or investment property. Enjoy easy access to local favorites like Shipwreck Island Waterpark, Rock'it Lanes, and Duplin Winery, plus tons of delicious restaurants just around the corner. Don't miss your chance to own a slice of Panama City Beach paradise!

Full Property Details for 138 White Cap Wy

General

  • Sold For: $290,000
  • Taxes: $1,546 (2024)
  • Status: Closed
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 771488
  • Added to Site: 288 day(s) ago

Interior

  • Number of Rooms: 9
  • Appliances: Electric Range

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Gated
  • Pool: Yes
  • Pool Description: In Ground, Community
  • Security/Safety: Gated Community, Security Gate

Exterior

  • Porch/Patio/Deck: Covered, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Gated

Location

  • County: Bay
  • Subdivision: Palm Cove Phase III
  • Driving Directions: West on Middle Beach Rd (Hutchison Blvd) from Richard Jackson Blvd, turn right into Palm Cove. Take first right on Cabana Court through black gate. Take first right on Sand Castle Lane. Go to the end, take a left on White Cap Way. House is straight ahead at the end of road.

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected

Structural Information

  • Architectural Style: Patio Home
  • Sq. Ft. Source: Appraiser
  • Year Built: 2006

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 4,792
  • Lot Size: .11
  • Lot Dimensions: 50 x 109 x 34 x 109
  • Zoning: City

Financial Considerations

  • Tax Amount: $1,546
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: PALM COVE PH 3 LOT 201 ORB 3891 P 512
  • Property ID: 34039-769-000

Listed by Chipola Realty
Sold by Non-Member Office

Listing agents

— 138 White Cap Wy —

  • Chipola Realty

  • Chipola Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 138 White Cap Wy

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-51.3 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-82.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 138 White Cap Wy

Date
Details
Price
Change
Source
10/23/2025
Sold
$290,000
-3.3%
MLS
9/02/2025
Price Reduced
$299,900
-2.31%
MLS
6/27/2025
Price Reduced
$307,000
-1.6%
MLS
5/05/2025
Price Reduced
$312,000
-2.19%
MLS
4/04/2025
Listed
$319,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Chipola Realty
Sold by Non-Member Office

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Listed by Alice de La Penha

138 White Cap Way, Panama City Beach, FL 32407 (MLS# 771488) is a Single Family property that was sold at $290,000 on October 23, 2025. Want to learn more about 138 White Cap Way? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.