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$453,500
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Property Description
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to Ocean Reef 2103 -- Your Gulf-Front Getaway on the Emerald Coast! Experience breathtaking Gulf views and effortless coastal living from the 21st floor of Ocean Reef. This fully furnished, rental-ready, gulf-front condominium offers the perfect combination of spaciousness, comfort, and resort-style amenities, making it an exceptional vacation home, investment property, or both. One of the standout features of this residence is its coveted 10-foot ceilings and 8-foot interior doors, an exclusive feature offered only on floors 19 through 23 at Ocean Reef. From the moment you step inside, the elevated ceilings, taller doors, and open floor plan create an inviting sense of space and grandeur. Spectacular views of the Gulf of Mexico can be enjoyed from the living room, kitchen, and primary bedroom. Step outside onto the expansive 10' x 28' private balcony, where there's plenty of room to entertain, relax, and soak in the stunning scenery. It's the perfect place to watch spectacular sunsets, spot dolphins and schools of fish, or simply take in the seemingly endless views stretching along more than 20 miles of the Emerald Coast. The comfortable living area is designed for both relaxation and entertaining, featuring a sleeper sofa and two reclining chairs positioned to take full advantage of the incredible Gulf views. The fully equipped kitchen features stainless steel appliances, a breakfast bar with three bar stools, and an open design that flows seamlessly into the dining area, which comfortably seats six. The Gulf-front primary bedroom, with king bed, offers direct balcony access, allowing you to wake up to beautiful water views and enjoy the coastal breeze without leaving your room. The private primary bath includes a spacious walk-in shower. The guest bedroom currently features a queen bed but offers enough space to accommodate two queen beds, providing flexibility for owners and rental guests. A large laundry room adds valuable convenience while also providing generous storage space. The property also includes reserved, dedicated parking, an especially desirable feature for owners and guests. Ocean Reef offers an impressive collection of resort-style amenities, including a Gulf-front swimming pool, indoor pool, hot tub, sauna, steam room, and fitness room. Seasonal beach chair service is also available, offering chaise loungers and umbrellas for the ultimate beach-day experience. Location is another major advantage. Ocean Reef is conveniently situated approximately 1.5 miles from Pier Park, Panama City Beach's premier destination for shopping, dining, entertainment, and attractions. Directly across the street, you'll find a large gift shop, doughnut and coffee shop, mini-golf, go-kart track, snack bar, and more. And just two lots away, Runaway Island offers delicious beachfront dining with both indoor and outdoor seating. Whether you're looking for a turnkey rental investment, a second home, or your own Gulf-front escape, Ocean Reef 2103 checks all the boxes. Beautifully furnished, rental-ready, exceptionally spacious, and positioned high above the Gulf with unforgettable views -- this is one you won't want to miss. Put Ocean Reef 2103 at the top of your must-see list. You'll be glad you did!
Full Property Details
Full Property Details for 14415 Front Beach Rd #2103
General
- Sold For: $453,500
- HOA FEE: $888/month
- HOA FEE FREQ.: Quarterly
- Taxes: $5,674 (2025)
- Status: Closed
- Type: Condo
- Source: Bay_County
- MLS ID: 793768
- Added to Site: 62 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Balcony, Double Vanity
- Appliances: Electric Oven, Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Shared Amenities: Beach Rights, Barbecue, Sauna, Spa/Hot Tub
- Pool: Yes
- Pool Description: Gunite, Gas Heat, Indoor, In Ground, Community
- Spa Description: Community
- Security/Safety: Building Security, Fire Sprinkler System, Security Lights, Fire Alarm, Smoke Detector(s), Security Service
Exterior
- Porch/Patio/Deck: Balcony
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: Additional Parking
Location
- County: Bay
- Subdivision: Ocean Reef
- Driving Directions: From Hwy 98 (Back Beach Road) turn south onto Nautilus St. At Front Beach Road, turn right. Ocean Reef will be immediately on your left.
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Clubhouse, Fitness Facility, Internet, Pest Control, Pool(s), Sewer, Trash, Water
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Heat Pump
- Heating Type: Heat Pump
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: High Rise
- Construction: Block, Concrete, Stucco
- Roof: Membrane
- Elevator: Yes
- Stories/Levels: 23
- Sq. Ft. Source: Plans
- Year Built: 2008
- Other Struct. Feat.: Dumpster
Lot Features
- Property View: Gulf, Water
- Lot Dimensions: 0 x 0
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Gulf, Shoreline - Sand
- Water Front View: Gulf, Shoreline - Sand
Financial Considerations
- Association Fee: $2,663
- Assoc Fee Freq.: Quarterly
- Tax Amount: $5,674.54
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 2103 2BR 2BA ORB 3042 P 236 ORB 3135 P 1252 TYPE B 923 H&C 257 BALC
- Property ID: 40001-250-137
Listed by Distinctive Beach Real Estate
Sold by Non-Member Office
Get Pre-Approved Today
Schools
Schools serving 14415 Front Beach Rd #2103
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 1.1 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 0.4 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 14415 Front Beach Rd #2103
Date
Details
Price
Change
Source
9/11/2026
Sold
$453,500
-3.51%
MLS
8/08/2026
Listed
$470,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
14415 Front Beach Road #2103, Panama City Beach, FL 32413 (MLS# 793768) is a Condo property that was sold at $453,500 on September 11, 2026. Want to learn more about 14415 Front Beach Road #2103? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

