Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$494,250 Sale Pending

  • For Sale
  • Pending
  • Condo / Townhouse
  • 2 Beds
  • 2 Full Baths
  • 1,146 Sq. Ft.
See This Home
Save This Home
See This Home
Save This Home
Experience elevated coastal living in this fully furnished, turn-key 2-bedroom, 2-bath Gulf-front residence on the 18th floor of Ocean Reef Condos in Panama City Beach. Enjoy breathtaking, unobstructed Gulf views from a private balcony--perfect for morning coffee or sunset cocktails. Open-concept layout with floor-to-ceiling windows, tile floors, fresh neutral paint, designer lighting, and a coastal-modern kitchen with new appliances, granite countertops, pull-out shelving, pantry, and extra storage. Two king suites with renovated en-suite baths, Gulf-front suite with balcony access. Ocean Reef amenities include beach access, Gulf-front pool, heated indoor pool, hot tub, fitness center, and covered parking--1.5 miles from Pier Park.

Full Property Details for 14415 Front Beach Rd #UNIT 1804

General

  • Price: $494,250
  • Taxes: $5,703 (2025)
  • Status: Pending
  • Type: Condo /Townhouse
  • Source: Emerald_Coast
  • MLS ID: 994754
  • Updated: 2/9/2026
  • Added to Site: 57 day(s) ago

Interior

  • Rooms/Areas: Balcony, Bedroom, Full Bathroom, Master Bedroom
  • Interior Features: Breakfast Bar, Floor Tile, Furnished - All
  • Appliances: Dryer, Microwave, Refrigerator, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Shared Amenities: BBQ Pit/Grill, Beach, Pool, Sauna/Steam Room, Short Term Rental - Allowed, Waterfront
  • Pool: Yes

Exterior

  • Exterior Features: Balcony, BBQ Pit/Grill, Hot Tub, Pool - Heated, Pool - In-Ground
  • Patio/Balcony: Balcony

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Ocean Reef
  • Driving Directions: From Hwy 79 / Panama City Beach Parkway, head west on Front Beach Rd (Hwy 30A).Continue straight past Hwy 79 intersection.Ocean Reef will be on the left (Gulf-front side). Unit 1804 is on the 18th

School Information

  • Elementary School: Hutchinson Beach
  • Middle School: Surfside
  • High School: Arnold

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Heat Cntrl Electric

Utilities

  • Utility Description: Electric, Public Sewer, Public Water, TV Cable

Structural Information

  • Construction: Concrete
  • Stories/Levels: 0
  • Square Feet: 1,146
  • Sq. Ft. Source: County PA Records
  • Year Built: 2008

Lot Features

  • Property View: Gulf

Water Features

  • Water Front Type: Gulf

Financial Considerations

  • Assessment Amount: $888
  • Assmt Payment Freq: Monthly
  • Tax Amount: $5,703
  • Tax Year: 2025
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: Ocean Reef, A Condominium Unit 1804 2Br 2Ba Orb 3042 P 236 Orb 4096 P 2134 Type B 923 H&C 257 Balc Orb 4106 P 456 Parking Space 30 On 4th Flr
  • Assessment: Yes
  • APN: 40001250111

Listed by EXP Realty LLC

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 14415 Front Beach Rd #UNIT 1804 —

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 14415 Front Beach Rd #UNIT 1804

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-51.1 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-80.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-122.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 14415 Front Beach Rd #UNIT 1804 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/07/2026
Listed
$494,250
53.49%
MLS
3/01/2019
Sold
$322,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 14415 Front Beach Rd #UNIT 1804

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,823
-15%
$442,000
-10%
2024
$5,705
4%
$488,750
—
2023
$5,465
46%
$488,750
62%
2021
$3,742
-15%
$301,750
-26%
2022
$4,390
17%
$408,000
45%
2021
$3,742
62%
$280,500
27%
2019
$2,311
—
$221,703
2%
2018
$2,309
14%
$217,569
2%
2017
$2,028
1%
$213,094
2%
2016
$2,012
-2%
$208,711
1%
2015
$2,063
1%
$207,260
1%
2014
$2,040
-11%
$205,615
-2%
2013
$2,282
—
$210,800
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 14415 Front Beach Rd #UNIT 1804

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by EXP Realty LLC

Similar Properties near 14415 Front Beach Rd #UNIT 1804

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

14701 Front Beach Rd, Panama City Beach, FL 32413 - Photo 1
$499,000

14701 Front Beach Rd  #UNIT 1331  Panama City Beach, FL 32413

  • Condo / Townhouse
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,299
    Sq. Ft.
9450 S Thomas Dr S, Panama City Beach, FL 32408 - Photo 1
$499,000

9450 S Thomas Dr S  #2010  Panama City Beach, FL 32408

  • Condo / Townhouse
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,380
    Sq. Ft.
8420 Dockside Pl, Panama City Beach, FL 32413 - Photo 1 Price Reduced
-$4,000 (-0.8%)
$495,000

8420 Dockside Pl  Panama City Beach, FL 32413

  • Condo / Townhouse
  • Active
  • Updated 5 days ago
  • 2
    Beds
  • 2
    Total Baths
7205 Thomas Dr, Panama City Beach, FL 32408 - Photo 1
$499,000

7205 Thomas Dr  #E-304  Panama City Beach, FL 32408

  • Condo / Townhouse
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,286
    Sq. Ft.

Just Listed near 14415 Front Beach Rd #UNIT 1804

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

191 Water Oaks Loop, Santa Rosa Beach, FL 32459 - Photo 1 Just Listed
$489,000

191 Water Oaks Loop  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 3
    Total Baths
25 Indian Woman Rd, Santa Rosa Beach, FL 32459 - Photo 1 Just Listed
$459,000

25 Indian Woman Rd  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 3
    Total Baths
1398 N County Hwy 393, Santa Rosa Beach, FL 32459 - Photo 1 Just Listed
$459,000

1398 N County Hwy 393  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 3
    Total Baths
305 Peachtree Cir, Santa Rosa Beach, FL 32459 - Photo 1 Just Listed
$439,000

305 Peachtree Cir  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 3
    Total Baths

Price Reduced near 14415 Front Beach Rd #UNIT 1804

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

350 Tradewinds Dr, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$15,000 (-2.08%)
$705,000

350 Tradewinds Dr  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,516
    Sq. Ft.
Listed by Beycome of Florida LLC
107 Brown St, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$50,000 (-5.56%)
$850,000

107 Brown St  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 4 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,074
    Sq. Ft.
150 Calm Gulf Dr, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$4,000 (-2.27%)
$171,999

150 Calm Gulf Dr  Santa Rosa Beach, FL 32459

  • Lots/Land
  • Active
  • Updated 4 days ago
  • 0.32
    Acres
Listed by New Alliance Group Realty
4923 E County Hwy 30A, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$5,100 (-0.68%)
$739,900

4923 E County Hwy 30A  #E102  Santa Rosa Beach, FL 32459

  • Townhouse
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 3
    Total Baths

Recent Sales near 14415 Front Beach Rd #UNIT 1804

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

14415 Front Beach Rd, Panama City Beach, FL 32413 - Photo 1 Sold
$470,000

14415 Front Beach Rd  #1804  Panama City Beach, FL 32413

  • Condo
  • Closed
  • 2
    Beds
  • 2
    Total Baths
14415 Front Beach Rd, Panama City Beach, FL 32413 - Photo 1 Sold
$435,000

14415 Front Beach Rd  #1904  Panama City Beach, FL 32413

  • Condo
  • Closed
  • 2
    Beds
  • 2
    Total Baths
615 Poinsettia Ct, Panama City Beach, FL 32413 - Photo 1 Sold
$470,250

615 Poinsettia Ct  Panama City Beach, FL 32413

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
403 Anemone St, Panama City Beach, FL 32413 - Photo 1 Sold
$565,000

403 Anemone St  Panama City Beach, FL 32413

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths

14415 Front Beach Road #UNIT 1804, Panama City Beach, FL 32413 (MLS# 994754) is a Condo / Townhouse property with 2 bedrooms and 2 full bathrooms. 14415 Front Beach Road #UNIT 1804 is currently listed for $494,250 and was received on February 07, 2026. Want to learn more about 14415 Front Beach Road #UNIT 1804? Do you have questions about finding other Condo / Townhouse real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property