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$325,000

  • Sold
  • Closed
  • Single Family
  • 3 Beds
  • 2 Full Baths
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Waterfront Home Under $350K - No HOA & a short Golf Cart Ride to the Beach! Search on YouTube ''For Sale 164 Clara Ave in Panama City Beach'' for video tour. Looking for a cute waterfront home in Panama City Beach with no HOA, a 1-car garage, and priced under $350K? You just found it! Welcome to this remodeled 3 bed, 2 bath home, where you can fish from your backyard or take a short golf cart ride to the beach and county pier, all while enjoying peaceful lake views and fresh coastal upgrades. This beautifully updated home features: A large backyard overlooking the water Quartz countertops, soft-close custom cabinets, stainless steel appliances Luxury vinyl plank flooring throughout New roof (2022), HVAC & water heater (2018). Washer and Dryer included. 1-car garage with additional parking Tucked into a quiet, central location just minutes from the beach, shopping, dining, and entertainment, this home checks all the boxes for primary living, a second home, or investment (LTR only, no STR). Don't miss this rare opportunity for waterfront living under $350K in the heart of Panama City Beach!

Full Property Details for 164 Clara Ave

General

  • Sold For: $325,000
  • Taxes: $3,191 (2024)
  • Status: Closed
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 776184
  • Added to Site: 142 day(s) ago

Interior

  • Number of Rooms: 3
  • Appliances: Electric Oven, Electric Range, Gas Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Porch/Patio/Deck: Covered, Patio

Parking

  • Garage: Yes
  • Garage Spaces: 1

Location

  • County: Bay
  • Subdivision: No Named Subdivision
  • Driving Directions: From Pier Park Head East, take a right on clara ave

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: Coastal
  • Sq. Ft. Source: Appraiser
  • Year Built: 2001

Lot Features

  • Property View: Lake, Other
  • Lot Size (Acres): 0.21
  • Lot Size (Sq. Ft.): 9,148
  • Lot Size: .21
  • Lot Dimensions: 40 x 100

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Lake, Lake Front
  • Water Front View: Lake, Lake Front
  • Lake Front: Yes

Financial Considerations

  • Tax Amount: $3,191
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: 27 3S 16W -3.3- 38A1 COM AT SW COR OF NW1/4 OF NE1/4 TH N 544.81' E 487.14' S 160' FOR POB TH CONT S 40' W 222.98' N 39.79' E 227.11' TO POB ORB 4575 P 137
  • Property ID: 34042-030-040

Listed and Sold by Dalton Wade Inc

Listing agent

— 164 Clara Ave —

  • Dalton Wade Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 164 Clara Ave

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-50.3 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-81 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 164 Clara Ave

Date
Details
Price
Change
Source
12/17/2025
Sold
$325,000
-4.13%
MLS
10/24/2025
Price Reduced
$339,000
-2.87%
MLS
7/12/2025
Listed
$349,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed and Sold by Dalton Wade Inc

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164 Clara Avenue, Panama City Beach, FL 32407 (MLS# 776184) is a Single Family property that was sold at $325,000 on December 17, 2025. Want to learn more about 164 Clara Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.