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$579,900 Sale Pending

  • For Sale
  • Pending
  • Condo
  • 2 Beds
  • 3 Full Baths
  • Updated 3 days ago
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Photos coming soon. BEST OF THE BEST IN STERLING BREEZE! Center-of-building stack at great elevation, with the largest balcony of any floor plan in the development. Sterling Breeze is a luxury beachfront resort just 1/2 mile west of Pier Park. This 1,365 sq. ft. residence lives like a beach house, with 2 bedrooms, 3 full baths, and a bunk room. It sleeps and rents like a 3-bedroom, offering strong value and excellent rental income potential. Sold fully furnished and rental-ready. Features include 18-inch ceramic tile, 9' ceilings, and an efficient layout with Gulf and sunset views from the balcony, living room, dining area, kitchen, and primary suite. Immaculately maintained, with a private balcony made for alfresco dining and sunset evenings. This low-density boutique building has only 145 units, seven per floor, and a distinctive architectural design. Amenities include a heated overflow-edge pool and spa, fitness center, poolside internet café and wine bar, natural stone gas fire pit, seasonal beach service, and covered parking. The HOA structure is a standout. The association owns all commercial space in the building, and income from guest resort fees, front desk, beach service, and tiki bar rentals funds roughly one-third of the annual budget. The result: 2026 monthly assessments actually decreased, from $945 to $925. The association follows its Structural Integrity Reserve Study, holds over $1.9 million in reserves, and has over $1 million in operating cash. Luxury, location, and income potential on the Gulf. Schedule your private showing today!

Full Property Details for 16701 Front Beach Rd #404

General

  • Price: $579,900
  • HOA FEE: $925/month
  • Taxes: $6,596 (2025)
  • Status: Pending
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 796181
  • Updated: 10/7/2026
  • Added to Site: 8 day(s) ago

Interior

  • Number of Rooms: 5
  • Interior Features: Balcony, Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)
  • Appliances: Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Shared Amenities: Other, See Remarks
  • Pool: Yes
  • Pool Description: Other, See Remarks, Community
  • Security/Safety: Fire Alarm, Smoke Detector(s)

Exterior

  • Exterior Features: Barbecue
  • Porch/Patio/Deck: Balcony

Location

  • County: Bay
  • Subdivision: Sterling Breeze
  • Driving Directions: Located directly on the beach west of the FBR/79 intersection.

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes
  • Assoc. Fees Include: Association Management, Cable TV, Insurance, Internet, Legal/Accounting, Maintenance Grounds, Water

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, Electricity Available

Structural Information

  • Architectural Style: High Rise
  • Construction: Concrete
  • Elevator: Yes
  • Sq. Ft. Source: Appraiser
  • Year Built: 2008
  • Other Struct. Feat.: Dumpster

Lot Features

  • Property View: Gulf, Water
  • Lot Dimensions: CONDO

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Gulf, Shoreline - Sand
  • Water Front View: Gulf, Shoreline - Sand

Financial Considerations

  • Association Fee: $925
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $6,596.17
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: STERLING BREEZE CONDOMINIUM TYPE D UNIT 404 ORB 3021 P 2025 2BR 1BUNK 3BA 1365 H&C ORB 3052 P 1893 217 BALC
  • Property ID: 40001-175-016

Listed by Keller Williams Realty Emerald

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— 16701 Front Beach Rd #404 —

  • Keller Williams Realty Emerald

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 16701 Front Beach Rd #404

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-53.2 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-82.1 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-124.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 16701 Front Beach Rd #404 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/02/2026
Listed
$579,900
-10.78%
MLS
5/21/2008
Sold
$650,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 16701 Front Beach Rd #404

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,934
—
$512,219
-11%
2024
$6,934
5%
$577,915
—
2023
$6,586
38%
$577,915
47%
2021
$4,780
-7%
$394,400
-12%
2022
$5,160
8%
$446,250
27%
2021
$4,780
22%
$351,594
8%
2019
$3,915
-2%
$325,550
—
2018
$3,991
19%
$324,913
10%
2017
$3,355
—
$295,375
2%
2016
$3,363
2%
$290,745
5%
2015
$3,299
6%
$276,463
8%
2014
$3,113
23%
$257,125
10%
2013
$2,527
—
$233,750
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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16701 Front Beach Road #404, Panama City Beach, FL 32413 (MLS# 796181) is a Condo property with 2 bedrooms and 3 full bathrooms. 16701 Front Beach Road #404 is currently listed for $579,900 and was received on October 02, 2026. Want to learn more about 16701 Front Beach Road #404? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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