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$309,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Full Bath
  • 978 Sq. Ft.
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Very rare property in PCB! Family home since 1984. Walking distance to the Gulf and NO HOA. City of PCB does not allow Short Term Rentals on this street. Used exclusively as a beach getaway. Home is in need of many repairs as the value is in the lot. Sellers will look at all offers. Cash or conventional loans ONLY! Home will not qualify for VA or FHA financing.

Full Property Details for 197 Cobb Rd

General

  • Price: $309,000
  • Taxes: $1,342 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 989744
  • Updated: 1/7/2026
  • Added to Site: 94 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Family Room, Living Room
  • Appliances: Refrigerator, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Living Room: Living Room
  • Family Room: Family Room

Exterior

  • Exterior Features: Workshop

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Suntime Beach
  • Driving Directions: Back Beach Road (HWY 98) to Cobb Road. South on Cobb and home will be the last home on the left.

School Information

  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold

Heating & Cooling

  • Heating/Cooling: AC - Window/Wall

Utilities

  • Utility Description: Public Sewer, Public Water

Structural Information

  • Architectural Style: Beach House
  • Construction: Stucco
  • Stories/Levels: 1
  • Square Feet: 978
  • Sq. Ft. Source: County PA Records
  • Year Built: 1961

Lot Features

  • Property View: Gulf
  • Lot Size (Acres): 0.17
  • Lot Dimensions: 60 x 125
  • Street/Road Desc.: City Road
  • Lot Features: Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $1,342
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: SUNTIME BEACH UNIT 1 LOT 6 BLK 4 ORB 1002 P 442
  • APN: 38360-000-000

Listed by The Beach Group Properties LLC

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Listing agent

— 197 Cobb Rd —

  • The Beach Group Properties LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 197 Cobb Rd

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-54.7 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-83.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 197 Cobb Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/07/2026
Price Reduced
$309,000
-6.08%
MLS
11/21/2025
Listed
$329,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 197 Cobb Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,231
-8%
$112,811
9%
2024
$1,343
8%
$103,905
10%
2023
$1,245
16%
$94,110
12%
2021
$1,077
1%
$83,931
-2%
2022
$1,068
-1%
$85,430
7%
2021
$1,077
5%
$80,125
3%
2019
$1,025
—
$77,901
2%
2018
$1,026
21%
$76,636
8%
2017
$850
2%
$70,634
—
2016
$831
-3%
$70,893
—
2015
$859
-2%
$71,151
-2%
2014
$876
10%
$72,706
—
2013
$794
—
$72,626
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by The Beach Group Properties LLC

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197 Cobb Road, Panama City Beach, FL 32413 (MLS# 989744) is a Single Family property with 2 bedrooms and 1 full bathroom. 197 Cobb Road is currently listed for $309,000 and was received on November 21, 2025. Want to learn more about 197 Cobb Road? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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